Applying for a PNC 
Business Checking Account

What You Need to Apply

Thank You for Your Interest in PNC Bank

To start an application, we will need:

  • Your business's Tax Identifcation Number
  • A valid email address, if applying online
  • Access to a printer if applying online (optional)

What you need to take to the branch:

  • A government-issued photo ID and secondary form of identification from either of the primary or secondary ID lists.
  • Documents verifying your business registration
    and your authority to act on behalf of and control, manage, or direct the business.

Accepted Forms of ID

Two forms of primary ID, or one form of primary ID and one of secondary ID can be used.

Primary ID:

  • Driver’s license
  • Passport
  • State-issued or authorized city-issued ID
  • Resident alien ID
  • Military ID
  • Veteran’s healthcare ID
  • Firearm ID
  • Global entry card

Secondary ID:

  • US Visa
  • Paystub
  • Home rental agreement
  • Utility bill
  • Major credit/debit card
  • Vehicle registration

Choose Your Business Entity Type

Determine which documents you may need to provide to verify your business registration and your authority to act on behalf of the business:

  • SSN of owner who will sign on the account
  • Fictitious Name Registration, also known as Trade Name Registration, Certificate of Assumed Name, Registration of Alternate Name, or Assumed Name Registration

  • SSN of partners who will sign on the account
  • Partnership Agreement
  • Fictitious Name Registration, also known as Trade Name Registration, Certificate of Assumed Name, Registration of Alternate Name, or Assumed Name Registration
  • Information regarding the individual Beneficial Owners of the business. Beneficial Owners are those who own, directly or indirectly, 25% or more of the equity interests of the business. This information is collected to help fight financial crime.
    • Legal name, Social Security Number, Date of Birth, Address, Citizenship, Percent of Ownership

  • SSN of members, managers or partners who will sign on account
  • Operating Agreement   
    • An Operating Agreement may not be necessary if it isn’t required by the state. Additional supporting documentation may be requested for account opening.    
  • Limited Partnership Agreement (LLP only)
  • Certification of Formation/Organization (LLC) or Certificate of Limited Partnership (LLP)
  • Fictitious Name Registration, also known as Trade Name Registration, Certificate of Assumed Name, Registration of Alternate Name, or Assumed Name Registration
  • Information regarding the individual Beneficial Owners of the business.  Beneficial Owners are those who own, directly or indirectly, 25% or more of the equity interests of the business. This information is collected to help fight financial crime.
    • Legal name, Social Security Number, Date of Birth, Address, Citizenship, Percent of Ownership

  • SSN of officers or directors who will sign on account
  • By-laws
  • Articles of Incorporation and any amendments
  • Certification of Formation/Organization
  • Board of directors meeting minutes (signed and dated).
  • Fictitious Name Registration, also known as Trade Name Registration, Certificate of Assumed Name, Registration of Alternate Name, or Assumed Name Registration
  • Information regarding the individual Beneficial Owners of the business.  Beneficial Owners are those who own, directly or indirectly, 25% or more of the equity interests of the business. This information is collected to help fight financial crime.
    • Legal name, Social Security Number, Date of Birth, Address, Citizenship, Percent of Ownership

  • SSN of officers or directors who will sign on the account
  • By-laws
  • Certification of Formation/Organization
  • Board of directors meeting minutes (signed and dated)
  • Authorization letter on company letterhead
  • Fictitious Name Registration, also known as Trade Name Registration, Certificate of Assumed Name, Registration of Alternate Name, or Assumed Name Registration.
  • Information regarding the individual Beneficial Owners of the business. Beneficial Owners are those who own, directly or indirectly, 25% or more of the equity interests of the business. This information is collected to help fight financial crime.
    • Legal name, Social Security Number, Date of Birth, Address, Citizenship, Percent of Ownership

  • Review the entity type above associated with your Non-Profit Organization to determine which documents to provide (Partnership, LLC, Corporation)
  • A 501(c) tax form or state Non-Profit registration may be needed for certain product eligibility

 

You may also want to review our current Service Charges & Fees before applying.

To start your application, please call us at 1-855-762-2365 between the hours of 8:30 a.m. and 8:00 p.m. ET, Monday through Friday.

 

Ready to Get Started?

Call Us

Speak to a PNC Business Banking representative

Mon - Fri: 8:30 a.m. - 8 p.m. ET

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