Visa Signature®

Credit Card

Businesses with annual credit card spend of $50,000 or more can get account options to control employee spending, and manage cash flow. It’s a convenient all-in-one card program for purchasing, fleet, travel and entertainment spending, with the added benefits of a Visa Signature card.

Apply for your card

Talk to your PNC banker, or call:

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Send us your email and phone number and we'll contact you.

Earn a $400 statement credit to your new BusinessOptions credit card account.[1]

To qualify for this offer: Apply for your new card by June 30, 2017, and make at least $15,000 in qualifying purchases[2], using your new BusinessOptions credit card account, during the first three billing cycles following account opening.

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See Offer Details
Key Features

Online reporting and spending controls to support expense management.

Choose Your Rewards

You have three options for rewards, with no reward program fees.

Visa Signature® Benefits

Provides travel benefits and protection for purchases.

Features and Benefits

Take Advantage of Many Account Features

Companies with annual credit card spend of $50,000 or more can benefit from BusinessOptions.

  • Choose a pay-in-full option with a spending limit up to $250,000 or a revolve option with a spending limit up to $50,000.
  • Choice of 3 rewards programs
  • No fees for individual cards
  • Ability to limit individual employee spending by merchant or purchase category
  • No fees for purchase transactions made outside the United States
  • Online access to view transactions and generate reports
  • Expense allocation features provided by the Advanced Reporting Tool
  • Optional: Add your company logo to cards for just $350

Annual Fee Disclosure

Annual Fee up to $500 (beginning with the 13th billing cycle after Account opening).  The amount of the annual fee is based on the annual total of net purchases (as defined below) made on the Account for the previous 12 billing cycles as follows:

Annual Total of Net Purchases Annual Fee
$0 - $49,999.99 $500
$50,000 - $74,999.99 $250
$75,000 - $99,999.99 $125
≥ $100,000 $0

The term "net purchases" means the total amount of signature-based purchases, Internet purchases, phone or mail order purchases, or automatic bill payments made with a card, which are processed or submitted through Visa, less returns, credits and chargebacks.  Certain exclusions apply.  Please see the BusinessOptions Credit Card Agreement for details.

Rates and Fees
How to Apply

Ways to Apply

  • Contact your banker
  • Call 1-866-874-3675 (Mon - Fri, 8am to 6pm ET)
  • Complete our Contact Form, and we'll contact you to talk more about how this credit card can help your business.

We Also Recommend

Advanced Reporting Tool

This Online Tool provides spending controls, expense allocation features and variety of reporting options to help you analyze expenses.

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Account View

Account View is an online tool that provides transaction details for all business credit cardholders in a single view, along with the ability to control how cards are utilized, to optimize cash flow.

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Online Services for Business

Take control of your business finances - online. is your business connection to anytime online banking and bill payment, self-service account management, payroll services, tax payments and more.

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Important Legal Disclosures and Information

  1. Subject to credit approval. Business credit card application must be received between January 1, 2017 and June 30, 2017. Offer limited to one $400 statement credit per BusinessOptions credit card account. New accounts only; not valid for existing BusinessOptions credit card account holders. The $400 statement credit, if earned, will be forfeited if the account is closed before the credit is awarded. The credit will appear on your credit card account statement within 90 days of making $15,000 in qualifying purchases within the first 3 billing cycles after account opening. May not be combined with any other BusinessOptions offer.

  2. The term “qualifying purchases” does not mean all transactions made using the credit card. Transactions resulting from balance transfers, cash advances, wire transfers, fees charged by PNC (for example, annual fees, finance charges and related service charges, if any), and lottery, betting or gambling transactions are not included in qualifying purchases.  

  3. To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.

Visa Signature is a registered trademark of Visa International Service Association and used under license.

Excel is a registered mark of Microsoft Corporation.

QuickBooks and Quicken are registered marks of Intuit, Inc.

BusinessOptions is a service mark of The PNC Financial Services Group, Inc.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

Cash Flow Insight is a service mark of The PNC Financial Services Group, Inc.

Equal Opportunity Lender