Tools that help you to set goals, stay on track and see your financial picture
Virtual Wallet includes:
Virtual Wallet with Performance Select includes all of the benefits Virtual Wallet has to offer, plus:
3 Simple Steps to Get $300
Prefer a traditional checking account?
Virtual Wallet with Performance Spend includes all of the benefits Virtual Wallet has to offer, plus:
3 Simple Steps to Get $200
Prefer a traditional checking account?
You may earn a $300 reward if you open a new Virtual Wallet with Performance Select or Performance Select Checking account. You may earn a $200 reward if you open a new Virtual Wallet with Performance Spend or Performance Checking account. You will only be considered for one reward amount, which is based on the product type you open.
To qualify for the reward, the new checking account must be opened online via the application links on this page through 12/31/19 and the following conditions must be met within the first 60 days: (a) qualifying Direct Deposit(s) must be received and (b) 10 qualifying purchases must be made using the PNC Bank Visa® Debit card associated with the newly opened account. Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as "Cash Trans Promo Reward" or "CREDITS PROMO REWARD" on your monthly statement.
A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend, or a Performance Select Checking or Performance Checking account. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select or Performance Select Checking, or $2,000 for Virtual Wallet with Performance Spend or Performance Checking. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.
A qualifying debit card purchase is defined as any debit card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
If you make at least five qualifying purchases in a month with your linked Visa® Debit Card and/or PNC credit card, or set up a qualifying monthly direct deposit of at least $5,000 for Virtual Wallet with Performance Select or $2,000 ($1,000 for PNC WorkPlace Banking® or Military Banking customers) for Virtual Wallet with Performance Spend, you’ll earn the corresponding relationship rate on your Growth account for the following month. Transactions are considered to be made when the transaction posts to the Spend or credit card account, which may be later than the date you initiated the transaction.
We will only link accounts at your direction. If you have not directed PNC to link another account to your Virtual Wallet, the accounts will not be linked and you will not receive a Relationship Rate, applicable waivers of monthly service charges or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applies to all of your PNC accounts.
In the event PNC determines that there has been fraudulent or excessive ATM usage on the account, PNC is not obligated to reimburse any related surcharge fees, and any related reimbursements must be repaid. Surcharge fees not identified within the transaction by the originating financial institution may not be reimbursed. Any fee reimbursements occur at the end of the statement period.
Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.
Visa is a registered trademark of Visa International Service Association and used under license.
Virtual Wallet is a registered trademark of The PNC Financial Services Group, Inc.
PNC WorkPlace Banking is a registered service mark of The PNC Financial Services Group, Inc.
PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”).
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC