Earn a
Bonus!

On new account applications
completed through this page.

See Details Below.

Whether it's more cash back, lower rates, faster rewards, or travel perks for your everyday purchases, PNC has a credit card that's right for you.

I want to earn
CASH BACK
on my purchases

I want to
SAVE MONEY
with lower interest rates

I want to earn
REWARDS
for my purchases

I want to earn
TRAVEL REWARDS
on my purchase

PNC Cash Rewards®
Visa® Credit Card

Apply Now

PNC Core®
Visa® Credit Card

Apply Now

PNC points®
Visa® Credit Card

Apply Now

PNC Premier Traveler®
Visa Signature® Credit Card

Apply Now

Bonus Offers Available Online Through This Page:

You'll receive a $100 Bonus
after you make $1,000 or more in purchases[1] during the first 3 billing cycles following account opening.[2]

You'll receive a $100 Bonus
after you make $1,000 or more in purchases[1] during the first 3 billing cycles following account opening.[2]

You'll get 50,000 bonus points after you make $750 or more in purchases[1] during the first 3 billing cycles following account opening.[3]

Get 30,000 bonus miles when you make $3,000 in purchases[1] in the first 3 billing cycles following account opening - a $300 value when you redeem miles for travel rewards.[4]

Key Features:

  • Earn 4% on gas station purchases.*
  • Earn 3% on dining purchases at restaurants, including fast food.*
  • Earn 2% on grocery store purchases.*
  • Earn 1% on all other purchases.*

Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[5] in these categories annually.[6]


*See Reward Program Terms and Condition

  • Save on interest and pay off higher rate cards with our LOWEST introductory rate on balance transfers[3]**
  • Additional savings on interest with our LOWEST intro rate on purchases **

**Important Information About Rates and Fees

  • Earn 4 points for every $1 in purchases. There's virtually no limit to the number of points you can earn.*
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more.*
  • Automatically enrollment in the PNC points® program.*

Earn bonus rewards when you have a qualifying checking account and meet minimum balance, direct deposit, or other requirements. Learn More »

*See Reward Program Terms and Conditions

  • Earn 2 miles for every $1 spent on purchases*
  • No foreign transaction fees on purchases made abroad **

*See Reward Program Terms and Conditions

**See Important Information About Rates and Fees

Introductory Rates:

Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**

Then a variable APR, currently 14.49% to 24.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

**Important Information About Rates and Fees

Introductory 0% APR on purchases for the first 15 billing cycles following account opening.**

And, introductory 0% APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**

Then a variable APR, currently 11.49% to 21.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

**Important Information About Rates and Fees

Introductory 0% APR on purchases for the first 12 billing cycles following account opening.** 

And, introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**

Then a variable APR, currently 13.49% to 23.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

**Important Information About Rates and Fees

Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**

Then, a variable APR, currently 17.49%. This APR will vary with the market based on the prime rate.**

**Important Information About Rates and Fees

Annual Fee:


$0


$0


$0

Introductory $0 annual fee for the first year, then $85**

**Important Information About Rates and Fees

PNC Cash Rewards®
Visa® Credit Card

Apply Now

PNC Core®
Visa® Credit Card

Apply Now

PNC points®
Visa® Credit Card

Apply Now

PNC Premier Traveler®
Visa Signature® Credit Card

Apply Now

 

Important Legal Disclosures & Information

  1. The term "purchases" does not mean every transaction you make with your credit card. Some limited transactions, such as cash advances (which include the purchase of cash equivalent products) and balance transfers are excluded.

  2. Offer only available when applying through any of the links provided on this page.  You will earn a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 3 billing cycles following account opening. The bonus $100 monetary credit will be awarded to your account within 60 days after the purchase that enabled you to meet the $1,000 minimum requirement. 

  3. Offer only available when applying through any of the links provided on this page. 50,000 bonus points will be awarded after you have made at least $750 in purchases during the first 3 billing cycles following account opening. The 50,000 bonus points will be awarded within 90 days after you make the purchase that enabled you to meet the $750 minimum requirement. 

  4. You will earn 30,000 bonus miles after you have made $3,000 in purchases during the first 3 billing cycles following account opening. The bonus 30,000 miles will be awarded to your account within 60 days of the purchase that enabled you to meet the $3,000 minimum requirement. We may decide not to honor this bonus offer as a result of misuse/abuse of the Premier Traveler reward program, or if a purchase return, credit, or chargeback occurs with respect to a transaction made to qualify for the bonus. We reserve the right to freeze or refuse to credit bonus miles made available through this offer, or to recoup the bonus miles or their cash equivalent (even in the event your account has been closed by you or us.)

  5. Some purchases of groceries, gas or food may only qualify for 1% cash back. That is because the cash back earned on a purchase is determined by the merchant category code assigned to a merchant. The merchant category code is based on the merchant’s type of business and is assigned by the merchant’s credit card processor. PNC Bank does not assign merchant category codes. For details, please refer to the PNC Cash Rewards Program Terms and Conditions available at pnc.com/creditcards.

  6. The $8,000 annual cap resets each year on your anniversary date, not at the beginning of each calendar year. Your anniversary date is the date your account is enrolled in the PNC Cash Rewards Program, and the same month/day each year thereafter. For example, if your account was enrolled in the program on June 17, 2018, your anniversary date in 2019 is June 17, 2019.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

PNC Cash Rewards, PNC Premier Traveler, PNC Core, and PNC points are registered marks of The PNC Financial Services Group, Inc. 

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

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