Credit is subject to approval. Certain restrictions and conditions apply.
Earn $350 When You Close on a New Home Equity Line of Credit
For borrowers taking advantage of the equity in their home.[1]
$350 Home Equity Line of Credit (HELOC) Cash Offer[2]
Limited Time Spring Offer[2]
- Home Equity Line of Credit must be equal to or greater than $75,000.
- Home Equity application must be received by PNC between March 1, 2026 and April 30, 2026. Home Equity Account must close by June 30, 2026.
- The $350 check will be mailed within 60 calendar days after the HELOC account booking.
- Home Equity Loans are not eligible for this offer.
- The property securing the Home Equity Account must be located in a state where PNC offers home equity products (excludes Alaska, Hawaii, Louisiana, Mississippi, Nevada and South Dakota).
- Offer is not available in Georgia, Washington DC, Virginia and Tennessee.
- The primary borrower’s residence must be within the United States.
Choice HELOC Application Process
Once you complete your application, you will be assigned a Loan Processor to guide you through closing until you've signed your final paperwork.
Contact Us
Take the Next Steps.
-
-
Cash Offer Eligibility Requirements: For a limited time, PNC Bank is offering a check in the amount of $350 (the “Offer”) to eligible customers who are approved for a CHELOC secured by certain qualifying collateral. To be eligible for the Offer, (1) Home Equity Account application must be received by PNC between March 1, 2026 and April 30, 2026. (2) Home Equity Account must close by June 30, 2026. (3) Home Equity Account amount must be equal to or greater than $75,000. (4) The property securing the Home Equity Account must be located in a state where PNC offers home equity products (excludes Alaska, Hawaii, Louisiana, Mississippi, Nevada and South Dakota). Offer is not available in Georgia, Washington DC, Virginia and Tennessee. The Offer is subject to credit and property approval. If you meet the eligibility criteria and open a CHELOC account, a $350 check will be mailed to you within 60 calendar days after the CHELOC account booking. PNC may be required to report the value of the Offer to the IRS using the appropriate forms, and it may be considered taxable income to you. Please consult your tax advisor regarding your specific situation. The Offer may be modified or discontinued at any time.
Under the terms of your choice home equity line of credit (Choice HELOC) agreement you can transfer all or a portion of your balance (during the draw period) to a Fixed Rate Part that has a fixed rate with a fixed term. The Fixed Rate Part minimum term is 5 years, and the maximum terms cannot exceed 30 years (except in the state of Tennessee where it cannot exceed 20 years). You may have no more than five Fixed Rate Parts open at any given time, unless you create a Fixed Rate Part at account opening, permitting a maximum of six Fixed Rate Parts at any given time. Other terms and conditions apply to establishing a Fixed Rate Part. See account terms for more details.
PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
©2026 The PNC Financial Services Group, Inc. All rights reserved.
PNC Bank, National Association.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.