Earn A Bonus!

The term “purchases” does not mean every transaction you make with your credit card.  Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers are excluded.

The $8,000 annual cap resets each year on your anniversary date, not at the beginning of each calendar year. Your anniversary date is the date your account is enrolled in the PNC Cash Rewards Program, and the same month/day each year thereafter. For example, if your account was enrolled in the program on June 17, 2022, your anniversary date in 2023 is June 17, 2023.

Double Cashback Offer for new PNC Cash Rewards^® Visa^® credit card accounts:

Promotional Offer Period: This offer is available if you apply for a PNC Cash Rewards Visa credit card account through the following link https://secure.apply.pnc.com/cccr/gettingStarted?promoCode=promo25 during the period 10/1/22 through 12/31/22 and your application is approved.  All accounts subject to credit approval.

Offer Details: We'll match the cash back rewards you earn under the PNC Cash Rewards program only that post to your new PNC Cash Rewards Visa cash back reward balance during the first “Program Year” of your account. This offer cannot be combined with other cash back promotional reward offers on your account, such as additional cash back rewards under the PNC Purchase Payback program. For example, if you were to earn ten percent (10%) cash back on a purchase under the PNC Purchase Payback program during your first Program Year that would have otherwise earned only one percent (1%) cash back under the PNC Cash Rewards program, we will match only the cash back you would have earned had the purchase not qualified for additional cash back under the PNC Purchase Payback program. In this example, we would only match 1% cash back, not 10% cash back. The final determination of the amount of any cash back match will be in our sole discretion.

As we explain in the PNC Cash Rewards Program Terms and Conditions, which are available at pnc.com and apply to this offer and any cash back rewards earned under these offer terms, your first “Program Year” is from your first “Anniversary Date” through the day before your “Anniversary Date” of the following calendar year. Your “Anniversary Date” is the date your account is enrolled in the PNC Cash Rewards Program, and the same month/day each year thereafter.

Please refer to the PNC Cash Rewards Program Terms and Conditions for information about transactions that are considered purchases and, therefore, eligible for earning cash back rewards. For example, cash advances and balance transfers do not earn cash back rewards and would not earn rewards under this offer.  Cash back rewards that post to your cash back reward balance after your first Program Year are not eligible for this offer and will not be doubled. Cash back matches under this offer will not be awarded or, if awarded, will be reversed in full, for returns, credits or chargebacks. For details on cash back reward adjustments, please refer to the PNC Cash Rewards Program Terms and Conditions.

We will award the cash back earned under this offer within 90 days after the end of your first Program Year. To be awarded the cash back rewards earned under this offer, your account must remain open and be available for you to use to make purchases at the time we award the cash back. If your account is closed, revoked, bankrupt, or charged off, you immediately and automatically forfeit any cash back rewards earned under this offer but not redeemed. You also may forfeit any cash back rewards you have earned under this offer if we determine, in our sole discretion, that you have engaged, or intend to engage, in abuse, misuse, or gaming in connection with this offer in any way. This may include, without limitation and without prior notice, any or all of the following (1) disqualifying you from the offer; (2) reversal of any rewards awarded under this offer; (3) closing or suspending your account; or (4) taking legal action against you to recover any monetary losses, including attorneys’ fees and damages.

PNC Bank, National Association (“we,” “our,” “us”) reserves the right to modify or revoke this offer at any time, without compensation to you.

Some purchases of groceries, gas or food may only qualify for 1% cash back. That is because the cash back earned on a purchase is determined by the merchant category code assigned to a merchant. The merchant category code is based on the merchant’s type of business and is assigned by the merchant’s credit card processor. PNC Bank does not assign merchant category codes. For details, please refer to the PNC Cash Rewards Program Terms and Conditions available at pnc.com/creditcards.

Apply for a new PNC Core^® Visa^® credit card through PNC.com. Offer available when applying through any of the links provided on this page. If approved, you will earn a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 3 billing cycles following account opening. The bonus $100 monetary credit will be awarded to your account within 90 days after the purchase that enabled you to meet the $1,000 minimum requirement. 

Apply for a new PNC points^® Visa^® Credit Card through PNC.com. Offer available when applying through any of the links provided on this page. If approved, 50,000 bonus points will be awarded after you have made at least $750 in purchases during the first 3 billing cycles following account opening. The 50,000 bonus points will be awarded within 90 days after you make the purchase that enabled you to meet the $750 minimum requirement. 

You will earn 30,000 bonus miles after you have made $3,000 in purchases during the first 3 billing cycles following account opening. The bonus 30,000 miles will be awarded to your account within 60 days of the purchase that enabled you to meet the $3,000 minimum requirement. We may decide not to honor this bonus offer as a result of misuse/abuse of the Premier Traveler reward program, or if a purchase return, credit, or chargeback occurs with respect to a transaction made to qualify for the bonus. We reserve the right to freeze or refuse to credit bonus miles made available through this offer, or to recoup the bonus miles or their cash equivalent (even in the event your account has been closed by you or us.)