2024 Financial Wellness in the Workplace Report
U.S. Worker Key Findings
- 3 hours per week is how long American workers spend worrying about their finances at work.
- 68% of workers surveyed said financial stress negatively impacts their overall mental health.
- 3 in 5 workers say they are living paycheck to paycheck. This is highest for Gen Z and Millennials.
- 1 in 3 workers have used a financial planner in the last three years.
U.S. Employer Key Findings
- 3 in 4 employers say workers’ financial stress negatively impacts operations.
- 9 in 10 employers say they are financially better or the same as last year but feel more squeezed.
- 1 in 4 employers think more benefits can enhance a person’s financial security.
- 52% offer retirement match, up from 46% in 2023.
Financial Wellness Strategies that Can Make an Impact
At PNC Institutional Asset Management® (IAM), we help plan sponsors understand and meet their fiduciary obligations. We serve as a retirement plan advisor to companies and offer financial education to their employees. Our team would love to provide a free review of your retirement plan and share the latest research on building effective employee financial education campaigns.

Kaley Keeley Buchanan
Senior Vice President and
Head of PNC Organizational Financial Wellness