Virtual Wallet with Performance Select allows you to make the most of your PNC relationship and enjoy a wide range of benefits and valuable services along with innovative online tools that help you manage your money. Virtual Wallet with Performance Select helps you spend, save and grow your money. It is made up of the Spend Account which is your primary checking account, a Reserve Account which is for your short-term savings and a Growth Account which is for your long-term savings.
Make the most of your PNC relationship and enjoy a wide range of benefits and valuable services when you open a Performance Select checking account.
Virtual Wallet with Performance Spend allows you to leverage your full banking relationship to earn greater rewards while giving you innovative online tools that help you manage your money. Virtual Wallet with Performance Spend helps you spend, save and grow your money. It is made up of the Spend Account which is your primary checking account, a Reserve Account which is for your short-term savings and a Growth Account which is for your long-term savings.
Performance Checking allows you to leverage your full relationship with us to earn higher rewards.
You may earn a $200 reward if you open a new Virtual Wallet® with Performance Spend or Performance Checking. You may earn a $300 reward if you open a new Virtual Wallet with Performance Select or Performance Select Checking. You will only be considered for one reward amount, which is based on the product type you open.
To qualify for the reward, the new checking account must be opened online via the "Apply Now" links on this web page between 01/01/18 and 03/31/18 and the following conditions must be met within the first 60 days: (a) qualifying Direct Deposit(s) must be received and (b) 10 qualifying purchases must be made using the PNC Bank Visa® Debit card associated with the newly opened account. Your checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60 days after all conditions have been met and will be identified as "Cash Trans Promo Reward" on your monthly statement.
A qualifying Debit Card purchase is defined as any Debit Card purchase made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments.
A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into a Performance or Performance Select Checking Account or the Spend Account of a Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select. The total amount of all qualifying Direct Deposits credited to your checking account must be at least $2,000 for Virtual Wallet with Performance Spend or Performance Checking or $5,000 for Virtual Wallet with Performance Select or Performance Select Checking. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as Qualifying Direct Deposits.
New account will not be eligible for the offer if any signer has signing authority on an existing PNC Bank consumer checking account, or has closed a checking account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and social security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
See the Account Agreement for Virtual Wallet Fine Print "What You Need to Know" - Interest Payment and Balance Computation section for details. To qualify for the relationship rate, you must have 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) during the previous calendar month on your Spend account using your Virtual Wallet Visa Debit Card or your Visa credit card linked with your Virtual Wallet online view. Starting with the calendar month following when you open your Virtual Wallet and monthly thereafter, whether the account earns the standard or the relationship rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions for the previous calendar month.
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