Exclusions & Conditions
General Information: This offer is limited to individuals who received the offer directly from PNC Wealth Management LLC (PNCWM) through an authorized communication and is valid from July 27th, 2026, through September 30th, 2026. The offer is available to new PNCWM clients for digitally opened, self-directed brokerage accounts only during the offering period. See deposit requirements below. This offer is open to select PNC bank clients that are U.S. residents, 18 years of age or older with no pre-existing PNC Wealth Management relationship. Accounts must be opened entirely through PNC Wealth Management’s digital channel without assistance from a PNC Wealth Management representative. Receipt of this offer does not guarantee account approval or bonus eligibility. To receive the bonus, you must satisfy all offer requirements, including the applicable account opening, funding, balance, and timing requirements. This offer is nontransferable, may not be combined with other offers, and may be changed or discontinued at any time before the stated expiration date without notice. Other restrictions may apply.
Accounts Eligible: PNCWM Digitally Opened, Self-Directed Brokerage Accounts. Eligible registrations include Individual, Traditional IRA, Roth IRA, and Rollover IRA. Accounts Not Eligible: PNCWM Rep-Directed Brokerage and Managed Accounts. Registrations of Digitally Opened, Self-Directed Accounts not outlined above.
Deposit Requirements: Eligible deposits are those received within 30 days of opening a new digitally opened, self-directed brokerage account and these net deposits must be retained for 90 days to receive the bonus. Withdrawals are netted against the eligible deposits during the funding retention period to determine bonus amount. The bonus will be credited within 30 days after the holding requirement is satisfied.
Tax Considerations: Bonus awards of $2,000 or more made into taxable accounts within a calendar year will appear on your consolidated Form 1099. The $2,000 reporting threshold will be adjusted for inflation beginning in 2027. Credits made to your IRA account will not appear on the consolidated Form 1099 report. You are encouraged to consult with your tax advisor about appropriate tax reporting and treatment relating to this bonus award and the deposit of the award into an IRA account.
Bonus amounts are based on total qualifying net deposit tiers as disclosed at the time of account opening.
| Net Deposit | Cash Bonus |
|---|---|
| Less than $25,000 | $0 |
| $25,000 - $99,999 | $150 |
| $100,000 or more | $600 |
Important Investor Information: Brokerage and insurance products are:
• NOT FDIC INSURED
• NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
• NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, PNC BANK, N.A. OR ANY OF ITS AFFILIATES
• SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
Securities products and brokerage services as well as managed account advisory services are offered by PNC Wealth Management LLC, a registered broker-dealer and a registered investment advisor and Member FINRA and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency (CA License # 0B57695).
PNC Wealth Management and PNC Insurance Services do not provide legal, tax, or accounting advice.