PNC Cash Rewards® Visa® Credit Card

Earn $200

Image of Cash Rewards Card

$0 Annual Fee**

Due to manufacturing delays affecting the delivery of new credit cards, if your application is approved, we estimate that your card(s) will be shipped 2-3 weeks after application approval. 

Earn a $200 Bonus[1] after you make $1,000 or more in purchases[2] during the first 3 billing cycles following account opening of a PNC Cash Rewards® Visa® Credit Card. Offer available when applying through a link on a PNC.com page on which the bonus is offered.

cash back on gas station purchases

cash back on dining purchases at restaurants

cash back on grocery store purchases

cash back on all other purchases

Earn at least 1% cash back on purchases[2] everywhere. Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[3] in these categories annually.[4]

Features & Benefits

Cell phone protection included

When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[5]

  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 18.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
  • Zero Liability Fraud Protection[6]
    If your card or card number is ever lost or stolen, your money will be replaced when you notify us promptly of unauthorized use.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more
  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more
  • Redeem in Online Banking or in the PNC Mobile app any time you have at least $25 in your PNC Cash Rewards Account.*
  • Receive cash back as a statement credit or deposit into a qualifying PNC account.
  • Rewards never expire as long as your account is open.*[7]

  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 18.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

  • Zero Liability Fraud Protection[6]
    If your card or card number is ever lost or stolen, your money will be replaced when you notify us promptly of unauthorized use.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more

  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more

  • Redeem in Online Banking or in the PNC Mobile app any time you have at least $25 in your PNC Cash Rewards Account.*
  • Receive cash back as a statement credit or deposit into a qualifying PNC account.
  • Rewards never expire as long as your account is open.*[7]
Image of Cash Rewards Credit Card

Cash Rewards® Visa® Credit Card

Tools & Calculators

Estimate how much cash back you could earn annually.

Enter your estimated monthly purchase amounts for each category.

Related Resources

For Students

Student Credit Card Center

Learn about using credit cards responsibly, as well as the many benefits and features that come standard with our credit cards.

Financial Education

Credit Card Tips

PNC Bank has teamed up with Visa to offer practical money skills. 

Learn More

Manage Your Credit Card Online

With PNC Online Banking, you can manage your credit card online, keep track of day-to-day spending, and stay informed with PNC Card Alerts.

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