PNC Cash Rewards®

Maximize your cash back - now that's brilliant. 

$0 Annual Fee**

See if I'm Pre-Approved

See if you’re pre-approved before applying, without impacting your credit score.

PNC Cash Rewards Credit Card

*Rewards Terms & Conditions  **Rates & Fees

Must qualify for a minimum credit line of $500.

PNC Cash Rewards®

Maximize your cash back - now that's brilliant. 

$0 Annual Fee**

See if I'm Pre-Approved

See if you’re pre-approved before applying, without impacting your credit score.

Must qualify for a minimum credit line of $500.

*Rewards Terms & Conditions  **Rates & Fees

PNC Cash Rewards®

Maximize your cash back - now that's brilliant. 

$0 Annual Fee**

See if I'm Pre-Approved

See if you’re pre-approved before applying, without impacting your credit score.

Must qualify for a minimum credit line of $500.

*Rewards Terms & Conditions  **Rates & Fees

PNC Cash Rewards Credit Card

Earn a $250 Bonus with PNC Cash Rewards

$250 with ‘$200’ crossed out

Maximize your cash back and earn a $250 bonus.[2]

Just make $1,000 or more in purchases[3] during the first 3 months following account opening.

Bonus eligibility restriction: Only one new account opening bonus on a PNC Cash Rewards credit card per customer within a 24-month period.[4]

Offer ends 5/15/26.

See if I'm Pre-Approved

See if you're pre-approved before applying, without impacting your credit score.

Rates and Fees
Rewards Terms and Conditions

Treat yourself and earn a $250 bonus!

Just make $1,000 or more in purchases during the first 3 months following account opening of a PNC Cash Rewards® Visa® Credit Card.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

PNC Cash Rewards with Earn $250 graphic

Earn a $250 bonus

Just make $1,000 or more in purchases[2] during the first 3 months following account opening of a PNC Cash Rewards® Visa® Credit Card.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

Earn a $250 bonus

Just make $1,000 or more in purchases[2] during the first 3 months following account opening of a PNC Cash Rewards® Visa® Credit Card.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

Earn a $250 bonus

Just make $1,000 or more in purchases during the first 3 months following account opening of a PNC Cash Rewards® Visa® Credit Card. Offer ends 5/15.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

View Details

Earn a $250 bonus

Just make $1,000 or more in purchases during the first 3 months following account opening of a PNC Cash Rewards® Visa® Credit Card. Offer ends 5/15.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

Maximize Your Cash Back Through Purchase Categories

4% cash back on gas station purchases

3% cash back on dining purchases at restaurants

2% cash back on grocery store purchases

1% cash back on all other purchases

Earn 4% on gas station purchases, 3% on dining purchases at restaurants, and 2% on grocery store purchases for the first $8,000 in combined purchases in these categories annually.

Earn at least 1% cash back on all other purchases everywhere.

Redeeming Your Cash Back

Redeem in the PNC Mobile app or in your Online Banking account any time you have at least $25 in your PNC Cash Rewards account.*

  • Statement Credit: Redeem your cash back toward your Cash Rewards statement balance. 
  • Direct Deposit: Redeem your cash back directly into any eligible PNC account.

Rewards never expire as long as your account is open.*

Plus, a special intro offer on qualifying balance transfers

0% intro APR for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 18.49% to 28.49%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

Additional Benefits To Help You Get the Most out of Your Card

Cell Phone Protection

When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.

Zero Liability Fraud Protection

If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.

PNC Easy Lock®

Misplaced your card? PNC Easy Lock puts you in control by allowing you to lock it when you can't locate your personal credit card. Locking your card means no new purchases, cash advances or withdrawals can be made until you unlock it.

Online Account Tools

With PNC Online Banking and the PNC Mobile app, you can enjoy access to your credit card accounts including checking on your account summary, managing transactions, transferring funds, servicing, setting alerts or redeeming rewards.

Contactless Technology

Pay for everyday purchases quickly and conveniently by paying with just a tap. Get the same level of security when you tap as you do when you insert your chip.

Online Statements

Turn off your paper statements and get access to up to 48 months of statements online. You can also set up alerts to know when your next statement is available.

Image of Cash Rewards Credit Card

PNC Cash Rewards® 

$0 annual fee**

See if I'm Pre-Approved

See if you’re pre-approved before applying, without impacting your credit score.

*Rewards Terms & Conditions  **Rates & Fees

Image of Cash Rewards Credit Card

PNC Cash Rewards®

$0 annual fee**

See if I'm Pre-Approved

See if you’re pre-approved before applying, without impacting your credit score.

*Rewards Terms & Conditions  **Rates & Fees

Tools for You

Enter your estimated purchase amounts for each category.

Cash Rewards
PNC Cash Rewards Visa

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