To be eligible for bonus offers, you must not have opened the same credit card product and received a bonus in connection with account opening within the last 24 months. For example, if you opened a PNC Cash Rewards credit card on January 15, 2023, and subsequently received a bonus in connection with account opening, then you are ineligible for an account opening bonus on any other PNC Cash Rewards credit card opened before January 15, 2025, subject to other terms and conditions.
Find the best card for you
We have a card for every need: Cash Back. Low Rates. Rewards.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period. See below for details.[1]
PNC Cash UnlimitedSM Visa Signature® Credit Card
Earn unlimited 2% cash back on every purchase[2]
- No caps on how much you can earn
- No cash back expiration dates to worry about[4]
- No foreign transaction fees*
- 0% intro APR on purchases for the first 12 billing cycles following account opening
- 0% intro APR on qualifying balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.*
- Then, a variable APR on purchases and balance transfers, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Cash Rewards® Visa® Credit Card
Maximize Your Cash Back....Every Day
- Earn at least 1% cash back on purchases[2] everywhere. Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[5] in these categories annually.[6]
- You'll receive a $200 Bonus[1,7] after you make $1,000 or more in purchases[2] during the first 3 billing cycles following account opening.
- Cash back is automatic - there's no need to enroll or track rotating categories.*
PNC Core® Visa® Credit Card
Save with Low Rates
Introductory Promo Offers

$0 annual fee*
The applicant must be a PNC Online Banking user to apply online.
- Enjoy 0% introductory APR on purchases[2] and balance transfers for the first 15 billing cycles following account opening. Then a variable APR, currently 18.24% to 30.24%, based on credit worthiness.
- These APR's will vary with the market based on the prime rate.*
- Balance must be transferred within the first 90 days following account opening to be eligible for the 0% introductory APR.
Introductory Promo Offers

$0 annual fee*
The applicant must be a PNC Online Banking user to apply online.
PNC points® Visa® Credit Card
Earn points For Exciting Rewards
Earn 100,000 Points

$0 annual fee**
The applicant must be a PNC Online Banking user to apply online.
- You'll get 100,000 bonus points[1,7] after you make $1,000 or more in purchases[2] during the first 3 billing cycles following account opening.
- Earn 4 points for every $1 in purchases.*[2]
- Earn even more points with PNC Virtual Wallet® or an eligible PNC Checking account when you meet additional requirements.*
- Redeem your points for thousands of valuable rewards – including Apple, merchandise, travel, gift cards or cash back.
- Introductory offer on balance transfers.**
Earn 100,000 Points

$0 annual fee**
The applicant must be a PNC Online Banking user to apply online.