To be eligible for bonus offers, you must not have opened the same credit card product and received a bonus in connection with account opening within the last 24 months. For example, if you opened a PNC Cash Rewards credit card on January 15, 2023, and subsequently received a bonus in connection with account opening, then you are ineligible for an account opening bonus on any other PNC Cash Rewards credit card opened before January 15, 2025, subject to other terms and conditions.
PNC Personal Credit Cards special offers
We have a credit card for every need
Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period. See below for details.[1]
PNC Cash Rewards® Visa®
Credit Card
PNC Cash Rewards® Visa® Credit Card
Maximize your cash back
Must qualify for a minimum credit line of $500.[2]
Bonus Offer: Earn $200 cash back[1,3] after you make $1,000 or more in purchases during the first 3 months following account opening.
- 4% on Gas station purchases
- 3% on Restaurant purchases
- 2% on Grocery store purchases
For the first $8,000 in combined purchases in the above three categories annually.[5,6]
PNC Cash Unlimited® Visa Signature® Credit Card
Earn unlimited 2% cash back on every purchase[4]
Must qualify for a minimum credit line of $5,000.[2]
Card Benefits:
- No caps on how much you can earn.
- No cash back expiration dates to worry about.[7]
- No foreign transaction fees.*
Intro Offers: Save more with a 0% introductory APR on purchases and balance transfers.*
- 0% intro APR on purchases for the first 12 months following account opening*
- 0% intro APR on qualifying balance transfers for the first 12 months following account opening when the balance is transferred within the first 90 days following account opening.*
- Then, a variable APR on purchases and balance transfers, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Core® Visa® Credit Card
Save with low rates
Must qualify for a minimum credit line of $500.[2]
- 0% intro APR on purchases for the first 15 months following account opening.*
- 0% intro APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*
- Then a variable APR on purchases and balance transfers, currently 18.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC points® Visa® Credit Card
Earn points for exciting rewards
Must qualify for a minimum credit line of $500.[2]
- Earn 5 to 7 total points for every $1 in purchases with a qualifying PNC checking account.* See which accounts qualify
- There's no limit to the number of points you can earn.