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You may earn $200 when you open and use a new PNC Virtual Wallet® through PNC WorkPlace Banking®[1]

 

 



Budgeting 2.0: Making Budgets Work
Presented by PNC WorkPlace Banking®

Learn to identify your personal obstacles to budgeting, decide short- and long-term goals, and manage your day-to-day spending to increase your financial security.

Date: Wednesday, December 14th
Time: 12-12:45pm EST

Learn more & register now

Financial Wellness Monthly Feature

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Preparing for Unexpected Expenses

Unexpected expenses like a car repair or medical costs can occur at any time. Learn how to prepare for major expenses that your budget didn’t anticipate.

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Master Your Money: Tips from Tiffany Aliche, The Budgetnista

Whether you’re looking to build lifelong wealth or pay this month’s cell phone bill, Tiffany Aliche, author of “Get Good with Money,” has valuable advice to share.

64:10 min video

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5 Tips for Finding the Financial Tools that Best Fit Your Goals

There are plenty of tools to help you reach your financial needs and goals. Here are 5 tips to help you find the one that is best for you.

4 min read

Virtual Wallet Checking Pro*
with Spend, Reserve & Growth

Checking + Savings

  • No monthly fees
  • $0 minimum deposit to open
  • $20.00 reimbursement of other banks’ ATM surcharge fee per statement period
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • PNC does not charge a fee related to other banks' ATMs
  • 3.50% Annual Percentage Yield (APY)[3] interest rate on your Growth savings account
  • Growth account balances earn interest starting at $1[3]
  • Reserve account for short-term planning
  • Digital tools to plan and track your spending and automate your savings, now including Low Cash ModeSM[4]
  • Two layers of overdraft protection[5]

Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the new Virtual Wallet Checking Pro account[1]

Open an Account Online

Virtual Wallet Checking Pro with Spend, Reserve & Growth

Apply Now

Check Rates

Your must use the link provided for your selected product and type to open a PNC WorkPlace Banking checking product and access these rewards.

Virtual Wallet Checking Pro*
with Spend

Checking

  • No monthly fees
  • $0 minimum deposit to open
  • $20.00 reimbursement of other banks’ ATM surcharge fee per statement period
  • As a PNC customer, you can access your money fee-free at nearly 60,000 ATMs across the country, as listed on our ATM locator[2]
  • PNC does not charge a fee related to other banks' ATMs
  • Digital tools to plan and track your spending, now including Low Cash ModeSM[4]

 

 

 

 

Earn $200 when you establish total qualifying direct deposit(s) of $2,000 or more to the new Virtual Wallet Checking Pro account[1]

Open an Account Online

Virtual Wallet Checking Pro with Spend

Apply Now

Your must use the link provided for your selected product and type to open a PNC WorkPlace Banking checking product and access these rewards.

Products and offers are not available in all areas. Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend and the associated offers are available only to those who live in qualifying areas in the following states: AZ, AL, CA, CO, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NM, NY, OH, PA, SC, TX, VA, WI, WV and Washington DC. Offer is contingent on product availability and may vary based on where and how you open your account and your address. Talk to your PNC Banker for details.

Why PNC WorkPlace Banking®?

Committed to supporting your financial well-being

PNC’s distinctive bank-at-work program helps make your financial life easier. When you qualify for PNC WorkPlace Banking through your employer, you’ll gain access to:

Convenience of digital, virtual, at-work and in-person banking options 

Select offers and benefits, including certain offers on qualifying PNC credit cards [6], mortgage and refinance options [7], and referring coworkers[8]

Financial wellness education with topics for every life stage

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Personalized service from a dedicated PNC WorkPlace Banking team

Find a PNC Location

Important Legal Disclosures & Information

  1. Offer is contingent on product availability and may vary based on where you open your account and the zip code of your primary address. For online or phone origination, the zip code of your primary address will be used to determine product availability. For origination through a PNC location, product availability will be based on the physical PNC location. You may earn a $200 reward if you open and use a new Virtual Wallet Checking Pro. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.

    To qualify for the reward, the new PNC WorkPlace Banking Virtual Wallet Checking Pro must be opened online via the application links on this page from 07/01/2022 through 01/02/2023, and a qualifying Direct Deposit(s) must be received within the first 60 days. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60–90 days after all conditions have been met and will be identified as “CREDITS CHECK REWARD” on your monthly statement.

    A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet Checking Pro. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $2,000 for Virtual Wallet Checking Pro. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits.

    New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Trust, Estate and other specialty titled accounts are excluded from this offer. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.

  2. Visit PNC.com/locator to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.

  3. Annual Percentage Yield (APY) accurate as of . The minimum balance to earn interest on your Virtual Wallet Checking Pro Growth account is $1.00.  We may refuse or return any deposit amount causing the combined balance of all of your PNC accounts to exceed $5,000,000 (including any jointly owned, or in the case of an account owned by a living trust, jointly managed accounts).

    Rates and APYs may vary and may change after account opening. Fees may reduce earnings. Available in eligible markets. Business accounts not eligible. 

  4. Low Cash Mode is only available on the Spend account of your Virtual Wallet product.

  5. Your Spend account automatically comes with Overdraft Protection by linking your Reserve and/or Growth accounts to your Spend account so you can use available funds to cover overdrafts.

  6. Obtaining a PNC Bank credit card account is subject to credit approval. To qualify for the $100 credit card account cash award, when applying for a new credit card, the PNC WorkPlace Banking customer must have an eligible PNC WorkPlace Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet Checking Pro, Performance Select Checking account or Performance Checking account, open a new PNC Core, PNC points or PNC Cash Rewards credit card, and make at least $1,000 in purchases within the first three billing cycles following credit card account opening. The $100 cash award is not available to PNC WorkPlace Banking customers who have already opened a PNC Core, PNC points or PNC Cash Rewards credit card and were credited the $100 cash award to an eligible checking account within the last 24 months. 

    The $100 cash award will be in the form of a credit to the eligible checking account within 90 days following the purchase that enabled you to meet the $1,000 minimum requirement. The $100 cash award will be identified as “CREDITS CREDCARD WKPMIL” on your monthly checking account statement. Your PNC WorkPlace Banking checking account must remain open in order for you to receive the $100 cash award. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation. Limit one $100 cash award per PNC WorkPlace Banking eligible checking account in a 24-month period. The 24-month period begins on the date the most recent $100 credit card account cash award was credited to the eligible checking account. 

    As used in this offer, the term “purchases” has the same meaning as “qualifying purchase” in the PNC points Program reward terms and conditions, as “purchase” in the PNC Cash Rewards Program reward terms and conditions, or as “purchase” under the account terms for PNC Core. That means that, in general, as used in this offer, “purchases” does not mean all transactions you may make with your credit card account. Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers, are excluded. Also, fees and interest, even if included in the purchase balance on your account, never earn rewards and are not treated as purchases for purposes of qualifying for the cash award offer. 

    For details about excluded transactions, please see the complete reward program terms and conditions available on pnc.com/creditcards. For details on reward programs, please refer to the applicable reward terms and conditions, which are available at pnc.com/creditcards. This offer may be modified or discontinued at any time and without notice. Must apply for the credit card at the branch/Solution Center or through a PNC WorkPlace Banking representative.

    PNC Bank, National Association, is the issuer of the PNC Bank credit cards described herein. Bank deposit products and services are provided by PNC Bank, National Association, Member FDIC.

  7. To qualify for the $300 mortgage account reward, at the time of mortgage funding, the PNC WorkPlace Banking or PNC Military Banking customer must have an eligible PNC WorkPlace Banking or PNC Military Banking Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, Virtual Wallet Checking Pro, Performance Select Checking account or Performance Checking account.

    The PNC WorkPlace Banking or PNC Military Banking checking account must remain open in order for you to receive the $300 reward, which will be credited to the eligible checking account within 90 days after conditions have been met and will be identified as "CREDITS MORTGAGE WKP MIL" on your monthly checking account statement.

    Offer may be extended, modified, or discontinued at any time. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Please consult your tax adviser regarding your specific situation.

    PNC is a registered service mark of The PNC Financial Services Group, Inc. ("PNC"). All loans are provided by PNC Bank, National Association, and are subject to credit approval and property appraisal. Terms and conditions of this offer are subject to change without notice.

  8. To be awarded $100 cash, you must be a PNC WorkPlace Banking participant and make a qualified referral. A referral is qualified if the individual you referred (the “Referee”): 1) is qualified for the PNC WorkPlace Banking program; 2) does not have signing authority on an existing PNC Bank consumer checking account, did not close an account within the past 90 days, and was not paid a promotional premium within the past 12 months; 3) when applying in person, presents the Referral Email with the Coupon ID by showing it to a PNC representative where available or, when applying via the Referral email, begins the digital application by clicking the “apply now” button where available; 4) opens a qualifying PNC WorkPlace Banking checking product and meets the stipulations to earn a PNC WorkPlace Banking monetary reward. To qualify for the PNC Workplace Banking program's new customer offer, the Referee must be employed by a company that participates in the PNC WorkPlace Banking program.

    $100 cash will be awarded to your account within 60 to 90 days after the monetary reward is issued to the coworker. The $100 cash award is limited to ten referral payments per year — up to $1,000 per 12-month period. This offer may be extended, modified or withdrawn at any time without prior notice and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

Fort Wayne Metals

Parkview Hospital

NorthShore University Healthcare

Mercy Health

Carnival Corp

Penn Medicine Center Square

Byrne Electrical Specialists

Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.

PNC WorkPlace Banking is a registered service mark of the PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc.

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