EARN $250 or $400

when you open and use a select new
PNC Virtual Wallet®[1]

$250

Virtual Wallet with Performance Spend

    Earn $250 when you establish total qualifying direct deposit(s) of $2,000 or more to the Spend account[1]

     


With Spend, Reserve & Growth, you get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country, as listed on our ATM locator[2]
  • First 4 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
  • Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Two layers of overdraft protection
  • Digital tools to track your spending and automate your savings goals, now including Low Cash ModeSM


Or, select Spend only, you'll get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country, as listed on our ATM locator[2]
  • First 4 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
  • Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Digital tools to track your spending, now including Low Cash ModeSM

$400

Virtual Wallet with Performance Select

    Earn $400 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account[1]

     


With Spend, Reserve & Growth, you get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country, as listed on our ATM locator[2]
  • Up to $20 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Two layers of overdraft protection
  • Digital tools to track your spending and automate your savings goals, now including Low Cash ModeSM


Or, select Spend only, you'll get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country, as listed on our ATM locator[2]
  • Up to $20 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Digital tools to track your spending, now including Low Cash ModeSM

Important Legal Disclosures & Information

  1. Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. For online or phone origination, the Zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select or a $250 reward if you open a new Virtual Wallet with Performance Spend. Changing your product type any time after account opening and prior to the payout of your earned reward, could result in different offer requirements and reward amount.

    To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page between 10/1/2021 to 10/31/2021, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as "Cash Trans Promo Reward" on your monthly statement.

    A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet Performance Select or $2,000 for Virtual Wallet Performance Spend. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.

    New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation. 

  2. Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.

Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc.

Low Cash Mode is a service mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

BBVA is a registered trademark of BBVA, S.A. and is used under license.

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