PNC together with Zelle®

With Zelle® in the PNC Mobile App, you can easily send and receive money with people you know and trust – wherever they bank in the U.S.[1]

Why Should You Use Zelle®?

Zelle® is a fast, easy, and free[2] way to send and receive money with friends, family, and others you know and trust. 

It's Fast

With Zelle®, money typically arrives within minutes between enrolled users—wherever they bank in the U.S.

It's Easy

Send, request, and receive money with just an email address, U.S. mobile number, or Zelle® QR code.

It's Free

PNC doesn’t charge fees to use Zelle® in the PNC Mobile app. 

Get Started 

Before you can use Zelle® with PNC, you will need:

A PNC Virtual Wallet or a PNC Personal Checking account.

You can use your existing PNC Virtual Wallet® or PNC Personal Checking account.

A PNC Online Banking User ID.

To set up a PNC Online Banking User ID, you need to be enrolled in PNC Online Banking.

The PNC Mobile App installed on your Apple or Android mobile device.

Enroll with Zelle® by using the PNC Mobile App.

Zelle® Fast Facts

What is Zelle®?

What are the benefits of using Zelle®?

How to avoid scammers when using Zelle®

How can I protect my money while using Zelle®?

Your Guide to Using Zelle®

Visit for step-by-step instructions on how to Enroll with Zelle®, Send, Request and Receive Money, Split an Expense, and Use Zelle® QR Codes.

Zelle® Features

Zelle® Ready Contacts

With Zelle® Ready Contacts, it's easy to see which of your contacts are enrolled with Zelle®.

Zelle® QR Codes

With Zelle® QR codes, it's even easier to send and receive money with Zelle® in the PNC Mobile app.


Zelle® Widgets

What's a Zelle® widget, and why would I want one?

(HINT: Send and request money faster with a Zelle® widget from PNC.)

How to Safely Use Mobile Payment Apps & Services

Review the videos on to learn more about how to use Zelle® safely.

If you suspect you received a fraudulent text, email, or phone call that appears to be from PNC Bank:

Do NOT respond. Do NOT click on any links. Do NOT provide any personal information. Forward the email or a screenshot of the text message to PNC Bank:

Then, delete the email or text message.

Explore More Zelle® Resources

Your Guide to Using Zelle®

Review for step-by-step instructions on how to use Zelle®.

Pay it Safe with Zelle®

Discover the tactics scammers use and learn how to use Zelle® safely on

Zelle® Frequently Asked Questions

Do you have questions about Zelle®? Visit our Zelle FAQs.

Zelle® for Your Business

Simplify your Business Banking needs with Zelle®. Visit