PNC CashBuilder ® Visa®

Credit Card

Remember spending categories? Well, now you can forget them. Earn cash back on nearly every purchase you make every day.

Key Features
Earn at least 1.25% cash back on net purchases

Many ways to get cash back of 1.50% or 1.75%

Seamless integration with PNC Online Banking and Virtual Wallet

See your overall financial picture.

No Annual Fee**

There is no annual fee for this card.


Features and Benefits

Earn 1.25% cash back

on net purchases in the next billing cycle after you make adjusted purchases totaling any amount up to $1,999.99 in the prior billing cycle*

Calculate Your Cash Back Amount »

Earn 1.50% cash back

on net purchases in your next billing cycle after you make adjusted purchases totaling $2,000–$3,999.99 in the prior billing cycle*
OR
maintain a Performance Checking account or Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements in the prior billing cycle*

Calculate Your Cash Back Amount »

Earn 1.75% cash back

on net purchases in your next billing cycle after you make adjusted purchases totaling $4,000 or more in the prior billing cycle*
OR
maintain a Performance Select Checking account or Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements in the prior billing cycle*

Calculate Your Cash Back Amount »



Earn same cash back rate on ALL categories, including travel, gas, groceries and more

  • Unlimited cash back earning potential
  • Redeem when you have accumulated $50 in CashBuilder Rewards
  • Have your cash back reward credited to your CashBuilder credit card account or deposited into your PNC checking or savings account
  • Your cash back rewards don't expire
*See Reward Program Terms and Conditions


Manage your credit card online

In addition to giving you the rewards you want, a PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »


Every PNC Bank Visa credit card features:

  • PNC Security Assurance
    Protection from credit or identity fraud.
  • $0 Fraud Liability
    You won’t be responsible for fraudulent charges on your account.
  • Travel & Emergency Protection
    It’s automatic, whether you’re at home or away.
  • Online Account Tools
    Manage transactions, rewards, balances or payments.
  • Electronic Bill Payment
    Pay bills easily and on time.
Tools and Calculators
How to Apply

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Visa Checkout

Pay online the easier way with Visa Checkout and your PNC card. Breeze through checkout when shopping online with a single sign-in anytime you see the Visa Checkout button.

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Apple Pay

With Apple Pay, you can now use your iPhone® 6 and iPhone 6 Plus at hundreds of thousands of merchant locations nationwide to conveniently make purchases with your PNC Visa cards, all without reaching for your wallet.

Learn More »

Important Legal Disclosures and Information

CashBuilder is a registered mark of the PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC