PNC Credit Card Offers

Must qualify for a minimum credit line of $500.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

Maximize your cash back

Earn a $200 bonus after opening an account and making $1,000 in purchases within the first 3 months.

Enjoy cash back on purchases **:

4% on gas station purchases

3% on restaurant purchases

2% on grocery store purchases

For the first $8,000 in combined purchases in the above three categories annually

Earn 1% cash back on all other purchases

PNC Cash Unlimited®

$0 Annual Fee*

Must qualify for a minimum credit line of $5,000.

Earn unlimited 2% cash back on purchases

Low intro APR on balance transfers
No caps on earn
No cash back expiration^[8]
No foreign transaction fees*

Save more with a 0% introductory APR on balance transfers.*

0% intro APR on qualifying balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.*
Then, a variable APR on balance transfers, currently 18.49% to 28.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

PNC Cash Rewards®

Maximize your cash back

$0 Annual Fee*

Enjoy cash back on purchases **:

4% on gas station purchases

3% on restaurant purchases

2% on grocery store purchases

Earn 1% cash back on all other purchases

Must qualify for a minimum credit line of $500.

PNC Cash Unlimited®

Earn unlimited 2% cash back on purchases

$0 Annual Fee*

Low intro APR on balance transfers*
No caps on earn
No cash back expiration^[4]
No foreign transaction fees*

Must qualify for a minimum credit line of $5,000.

PNC Spend Wise®

$0 Annual Fee*

Must qualify for a minimum credit line of $500.

Unlock a lower purchase APR over time

Low intro APR on balance transfers & purchases
Purchase APR Reduction Program
Cell Phone Protection, Porch Piracy Protection, and Price Protection^[7]

Save more with a 0% introductory APR on purchases and balance transfers.*

0% intro APR on purchases for the first 18 months following account opening.*
0% intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.*

Then, a variable APR on purchases and balance transfers, currently 19.49% to 27.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

PNC Spend Wise®

Unlock a lower purchase APR over time

$0 Annual Fee*

Low intro APR on balance transfers & purchases
Purchase APR Reduction Program

Must qualify for a minimum credit line of $500.

PNC Secured

Open your card in person at a PNC Branch near you.

Locate a Branch

Establish and build your credit

PNC Secured

Start, build, and strengthen your credit
Determine your own credit limit with a refundable security deposit
Improve your credit score with responsible use

PNC Secured

Establish and build your credit

Start, build, and strengthen your credit
Improve your credit score with responsible use

Locate a Branch