An asset allocation implemented via active and passive investment vehicles makes sense, but there are complex considerations worth analyzing.
Retirement assets cannot be protected from taxes indefinitely. Individuals who turn age 70½ this year may need to begin taking required minimum distributions (RMDs), or face substantial tax consequences.
Here we define how responsible investing (RI) is helping to change the dynamics between institutional investors, such as health care systems, and the ways they achieve their goals in alignment with their values.
We discuss the implications major demographic shifts, market downturns, and other adverse scenarios can have on a prototypical public defined benefit plan.