Get up
to $600

To earn a Virtual Wallet Checking reward:
This offer is contingent on product availability and may vary based on where you open your account and the ZIP Code of your primary address. For online or phone origination, the ZIP Code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select or a $200 reward if you open and use a new Virtual Wallet with Performance Spend. If you change your Virtual Wallet product type after account opening, the product type that you are in at on the last business day of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.

To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page or in a physical PNC location with the unique reference code from 07/02/2024 through 09/03/2024, and a qualifying direct deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account 60–90 days after all conditions have been met, and will be identified as “Credits Check Reward” on your monthly statement.

A qualifying direct deposit for this offer is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying direct deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select and $2,000 for Virtual Wallet with Performance Spend. Credit card cash advance transfers, wire transfers, person-to-person transfers, transfers from one account to another, or deposits made at a physical PNC location or ATM do not qualify as qualifying direct deposits.

To earn a Growth savings reward:
To qualify for the reward, the new Growth account must be opened with an eligible Virtual Wallet Spend account online via the application links on this page or in a physical PNC location with the unique reference code from 07/02/2024 through 09/03/2024 and the following condition must be met: average monthly balance of $10,000 must be maintained in your new Growth account for each of the first three Growth account statement cycles. Your reward credit will be credited to the eligible account 60–90 days after all conditions have been met and will be identified as “Credits Savings Reward” on your monthly statement.

To earn the bonus reward:
To qualify for the bonus reward, you must open an eligible Virtual Wallet checking and Growth savings account on this page or in a physical PNC location with the unique reference code from 07/02/2024 through 09/03/2024 and meet all requirements of the checking and savings rewards outlined above. Your reward credit will be credited to the eligible account 60–90 days after all conditions have been met and will be identified as “Credits Combo Reward” on your monthly statement.

The new account will not be eligible for the Virtual Wallet Checking reward if you or any signer has an existing PNC Bank consumer checking account; for the Growth savings reward if you or any signer has an existing PNC Bank savings account; for the bonus reward if you or any signer has an existing PNC Bank consumer checking account or savings account, or if any of the beforementioned accounts were open prior to the promotional offer period or have been closed within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer(s) may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.