For Me, For You, For Later

First Steps to Spending, Sharing & Saving

For Me, For You, For Later

For Me, For You, For Later provides parents, caregivers, and educators with strategies and resources to help children learn basic financial concepts that highlight the importance of spending, sharing, and saving; making choices; and the value of people, things, and money.

For Parents & Caregivers

Making a Spending Plan Together

Thinking ahead and making a plan are key financial education skills. Watch as Cookie Monster learns about making a family spending plan.

Elmo’s Spend, Share, and Save Jars

Watch Elmo and Abby learn about spending, sharing, and saving money and help teach children how to create their own Spend, Share, and Save jars.

Wants and Needs with Bert and Ernie

Watch Bert help Ernie learn the difference between wants and needs while on a trip to the grocery store.

For Me, For You, For Later: First Steps to Spending, Sharing, and Saving: Family Guide

Start your children’s financial education early by using the resources, activities and tips included in this guide to teach them financial basics, making smart choices, and talk about financial uncertainty.

How to Talk to Kids During Tough Financial Times

Learn age-appropriate and reassuring ways to talk with young children about money.

You’re Doing Great! Financial Education for Kids

Here are some ways to stay strong and connected as a family when money is tight.

Activity Book

Created to help you and your children share experiences in developing the financial basics that will impact them now and in the future.

For Me, For You, For Later Magazine

Start talking to children about money early to help build the foundation for your child to become a financially responsible adult.

Jar Label Activity

A printable activity to help kids learn about spending, sharing, and saving.

Helping Others Video

Watch Elmo learn about different ways to help others in his community.


Listen along as Elmo learns financial basics from his everyday experiences.

For Educators

For Me, For You, For Later: First Steps to Spending, Sharing, and Saving - Educator Guide

Teach children financial literacy with this educator guide. The guide includes resources, activities and tips to help young children learn financial basics and making choices, for now and in the future.

Professional Development Tutorial

Explore this interactive tutorial that guides through keys concepts of the For Me, For You, For Later: First Steps to Spending, Sharing, and Saving: Educator Guide. You will find multimedia resources including video clips with prompts, activities, and printable pages to distribute.

Educator Guide

Developing financial skills is an important part of every child’s education and, chances are, children in your program are already building these skills. Help children continue to form the foundation for understanding the importance of saving, spending, and sharing.

Sesame Street Learning Resources

Free bilingual resources aim to help parents, caregivers and educators enhance learning opportunities for young children.

Free Online Course

Professional development course available for early educators

Lesson Center

Bringing the arts and science alive in the classroom and at home.