Move Forward with
Business Checking 

Open and use a qualifying checking account to earn cash rewards.1,2

Offers expire June 30, 2024

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Business Checking Account Offers

Earn $200

Business Checking

When you only need
the basics

Earn $200

Business Checking Plus

When you need more than just the basics

Earn $500 

OR Earn $1,000

Treasury Enterprise Plan

For businesses with higher cash deposit and transaction needs

Earn $500 

OR Earn $1,000

Analysis Business Checking

For businesses who want multiple checking accounts and earnings credit for all balances

Choose Your Checking Account

Different Versions Designed to Fit Your Business Needs.

Business Checking

When You Only Need the Basics

Earn a $200 Cash Reward

When you open a new Business Checking  account by 6/30/24 and maintain a minimum average ledger balance of $5,000 for each of the first three statement cycles; and make at least 20 total qualifying PNC Bank Visa® Business Debit Card transactions within the first three statement cycles.[1]

What You Get

  • No charge for up to 150 transactions per month based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received.[3]
  • No charge for up to $5,000 cash deposited per month over-the-counter, at the night depository or via Quick Deposit at no charge.
  • Free Online Banking[4] and Bill Pay.[5]
  • Free Mobile Banking[6]

View complete Business Checking Account and Related Charges

What You Need to Know

  • $100 minimum required to open.
  • $12 monthly account maintenance fee, unless you meet any ONE of the following requirements:
    • $500 average monthly collected balance.
    • OR, Use a linked PNC business credit card to make a minimum of $500 in eligible purchases.[7,8,10]
    • OR, Maintain an eligible Merchant Services account and generate a minimum of $500 in qualifying monthly processing deposits. [11,12,14]

Start an Application 

Or, schedule an appointment to apply at a PNC branch.

Business Checking Plus

When You Need More Than Just The Basics

Earn a $200 Cash Reward

When you open a new Business Checking Plus account by 6/30/24 and maintain a minimum average ledger balance of $5,000 for each of the first three statement cycles; and make at least 20 total qualifying PNC Bank Visa® Business Debit Card transactions within the first three statement cycles.[1]

What You Get

  • No charge for up to 500 transactions per month based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received[3]
  • No charge for up to $10,000 cash deposited per month over-the-counter, at the night depository or via Quick Deposit at no charge
  • More opportunities to avoid the monthly account maintenance fee than with the PNC Business Checking account.
  • Free Online Banking[4] and Bill Pay[5]
  • Free Mobile Banking[6]

View complete Business Checking Account and Related Charges

What You Need to Know

  • $100 minimum required to open
  • $22 monthly account maintenance fee, unless you meet any ONE of the following requirements:
    • $5,000 average monthly collected balance
    • OR, Use a linked PNC business credit card to make a minimum of $5,000 in eligible purchases[7,9,10]
    • OR, Maintain a Merchant Services account and generate a minimum of $5,000 in qualifying monthly processing deposits[11,12,14]
    • OR, Maintain $20,000 average combined collected balance in a linked PNC business checking account and business money market account[9]

Start an Application 

Or, schedule an appointment to apply at a PNC branch.

Treasury Enterprise Plan

For Businesses with Higher Cash Deposit and Transaction Needs

Earn a $500 Cash Reward

When you open a new Treasury Enterprise Plan by 6/30/24 and maintain a minimum average ledger balance of $30,000 for each of the first three statement cycles.[2]

Earn a $1,000 Cash Reward

When you open a new Treasury Enterprise Plan by 6/30/24 and maintain a minimum average ledger balance of $100,000 for each of the first three statement cycles.[2]

What You Get

  • No charge for up to 2,500 transactions per month based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received.[3]
  • No charge for up to $50,000 cash deposited per month over-the-counter, at the night depository or via Quick Deposit.
  • Up to four additional business checking accounts with no Monthly Account Maintenance Fee. You have the option to add more than four beneficiary accounts for an additional $10.00 Monthly Account Maintenance Fee for each beneficiary account over four.*
  • Two investment options for excess cash: Premium Business Money Market Account or MMDA Sweep Account with no Monthly Account Maintenance Fee.
  • More online banking options – Free Online Banking[4] and Bill Pay.[5]

View complete Business Checking Account and Related Charges

* The monthly average collected balance, transaction, and cash deposited volumes are aggregated for the master and all beneficiary accounts to determine Earnings Credit, Master Monthly Account Maintenance Fee, transaction and cash deposit fee amounts.

What You Need to Know

  • $100 minimum required to open.
  • The Treasury Enterprise Plan is a Business Banking and Treasury Management checking services package for Analysis Business Checking accounts.
  • $50 Monthly Account Maintenance Fee, unless you maintain $30,000 Average Combined Monthly Collected Balance in the master and all additional beneficiary business checking accounts.
  • An Earnings Credit[13] is applied only to the average monthly collected balances in excess of $125,000 to reduce or offset certain transaction fees.

Start an Application 

Or, schedule an appointment to apply at a PNC branch.

Analysis Business Checking 

For Businesses Who Want Multiple Checking Accounts and Earnings Credit for All Balances

Earn a $500 Cash Reward

When you open a new Analysis Business Checking account by 6/30/24 and maintain a minimum average ledger balance of $30,000 for each of the first three statement cycles[2].

OR

Earn a $1,000 Cash Reward

When you open a new Analysis Business Checking account by 6/30/24 and maintain a minimum average ledger balance of $100,000 for each of the first three statement cycles[2].

What You Get

  • Pay only for the banking services you use each month
  • Simplify your account management - Link multiple PNC Bank business checking accounts together to consolidate balances, simplify bookkeeping and service charges
  • More online banking options:
    • Free Online Banking[4] and Bill Pay[5],
    • For a more critical level of account information, move up to PINACLE® Express or PINACLE for great detail and more options (fees apply)

View complete Business Checking Account and Related Charges

What You Need to Know

  • $100 minimum required to open.
  • $25 monthly account maintenance fee. Then, pay per-item-usage fees for the activity levels and services your business actually uses.
  • Account Balance Fee is assessed monthly on the average ledger balance in the account (per $100) and may be offset by Earnings Credit.
  • An Earnings Credit[13] is applied to full average monthly collected balance to reduce or offset the monthly account maintenance fee and certain transaction fees.

Start an Application 

Schedule an appointment to apply at a PNC branch.

Use Account Selector Tool 

Compare Business Checking, Business Checking Plus and Treasury Enterprise accounts side-by-side and find one that fits your needs.

This tool is provided for educational and illustrative purposes only. The results you obtain depend on the information you enter; if your information changes, your results will change accordingly. Please consult your financial, legal or tax advisor for advice regarding your particular circumstances. Rates and fees displayed are subject to change at any time without notice.