Open a Business Checking Account Today!

Earn $200 when you open & use a qualifying new
PNC business checking account by June 30, 2020[1]

Two ways to get started with this offer:


Apply at a Branch

Get an offer email to take with you to the branch.

Or, Start Online

Begin the application process without leaving your business.

3 Simple Steps to Get $200

1. Open a new qualifying business checking account by June 30, 2020.

2. Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.

3. Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.

We deposit $200 into your account

Different versions designed to fit your needs

Checking Accounts that Work for You & Your Business

It's Easy to Get Started, Request Your Coupon

If you prefer to open your new checking account at a PNC branch, we'll email you an easy to use coupon to redeem for this offer when you go in.

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Important Legal Disclosures and Information

  1. Offer may not be available in all PNC Bank markets. Offer only available to businesses with an annual revenue less than $5 million.
    You may earn a $200 reward if you open a new PNC Business Checking, PNC Business Checking Plus, or Analysis Business Checking (including Treasury Enterprise Plan) account.

    To qualify for the reward, the new checking account must be opened between 4/1/20 and 6/30/20 and the following conditions must be met: (a) average cycle balance of $5,000 must be maintained in your new checking account for each of the first three statement cycles; and (b) at least 20 total qualifying PNC Bank Visa Debit card transactions must be made within the first three statement cycles.

    Your new checking account must remain open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.

    Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly, or quarterly are ineligible. Already established, converted or repurposed PNC checking or savings accounts are not eligible. Average cycle balance is defined as the average total within your business checking account at the end of your statement cycle.

    A qualifying debit card transaction is defined as any debit card purchase made at point of sale using your signature or PIN; or a purchase made electronically or online using your debit card number, including recurring payments. Any combination of qualifying PNC Bank Visa Debit card transactions is acceptable but must equal 20 within the first three statement cycles.

    New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.

  2. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

  3. Online Bill Pay is a free service within PNC Online Banking to residents within the US, a qualifying checking account to use this service. We reserve the right to decline or revoke access to this service. Payments to billers outside of the United States or its territories are prohibited through this service. Tax payments, payments to settle securities transactions, and court ordered payments may be scheduled through the Service; however, such payments are discouraged and must be scheduled at your own risk.

  4. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  5. PNC linked business credit card eligible purchases are purchases of goods or services made by you or your authorized user with an eligible linked business credit card account and includes balance transfers and convenience checks that are not subject to the cash advance rate. Eligible purchases do not include interest, fees and charges assessed to the business credit card account, cash advance transactions (including convenience checks that are subject to the cash advance rate), and purchases made at merchants with gambling or gaming merchant category codes. Subject to credit approval.  

  6. A maximum of 10 eligible accounts may be linked to a Business Checking account in each of the business credit card and merchant services categories. Each eligible account may only be linked to one Business Checking account. Some accounts may not be eligible to be linked based on titling structure, product type or other constraints. Subject to credit approval.

  7. Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank business credit cards.

  8. Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

  9. A qualifying PNC Merchant Services processing deposit is an electronic deposit made by PNC Merchant Services directly into this checking account. Transfers made from one account to another or processing deposits from other merchant services sources are not eligible to meet this requirement.

  10. The earnings credit rate on Analysis Business Checking or Treasury Enterprise Plan accounts is subject to change without notice. Please call 877-BUS-BNKG (877-287-2654) for current rate and balance tier information or for an example of how the earnings credit is applied to the balances in your account.

Offers, products and pricing subject to change.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank and PINACLE are a registered mark of The PNC Financial Services Group, Inc. ("PNC").

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.

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