PNC Solutions for Agriculture

Your cash flow cycle can be inconsistent and unpredictable.  To help you succeed we provide an array of solutions to optimize your business cash flow. Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions to make your business more predictable.[1]

We're Here to Help

Find cash flow opportunities and get answers.

Request Contact

Reach out to an Agriculture Banker

Agriculture is an industry with unique banking needs due to cash flow seasonality and marketplace cycles.

A custom banking approach is necessary to keep your cash flow consistent and predictable. Whether you're a lifestyle farmer, own a small farm, operate a large commercial farm, or run an agri-business, PNC has the products, services and experience to help you achieve your goals.

News Brief

USDA Offers Short-term Relief; PNC Offers Long-term Support

A longtime champion of the agriculture industry, PNC recognizes the impact of industry-wide disruptions and offers tools, insights and ideas to help businesses prevail in the face of adversity.

Business Profile

The Chef's Garden

When a local, European-inspired chef approached Lee Jones at a farmer’s market in Ohio in the 1980s, he and his family had no inkling that their business was about to transform into a globally renowned brand catering to the specialized produce needs of chefs.

Business Profile

ARC Ferns – Thriving Through Specialization

Each year, ARC Ferns produces more than 10 million fern liners for growers, nurseries and resellers throughout the country.


5 Tips for Preparing for Your Annual Financial Review

An annual financial review helps you see where your farm stands today and make plans to keep it running strong over the short and long term.


Protecting Your Farm with a Margin Protection Plan

MPP adds a new dimension to your insurance coverage. Find out how it can help.


Build a Successful Multigenerational Farm Through a Team Approach

To increase the chances that your farm will be part of your family’s future, embrace communication today.

Understanding Agriculture Production

PNC is one of the Top 20 agriculture banks in the nation[2] and has supported the industry for many years. You require bankers that understand how a farm or agri-business operates, in addition to the market trends that may impact your business and financial stability. At PNC, we have a dedicated staff of agricultural bankers devoted to keeping your farm or agri-business running smoothly and profitably. Our sales team is committed to building solid, long-term relationships with agriculture producers and agri-businesses.

PNC is also dedicated to the communities where agriculture producers work and live through our close working relationships with agricultural associations and local extension offices, in addition to supporting county fairs and industry specific conventions.

Improve and Regulate Your Cash Flow

Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow.Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions that make your business more predictable, including flexible repayment schedules[1]. Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis. Explore all of these solutions in more detail below.

Understand, Project, Act

The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow Insight®, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »

Start with the Right Business Checking Account

PNC offers business checking accounts with features for the needs of your farm or agri-business.

Talk to us about your agriculture business, where you want it to go, and how we can help you get it there. Your PNC Agricultural Banker will identify key components of your business' revenue cycle, and help you select the options best suited for your needs.

eNews Archive

Creating a Succession Plan
Choosing the person you’ll turn the operation over to when your farming days are done

3 Tips to Accurately Value Your Farm
An independent farm is much more than just a business operation

Variable-Rate Strategies
Advanced soil and production analyses and seeding methods are helping farmers

Associated Products & Services

Get Time Back!

Cash Flow Insight℠ helps you speed up receivables, stay on top of payables, store documents online, and sync with your accounting software.

Learn More »

PNC Merchant Services

We help you streamline incoming payments by providing solutions for authorizing, clearing and settling credit and debit card transactions.

Learn More »

Which Line of Credit Works for You?

Compare our Business Lines of Credit to find the one best suited to your business needs.  

Compare »

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Origination and annual fees may apply.

  2. As reported by the FDIC, based on aggregate loan volume.

equal housing lender

Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.

Banking and lending products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.