I want to earn
CASH BACK
on my purchases
I want to
SAVE MONEY
with lower interest rates
I want to earn
REWARDS
for my purchases
I want to earn
TRAVEL REWARDS
on my purchase
Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[5] in these categories annually.[6]
Earn bonus rewards when you have a qualifying checking account and meet minimum balance, direct deposit, or other requirements. Learn More »
Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR, currently 12.99% to 22.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
Introductory 0% APR on purchases for the first 15 billing cycles following account opening.**
And, introductory 0% APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR, currently 9.99% to 19.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
Introductory 0% APR on purchases for the first 12 billing cycles following account opening.**
And, introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR, currently 11.99% to 21.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then, a variable APR, currently 15.99%. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
You'll get 50,000 bonus points after you make $750 or more in qualifying purchases[1] during the first 3 billing cycles following account opening.[3]
Introductory 0% Annual Percentage Rate (APR) on purchases for the first 12 billing cycles following account opening.**
And, introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR, currently 11.99% to 21.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
You'll receive a $100 Bonus after you make $1,000 or more in purchases[1] during the first 3 billing cycles following account opening.[2]
Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[5]in these categories annually.[6]
*See Reward Program Terms and Condition
Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR, currently 12.99% to 22.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
You'll receive a $100 Bonus after you make $1,000 or more in purchases[1] during the first 3 billing cycles following account opening.[2]
**Important Information About Rates and Fees
Introductory 0% Annual Percentage Rate (APR) on purchases for the first 15 billing cycles following account opening.**
And, introductory 0% APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then a variable APR, currently 9.99% to 19.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
Get 30,000 bonus miles when you make $3,000 in qualifying purchases[1] in the first 3 billing cycles following account opening - a $300 value when you redeem miles for travel rewards.[4]
*See Reward Program Terms and Conditions
**See Important Information About Rates and Fees
Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.**
Then, an APR of 15.99% on balance transfers. This APR will vary with the market based on the prime rate.**
**Important Information About Rates and Fees
The term "purchases" does not mean every transaction you make with your credit card. Some limited transactions, such as cash advances (which include the purchase of cash equivalent products) and balance transfers are excluded.
Offer only available when applying through any of the links provided on this page. You will earn a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 3 billing cycles following account opening. The bonus $100 monetary credit will be awarded to your account within 60 days after the purchase that enabled you to meet the $1,000 minimum requirement.
Offer only available when applying through any of the links provided on this page. 50,000 bonus points will be awarded after you have made at least $750 in purchases during the first 3 billing cycles following account opening. The 50,000 bonus points will be awarded within 90 days after you make the purchase that enabled you to meet the $750 minimum requirement.
You will earn 30,000 bonus miles after you have made $3,000 in purchases during the first 3 billing cycles following account opening. The bonus 30,000 miles will be awarded to your account within 60 days of the purchase that enabled you to meet the $3,000 minimum requirement. We may decide not to honor this bonus offer as a result of misuse/abuse of the Premier Traveler reward program, or if a purchase return, credit, or chargeback occurs with respect to a transaction made to qualify for the bonus. We reserve the right to freeze or refuse to credit bonus miles made available through this offer, or to recoup the bonus miles or their cash equivalent (even in the event your account has been closed by you or us.)
Some purchases of groceries, gas or food may only qualify for 1% cash back. That is because the cash back earned on a purchase is determined by the merchant category code assigned to a merchant. The merchant category code is based on the merchant’s type of business and is assigned by the merchant’s credit card processor. PNC Bank does not assign merchant category codes. For details, please refer to the PNC Cash Rewards Program Terms and Conditions available at pnc.com/creditcards.
The $8,000 annual cap resets each year on your anniversary date, not at the beginning of each calendar year. Your anniversary date is the date your account is enrolled in the PNC Cash Rewards Program, and the same month/day each year thereafter. For example, if your account was enrolled in the program on June 17, 2018, your anniversary date in 2019 is June 17, 2019.
Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
PNC Cash Rewards, PNC Premier Traveler, PNC Core and PNC points are registered marks of The PNC Financial Services Group, Inc.
PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.