Securities Based Line of Credit

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Learn why now is a brilliant time to open a new Securities-Based Line of Credit.

Claim This Exclusive Offer

As a PNC Private Bank client, you can benefit from a discount of 0.35% off draws in your first year when you open a new Securities-Based Line of Credit.1

To learn how you can take advantage of this exclusive offer, contact your PNC Private Bank Advisor or fill out the form below.

Line Size
< $1,000,000:

SOFR + 1.75%

Line Size
$1,000,000 - $2,999,999:

SOFR + 1.50%

Line Size
$3,000,000-$20,000,000:

SOFR + 1.25%

This offer ends 8/31/25. The promotional pricing associated with this offer is good for 1 year from the loan booking date. After that period, the rate will revert to the standard product rate at that time as determined by PNC Private Bank. This is an exclusive offer, non transferable.

What is an Securities-Based Line of Credit?

A Securities-Based Line of Credit can help you finance a new home, cover the cost of tuition, or fund an exciting philanthropic or estate planning venture.2

Borrowing against your portfolio, rather than from it, helps avoid the risk of incurring capital gains tax, disturbing your strategic asset allocation or selling out of the market at the wrong time.

An SBL can be established at no cost, and you can draw on funds any time you need them. You only pay interest on what you use, when you use it, and you can pay down your balance at any time without a penalty.

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Insights into the value of a Securities-Based Lending Account

Risk Management

Access Liquidity Without Disrupting Your Investments

A securities-based line of credit may be a convenient option the next time you need quick access to cash.

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Borrowing for Taxes Can Allow You to Pay on Your Own Terms

Equity in your home or investment portfolio can be used to satisfy an upcoming tax obligation.

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How Can Your Investments Act as Your Financial Safety Net?

A securities-backed line of credit (SBLOC) lets you borrow against your investments without forfeiting their growth potential

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