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ABC Test Company Employees
EARN $200
when you open and use a new
PNC Virtual Wallet® Checking Pro
through PNC WorkPlace Banking.®[1]
Virtual Wallet Checking Pro*
with Spend, Reserve & Growth
Checking + Savings
- No monthly fees
- $0 minimum deposit to open
- $20.00 reimbursement of other banks’ ATM surcharge fee per statement period
- As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
- PNC does not charge a fee related to other banks' ATMs
- 4.00% Annual Percentage Yield (APY)[3] interest rate on your Growth savings account
- Growth account balances earn interest starting at $1[3]
- Reserve account for short-term planning
- Digital tools to plan and track your spending and automate your savings, now including Low Cash ModeSM[4]
- Two layers of overdraft protection[5]
Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the new Virtual Wallet Checking Pro account[1]
Open an Account Online
Virtual Wallet Checking Pro with Spend, Reserve & Growth
You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.
Virtual Wallet Checking Pro*
with Spend
Checking
- No monthly fees
- $0 minimum deposit to open
- $20.00 reimbursement of other banks’ ATM surcharge fee per statement period
- As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
- PNC does not charge a fee related to other banks' ATMs
- Digital tools to plan and track your spending, now including Low Cash ModeSM[4]
Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the new Virtual Wallet Checking Pro account[1]
Open an Account Online
Virtual Wallet Checking Pro with Spend
You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.
* Virtual Wallet Checking Pro and the associated offer(s) are not available in the following states as of June 25, 2021: AL, AZ, CA, CO, DE, FL, GA, IL, IN, KY, MD, MI, MO (except Kansas City and surrounding areas), NC, NJ, NM, NY, OH, PA, SC, TX, VA, WI, WV and Washington D.C. Offer is contingent on product availability and may vary based on where and how you open your account and your address. Exceptions may apply. Talk to your PNC Banker for details. You must be employed by a company participating in PNC WorkPlace Banking to take advantage of certain offers.
Why PNC WorkPlace Banking®?
PNC’s distinctive bank-at-work program helps make your financial life easier. When you qualify for PNC WorkPlace Banking through your employer, you’ll gain access to:
- Convenience of digital, virtual, at-work and in-person banking options
- Select offers and benefits, including certain offers on qualifying PNC credit cards, mortgage and refinance options
- Financial wellness education with topics for every life stage
- Personalized service from a dedicated PNC WorkPlace Banking team
Virtual Wallet online banking offers you tools such as a Money Bar to visualize your available and planned spending, a calendar to plan your finances, options for automatic transfer rules and the ability to track spending categories and set budgets.
Please note that the tools for the Reserve and Growth accounts are available when you open a Virtual Wallet bundle with Spend, Reserve and Growth.
Important Legal Disclosures & Information
In order to be eligible for the WorkPlace Banking Program offers and rewards, you must apply for eligible PNC products either directly with a dedicated WorkPlace Banking Consultant or you must notify a PNC Branch Banker/PNC Customer Care Consultant that you are employed by a WorkPlace Banking company.
Offer is contingent on product availability and may vary based on where you open your account and the zip code of your primary address. For online or phone origination, the zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $200 reward if you open a new Virtual Wallet Checking Pro. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.
To qualify for the reward, the new PNC WorkPlace Banking Virtual Wallet Checking Pro must be opened online via the application links on this page and completed with a mobile device from 01/03/2023 through 03/31/2023, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.
A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet Checking Pro. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $2,000 for Virtual Wallet Checking Pro. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.
New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.
Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.
Annual Percentage Yield (APY) accurate as of . The minimum balance to earn interest on your Virtual Wallet Checking Pro Growth account is $1.00. We may refuse or return any deposit amount causing the combined balance of all of your PNC accounts to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts).
Rates and APYs may vary and may change after account opening. Fees may reduce earnings. Available in eligible markets. Business accounts not eligible.
Low Cash Mode is only available on the Spend account of your Virtual Wallet product.
Your Spend account automatically comes with Overdraft Protection by linking your Reserve and/or Growth accounts to your Spend account so you can use available funds to cover overdrafts.
Fort Wayne Metals
Parkview Hospital
NorthShore University Healthcare
Mercy Health
Carnival Corp
Penn Medicine Center Square
Byrne Electrical Specialists
Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc.
PNC WorkPlace Banking is a registered service mark of the PNC Financial Services Group, Inc.
PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”).
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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