PNC WorkPlace Banking®

Virtual Wallet® can help turn your financial worries into wellness.

Master IFP

Earn $200 or $400

when you setup a qualifying direct deposit(s) to a select new PNC Virtual Wallet® through PNC WorkPlace Banking®.[1]

Schedule an Appointment or ask your WorkPlace Banker for a link to a digital application, in order to apply and be eligible for the promotional offers.

With Virtual Wallet You Get

The option of three accounts paired with digital tools to help manage your money.

  • Spend - Your everyday checking account with a suite of money management tools.
  • Reserve - An additional checking account to set aside money for short-term planning.
  • Growth - A savings account that can earn interest. Ask about our competitive rates.

Choose the Virtual Wallet option that works for you.

Virtual Wallet®
with Performance Spend

   Earn $200

When you establish total qualifying direct deposits
of $1,000 or more to the Spend account of the new
Virtual Wallet with Performance Spend[1]

$15 monthly service charge, or $0 with:

  • $1,000 or more in total qualifying monthly direct deposits to Spend account
  • OR $2,000 or more combined average monthly balance in Spend + Reserve
  • OR $10,000 combined average monthly balance in linked PNC consumer deposit accounts

     

Includes: 

  • Up to $5 reimbursement of fees charged by other financial institutions for using their non-PNC ATMs.
  • 30 free exclusive design checks or $5 discount on other select designs

Virtual Wallet®
with Performance Select

   Earn $400

When you establish total qualifying direct deposits
of $5,000 or more to the Spend account of the new
Virtual Wallet with Performance Select.[1]

$25 monthly service charge, or $0 with:

  • $5,000 or more in total qualifying monthly direct deposits to Spend account
  • OR $5,000 or more combined average monthly balance in Spend + Reserve and/or up to six additional linked PNC consumer checking accounts
  • OR $25,000 combined average monthly balance in linked PNC consumer deposit and/or investment accounts

Includes: 

  • Up to $10 reimbursement of fees charged by other financial institutions for using their non-PNC ATMs.
  • No charge for PNC-exclusive design checks or $10 discount on other select designs

Simple Steps to Qualify

1

Choose your account.

Open and use a select new PNC Virtual Wallet®. Schedule an Appointment or ask your WorkPlace Banker for a link to a digital application, in order to apply and be eligible for the promotional offers.

2

Set up direct deposit.

Establish qualifying direct deposit(s) to the Spend account within the first 60 days of account opening.

$5,000 or more for Virtual Wallet with Performance Select
$1,000 or more for Virtual Wallet with Performance Spend

3

Collect your cash.

Look for your cash reward in your new PNC WorkPlace Banking® Virtual Wallet within 60 to 90 days of completing the requirements.

Checking at PNC Bank is Virtual Wallet

Your Virtual Wallet comes complete with helpful digital tools, linked checking and savings accounts, plus:

2,300+ locations and approximately 60,000 PNC and Partner ATMs[2]

Low Cash Mode® gives you more control when your balance is low[3]

Digital money management tools all in one place

What You Can Get with WorkPlace Banking

One-to-one guidance and access to certain benefits, money management tools, and offers when you hold a qualifying checking product.[4]

A dedicated team

Our team will provide personalized guidance to help you select the products and services that are best for your needs.

Financial education

Get the tools and insights that help you make smart money decisions at every stage of your financial journey.

Convenience

PNC cardholders enjoy fee-free access to approximately 60,000 PNC and Partner ATMs coast to coast.[2]

Select offers

You may earn a $300 reward when you fund a PNC mortgage[5] and have a qualifying PNC Workplace Banking® checking product.

Get more with PNC WorkPlace Banking

The PNC WorkPlace Banking team is ready to answer your questions, provide product information, and connect you to tools and resources to help you make the most of your hard-earned money.

Video: WorkPlace Banking Welcome

Bank Anywhere With Mobile Banking[6]

Manage your money from your mobile device.

  • Manage your Spend account when your balance is low– With Low Cash Mode®, you can use Intelligent Alerts, Extra Time and Payment Control to help you avoid overdraft fees.
  • Send money with Zelle®[6] Quickly send and receive money with people you know and trust
  • Manage your cards – View and manage your PNC credit and debit and make in-store payments with Apple Pay® right from the app.
  • Make deposits – Snap a picture of your check and deposit it without going to the bank.

Learn more and download the PNC Mobile Banking app

Contact Us

Contact us to request an application or set up a financial wellness conversation.

Contact a PNC Organizational Financial Wellness representative in your area or schedule an appointment below. 

Insights

Even small changes can become big steps toward your savings, budgeting and retirement goals. The right insights and ideas can help you make the most of today.

Save

What is a Certificate of Deposit (CD)?

A CD is a type of savings account that typically offers a higher interest rate than traditional savings accounts. Learn more in this guide from PNC.

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Borrow

HELOC vs. Home Equity Loan

Home equity lines of credit (HELOCs) and home equity loans are similar in that they both offer ways to turn your home equity into cash. But these two financial tools are not the same.

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Save

Money Market Account vs. Savings Account

Struggling to choose between a money market account vs savings account? Our guide helps you understand interest rates, access, and more for smart saving.

5 min read

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