Analysis Business Checking

Treasury management to fit your business.

You need a solution that simplifies things, can link multiple checking accounts for easier bookkeeping, has powerful tools to manage cash flow, and applies an earnings credit on all balances so you only pay for the banking services you use.

Fast, easy, secure

Get your account application started online.

Contact Us

Talk to a business banking representative

Features and Benefits

Cash Flow Insight℠ - Receivables*

Manage what’s coming in, create invoices, and keep an electronic archive of invoices - all in one place.

Offset Account Fees

An Earnings Credit is applied to reduce or offset a monthly account maintenance fee and certain transaction fees[1].

Treasury Management to Fit Your Business

Designed to work as part of a suite of PNC tools to best serve your business.

  • Checking that can pay for itself - Earnings Credit on deposit balance help reduce or offset the cost of banking services[1]
  • Save money - Pay only for the banking services you use each month
  • More online banking options – Free Online Banking and Bill Pay[2], or for a more critical level of account information, move up to PINACLE® Express or PINACLE for great detail and more options
  • Simplify your account management - Link multiple PNC Bank business checking accounts together to consolidate balances, simplify bookkeeping and service charges
  • No charge for Paper Statements, or get Printed Image Statements for a small fee
  • No ATM transaction fees at PNC Bank ATMs and non-PNC Bank ATMs[3]
  • Free PNC Bank Visa® Business Debit Card
  • No annual Fee Visa® Business Credit Card[4]
  • Optional Check Safekeeping
  • PNC Purchase Payback®[5] – Earn cash back for purchases at some of your favorite places.


Required Minimum to Open:  $100

Monthly Maintenance Fee for Analysis Business Checking is $20

Then, pay per-item-usage fees for the activity levels and services your business actually uses.

How to Apply

Important Legal Disclosures & Information

  1. The earnings credit rate on your Analysis Business Checking account is subject to change without notice. Please call 877-BUS-BNKG (877-287-2654) for current rate and balance tier information or for an example of how the earnings credit is applied to the balances in your account.

  2. There may be a fee for certain optional services available through online banking.

  3. The fee for cash deposited at an ATM is still applied

  4. Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank business credit cards.

  5. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

  6. Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

  7. Next-day funding on card transactions processed by PNC Merchant Services when deposited into a select PNC Bank business checking account. Certain restrictions may apply. 

  8. A qualifying PNC Merchant Services processing deposit is an electronic deposit made by PNC Merchant Services directly into this checking account. Transfers made from one account to another or processing deposits from other merchant services sources are not eligible to meet this requirement.

  9. DepositNow is a registered trademark of Fundtech, Inc. Eligibility for DepositNow is subject to bank approval and a PNC business checking account is required to use DepositNow.

  10. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Origination and annual fees may apply.

* Cash Flow Insight requires a PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight and its additional tools (Receivables, Payables, and Accounting Software Sync) are available for enrollment exclusively within PNC Online Banking. Free trial offer is valid for Cash Flow Insight for 30 days beginning with enrollment in Cash Flow Insight. The monthly and transaction fees for the additional Cash Flow Insight tools (Receivables, Payables, and Accounting Software Sync) are waived for 60 days beginning with enrollment in any combination of the additional Cash Flow Insight tools (Receivables, Payables, and Accounting Software Sync). One offer per customer per experience (Cash Flow Insight and additional tools (Receivables, Payables, and Accounting Software Sync).   For supported accounting software, how to un-enroll and other details, call 855-762-2361 or visit  Offer may be extended, modified or discontinued at any time without notice and may vary by market.  No purchase necessary. See full offer disclosure.

Cash Flow Insight is a service mark of The PNC Financial Services Group, Inc.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group, Inc.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license. 

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

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