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You may earn $400 or $200 when you open and use a new PNC Virtual Wallet® through PNC WorkPlace Banking®[1]

 

 

Retirement: Planning for Your Future
Presented by PNC WorkPlace Banking®

Wherever you are in your retirement planning, it is not too late to develop or refine your savings strategy. Learn how to determine what you need to do to make sure you reach your retirement savings goals.

Date: Thursday, September 29th
Time: 12-12:45pm EST

Learn more & register now

Financial Wellness Monthly Feature

Retirement

Invest

Planning for the Shift From Investing to Spending in Retirement

Whether retirement is a long way off or just around the corner, there are a few questions you'll want to ask yourself right now. The answers will help you plan for the transition from saving and investing to living off your retirement assets.

3:08 min video

Invest

6 IRA Facts to Help Give Your Retirement a Boost

Are you taking advantage of all that an Individual Retirement Account (IRA) has to offer? These six facts could help you save more for retirement.

2 min read

Invest

How an Annuity Can Provide Regular Payments in Retirement

Just because you retire doesn’t mean your income has to as well

2 min read

Virtual Wallet with Performance Spend

Virtual Wallet with Performance Spend*

    Earn $200 when you establish total qualifying direct deposit(s) of $1,000 to the new account
    ($2,000 for most PNC Customers)[1]

 

 


With Spend, Reserve & Growth, you get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • First 4 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
  • Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • 30 free exclusive design checks or $8 discount on other select designs[3]
  • Two layers of overdraft protection[4]
  • Digital tools to track your spending and automate your savings goals, now including Low Cash Mode®[7]
  •  


Checking and Savings. Together

Apply Now

You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print
Virtual Wallet with Performance Spend Features and Fees

 

 


Or, select Spend (checking) only, you'll get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • First 4 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
  • Up to $10 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • 30 free exclusive design checks or $8 discount on other select designs[3]
  • Digital tools to track your spending, now including Low Cash Mode®[7]
  •  

Checking Only

Apply Now

You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print
Virtual Wallet with Performance Spend Features and Fees

Virtual Wallet with Performance Select

Virtual Wallet with Performance Select*

    Earn $300 when you establish total qualifying direct deposit(s) of $5,000 or more to the Spend account[1]

     

 


With Spend, Reserve & Growth, you get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • Up to $20 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • No charge for PNC-exclusive design checks or $12 discount on other select designs[5]
  • Two layers of overdraft protection[4]
  • Digital tools to track your spending and automate your savings goals, now including Low Cash Mode®[7]
  •  


Checking and Savings. Together

Apply Now

You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print
Virtual Wallet with Performance Select Features and Fees

 

 


Or, select Spend (checking) only, you'll get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • Up to $20 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • No charge for PNC-exclusive design checks or $12 discount on other select designs[5]
  • Digital tools to track your spending, now including Low Cash Mode®[7]
  •  


Checking Only

Apply Now

You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print
Virtual Wallet with Performance Select Features and Fees

Virtual Wallet

Virtual Wallet 

No monetary reward is currently offered with a PNC WorkPlace Banking Virtual Wallet.[6]

 

 


With Spend, Reserve & Growth, you get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • First 2 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
  • Up to $5 fee reimbursement per statement period for other financial institution's ATM surcharge fees
  • Two layers of overdraft protection
  • Digital tools to track your spending and automate your savings goals, now including Low Cash Mode®[7]

 


Or, select Spend (checking) only, you'll get:

  • $0 minimum deposit to open online
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • First 2 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
  • Up to $5 fee reimbursement per statement period for other financial institution's  ATM surcharge fees
  • Digital tools to track your spending, now including Low Cash Mode®[7]


Checking and Savings. Together

Apply Now

You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print
Virtual Wallet Features and Fees

Checking Only

Apply Now

You must use the “Apply Now” button for your selected product to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Fine Print
Virtual Wallet Features and Fees

Products and offers are not available in all areas. Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend and the associated offers are available only to those who live in qualifying areas in the following states: AZ, AL, CA, CO, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NM, NY, OH, PA, SC, TX, VA, WI, WV and Washington DC. Offer is contingent on product availability and may vary based on where and how you open your account and your address. Talk to your PNC Banker for details.

Why PNC WorkPlace Banking®?

Committed to supporting your financial well-being

PNC’s distinctive bank-at-work program helps make your financial life easier. When you qualify for PNC WorkPlace Banking through your employer, you’ll gain access to:

Convenience of digital, virtual, at-work and in-person banking options 

Select offers and benefits, including certain offers on qualifying PNC credit cards [8], mortgage and refinance options [9], and referring qualified coworkers[10]

Financial wellness education with topics for every life stage

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Personalized service from a dedicated PNC WorkPlace Banking team

Find a PNC Location

Important Legal Disclosures & Information

  1. Offer is contingent on product availability and may vary based on where you open your account and the zip code of your primary address. For online or phone origination, the zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $400 reward if you open a new Virtual Wallet with Performance Select, a $200 reward if you open a new Virtual Wallet with Performance Spend. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.

    To qualify for the reward, the new PNC WorkPlace Banking Virtual Wallet product must be opened online via the application links on this page and completed with a mobile device between 07/01/2022 to 10/31/2022, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.

    A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select or Virtual Wallet with Performance Spend. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select or $1,000 for Virtual Wallet with Performance Spend. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.

    New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.

  2. Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.

  3. Once your account is open, order through the PNC Customer WorkPlace Products section in PNC Online Banking/Customer Service tab/Order Checks and Supplies. Select "PNC WorkPlace Plan 30 Pack" for free exclusive design checks.

  4. Your Spend account automatically comes with Overdraft Protection by linking your Reserve and/or Growth accounts to your Spend account so you can use available funds to cover overdrafts.

  5. Once your account is open, order through the PNC Customer WorkPlace Products section in PNC Online Banking/Customer Service tab/Order Checks and Supplies. Select "PNC Wallet WPNCCUS" for free exclusive design checks.

  6. No monetary reward is currently offered when opening a new PNC WorkPlace Banking Virtual Wallet basic product. 

    PNC WorkPlace Banking customers holding the Virtual Wallet basic product qualify for the Refer a Coworker program reward only. PNC SmartAccess® Prepaid Visa® Cards do not qualify for PNC WorkPlace Banking rewards and benefits. If you apply for a Virtual Wallet but the account is declined, and you open a SmartAccess card, the SmartAccess card will not make you eligible for the PNC WorkPlace Banking program.

  7. Low Cash Mode is only available on the Spend account of your Virtual Wallet product.

  8. Obtaining a PNC Bank credit card account is subject to credit approval. To qualify for the $100 credit card account cash award, when applying for a new credit card, the PNC WorkPlace Banking customer must have an eligible PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet Checking Pro, Performance Select Checking account or Performance Checking account, open a new PNC Core, PNC points or PNC Cash Rewards credit card, and make at least $1,000 in purchases within the first three billing cycles following credit card account opening. The $100 cash award is not available to PNC WorkPlace Banking customers who have already opened a PNC Core, PNC points or PNC Cash Rewards credit card and were credited the $100 cash award to an eligible checking account within the last 24 months. 

    The $100 cash award will be in the form of a credit to the eligible checking account within 90 days following the purchase that enabled you to meet the $1,000 minimum requirement. The $100 cash award will be identified as “CREDITS CREDCARD WKPMIL” on your monthly checking account statement. Your PNC WorkPlace Banking checking account must remain open in order for you to receive the $100 cash award. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation. Limit one $100 cash award per PNC WorkPlace Banking eligible checking account in a 24-month period. The 24-month period begins on the date the most recent $100 credit card account cash award was credited to the eligible checking account. 

    As used in this offer, the term “purchases” has the same meaning as “qualifying purchase” in the PNC points Program reward terms and conditions, as “purchase” in the PNC Cash Rewards Program reward terms and conditions, or as “purchase” under the account terms for PNC Core. That means that, in general, as used in this offer, “purchases” does not mean all transactions you may make with your credit card account. Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers, are excluded. Also, fees and interest, even if included in the purchase balance on your account, never earn rewards and are not treated as purchases for purposes of qualifying for the cash award offer. 

    For details about excluded transactions, please see the complete reward program terms and conditions available on pnc.com/creditcards. For details on reward programs, please refer to the applicable reward terms and conditions, which are available at pnc.com/creditcards. This offer may be modified or discontinued at any time and without notice. Must apply for the credit card at the branch/Solution Center or through a PNC WorkPlace Banking representative.

    PNC Bank, National Association, is the issuer of the PNC Bank credit cards described herein. Bank deposit products and services are provided by PNC Bank, National Association, Member FDIC.

  9. To qualify for the $300 mortgage account reward, at the time of mortgage funding, the PNC WorkPlace Banking or PNC Military Banking customer must have an eligible PNC WorkPlace Banking or PNC Military Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet Checking Pro, Performance Select Checking account or Performance Checking account.

    The PNC WorkPlace Banking or PNC Military Banking checking account must remain open in order for you to receive the $300 reward, which will be credited to the eligible checking account within 90 days after conditions have been met and will be identified as "CREDITS MORTGAGE WKP MIL" on your monthly checking account statement.

    Offer may be extended, modified, or discontinued at any time. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.

    PNC is a registered service mark of The PNC Financial Services Group, Inc. ("PNC"). All loans are provided by PNC Bank, National Association, and are subject to credit approval and property appraisal. Terms and conditions of this offer are subject to change without notice.

  10. To be awarded $100 cash, you must be a PNC WorkPlace Banking participant and make a qualified referral. A referral is qualified if the individual you referred (the “Referee”): 1) is qualified for the PNC WorkPlace Banking program; 2) does not have signing authority on an existing PNC Bank consumer checking account, did not close an account within the past 90 days, and was not paid a promotional premium within the past 12 months; 3) when applying in person, presents the Referral Email with the Coupon ID by showing it to a PNC representative where available or, when applying via the Referral email, begins the digital application by clicking the “apply now” button where available; 4) opens a qualifying PNC WorkPlace Banking checking product and meets the stipulations to earn a PNC WorkPlace Banking monetary reward. To qualify for the PNC Workplace Banking program's new customer offer, the Referee must be employed by a company that participates in the PNC WorkPlace Banking program.

    $100 cash will be awarded to your account within 60 to 90 days after the monetary reward is issued to the coworker. The $100 cash award is limited to ten referral payments per year — up to $1,000 per 12-month period. This offer may be extended, modified or withdrawn at any time without prior notice and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

Fort Wayne Metals

Parkview Hospital

NorthShore University Healthcare

Mercy Health

Carnival Corp

Penn Medicine Center Square

Byrne Electrical Specialists

Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.

PNC WorkPlace Banking is a registered service mark of the PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc.

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