Workplace Banking VW Offer

Why PNC WorkPlace Banking^®?

PNC's distinctive bank-at-work program helps make your financial life easier.

When you qualify for PNC WorkPlace Banking through your employer, you'll gain access to:

Personalized and dedicated service

Financial wellness education with topics suitable for every life stage

Certain offers and benefits for the PNC WorkPlace Banking program. This includes certain offers on qualifying PNC mortgage and refinance options.

Virtual Wallet with Performance Spend
Virtual Wallet with Performance Select
Virtual Wallet

Virtual Wallet with Performance Spend^*

With Spend, Reserve & Growth, you get:

$0 minimum deposit to open online.
As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator.^[2]
First 2 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions.
Up to $5 fee reimbursement per statement period for other financial institution's ATM surcharge fees.
30 free exclusive design checks or $5 discount on other select designs. Once your account is open, order through the PNC Customer Workplace Products section in the PNC Online Banking/Customer Service tab/Order Checks and Supplies. Select "PNC Workplace Plan 30 Pack" for 30 free exclusive design checks.
Two layers of overdraft protection.^[5]
Digital tools to track spending and automate your savings goals, including Low Cash Mode^®[3].

Earn $200

when you establish total qualifying direct deposit(s) of $1,000 to the new account ($2,000 for most PNC Customers)^[1]

Checking and Savings. Together

Apply Now

You must use the "Apply Now" button for your selected product to open a
PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print

Virtual Wallet with Performance Spend Features & Fees

Or, select Spend (checking) only, you'll get:

$0 minimum deposit to open online.
As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator.^[2]
First 2 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions.
Up to $5 fee reimbursement per statement period for other financial institution's ATM surcharge fees.
30 free exclusive design checks or $5 discount on other select designs. Once your account is open, order through the PNC Customer Workplace Products section in the PNC Online Banking/Customer Service tab/Order Checks and Supplies. Select "PNC Workplace Plan 30 Pack" for 30 free exclusive design checks.
Digital tools to track your spending, including Low Cash Mode^®[3].

Checking Only

Apply Now

You must use the "Apply Now" button for your selected product to open a
PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print

Virtual Wallet with Performance Spend Features & Fees

*Products and offers are not available in all areas. Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend and the associated offer(s) are available in the following states: AL, AZ, CA, CO, DE, FL, GA, IL, IN, KY, MD, MI, NC, NJ, NM, NY, OH, PA, SC, TX, VA, WI, WV, and Washington DC. Virtual Wallet with Performance Select and Virtual Wallet with Performance Spend are offered in the state of MO with the exception of the greater Kansas City area. Offer is contingent on product availability and may vary based on your address and where and how you open your account. Talk to your PNC Banker for details.

Virtual Wallet with Performance Select^*

With Spend, Reserve & Growth, you get:

$0 minimum deposit to open online.
As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator.^[2]
Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees.
No charge for PNC-exclusive design checks or $10 discount on other select designs. Once your account is open, order through the PNC Customer WorkPlace Products section in PNC Online Banking/Customer Service tab/Order Checks and Supplies. Select “PNC Wallet WPNCCUS” for free exclusive design checks.
Two layers of overdraft protection.^[5]
Digital tools to track spending and automate your savings goals, including Low Cash Mode^®[3].

Earn $400

when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account^[1]

Checking and Savings. Together

Apply Now

You must use the “Apply Now” button for your selected product to open a
PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print

Virtual Wallet Features & Fees

Or, select Spend (checking) only, and you'll get:

$0 minimum deposit to open online.
As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator.^[2]
Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees.
No charge for PNC-exclusive design checks or $10 discount on other select designs. Once your account is open, order through the PNC Customer WorkPlace Products section in PNC Online Banking/Customer Service tab/Order Checks and Supplies. Select "PNC Wallet WPNCCUS" for free exclusive design checks.
Digital tools to track your spending, including Low Cash Mode^®[3].

Checking Only

Apply Now

You must use the "Apply Now" button for your selected product to open a
PNC Workplace Banking checking product and access these rewards.

Virtual Wallet Fine Print

Virtual Wallet with Performance Select Features & Fees

Virtual Wallet

No monetary reward is currently offered with a PNC WorkPlace Banking Virtual Wallet.^[4]

With Spend, Reserve & Growth, you get:

$0 minimum deposit to open online.
As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator.^[2]
Two layers of overdraft protection.^[5]
Digital tools to track spending and automate your savings goals, including Low Cash Mode^®[3].

Checking and Savings. Together

Apply Now

You must use the “Apply Now” button for your selected product to open a
PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print

Virtual Wallet Features & Fees

Or, select Spend (checking) only, and you'll get:

$0 minimum deposit to open online.
As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator.^[2]
Digital tools to track your spending, including Low Cash Mode^®[3].

Checking Only

Apply Now

You must use the “Apply Now” button for your selected product to open a
PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print

Virtual Wallet Features & Fees

In order to be eligible for the WorkPlace Banking Program offers and rewards, you must apply for eligible PNC products either directly with a dedicated WorkPlace Banking Consultant or you must notify a PNC Branch Banker/PNC Customer Care Consultant that you are employed by a WorkPlace Banking company.

Offer is contingent on product availability and may vary based on where you open your account and the zip code of your primary address. For online or phone origination, the zip code of your primary address will be used to determine product availability. For online or phone origination, the Zip code on your primary residence will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select or a $200 reward if you open a new Virtual Wallet with Performance Spend. If you change your Virtual Wallet product type after account opening, the product type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.

To qualify for the reward, the new PNC WorkPlace Banking Virtual Wallet product must be opened online via the application links on this page and completed with a mobile device from 01/03/2024 through 07/01/2024, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.

A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select or $1,000 for Virtual Wallet with Performance Spend. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.

New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.
Low Cash Mode is only available on the Spend account of your Virtual Wallet product.
No monetary reward is currently offered when opening a new PNC WorkPlace Banking Virtual Wallet basic product.
Your Spend account automatically comes with Overdraft Protection by linking your Reserve and/or Growth accounts to your Spend account so you can use available funds to cover overdrafts.

Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.

PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.

PNC WorkPlace Banking is a registered service mark of The PNC Financial Services Group, Inc.

Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

Earn Up to $400

When you open and use a select new PNC Virtual Wallet^®[1]

Why PNC WorkPlace Banking^®?

PNC's distinctive bank-at-work program helps make your financial life easier.

Virtual Wallet with Performance Spend^*

With Spend, Reserve & Growth, you get:

Checking and Savings. Together

Or, select Spend (checking) only, you'll get:

Checking Only

Virtual Wallet with Performance Select^*

With Spend, Reserve & Growth, you get:

Checking and Savings. Together

Or, select Spend (checking) only, and you'll get:

Checking Only

Virtual Wallet

With Spend, Reserve & Growth, you get:

Checking and Savings. Together

Or, select Spend (checking) only, and you'll get:

Checking Only

SUPPORT

ON THE GO

ABOUT

Sign On to Online Banking or select another service

Earn Up to $400

When you open and use a select new PNC Virtual Wallet®[1]

Why PNC WorkPlace Banking®?

PNC's distinctive bank-at-work program helps make your financial life easier.

Virtual Wallet with Performance Spend*

With Spend, Reserve & Growth, you get:

Checking and Savings. Together

Or, select Spend (checking) only, you'll get:

Checking Only

Virtual Wallet with Performance Select*

With Spend, Reserve & Growth, you get:

Checking and Savings. Together

Or, select Spend (checking) only, and you'll get:

Checking Only

Virtual Wallet

With Spend, Reserve & Growth, you get:

Checking and Savings. Together

Or, select Spend (checking) only, and you'll get:

Checking Only

Important Legal Disclosures & Information

SUPPORT

ON THE GO

ABOUT

Sign On to Online Banking
or select another service

When you open and use a select new PNC Virtual Wallet^®[1]

Why PNC WorkPlace Banking^®?

Virtual Wallet with Performance Spend^*

Virtual Wallet with Performance Select^*