Apple Pay®

Now Available for PNC Customers

With Apple Pay, you can now use your eligible iPhone, iPad and Apple Watch at hundreds of thousands of merchant locations nationwide to conveniently make purchases, all without reaching for your wallet.

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Have Questions?

Apple Pay is a convenient way to pay with your PNC debit and credit cards that makes reaching for your wallet a thing of the past. With Apple Pay you can simplify the way you shop by adding your PNC credit and debit cards to the Wallet app on your eligible iPhone or iPad or Apple Watch. Now you can easily check out at many of your favorite retailers with just the touch of your finger.

To start using Apple Pay, make sure your eligible device is running iOS 8.1 or higher. Once your device's software is up to date the Wallet app will appear on your home screen. Simply open the Wallet app and follow the on-screen instructions to add your PNC card and make your first payment.


Simplified Shopping

  • By adding your card to Apple Pay, there’s no need to reach for your wallet when making purchases in-store. Apple Pay also lets you make purchases quickly and easily within many of your favorite mobile apps that include the new feature.
  • Best of all, with Apple Pay you still get all the rewards, benefits and protection your PNC debit or credit card already provides.
  • When you make a purchase using Apple Pay, all transactions are monitored by the same PNC security & privacy that protects your PNC credit and debit cards.
  • Credit or debit card numbers are not stored on your device and never shared with the merchant.



Get Started Now

  • It’s easy to add your PNC debit and credit cards to Apple Pay. Simply open the Wallet app on your iPhone 7, iPhone 7 Plus, iPhone 6, iPhone 6s, iPhone 6 Plus, iPhone 6s Plus or iPhone SE running iOS 8.1 or higher to get started. Customers can also add their PNC credit and debit cards to Apple Pay on the iPad Air 2 and iPad Mini 3.
  •  Apple Watch users can add cards to Apple Pay by opening the Apple Watch App on their iPhone 7, iPhone 7 Plus, iPhone 6, iPhone 6, iPhone 6s, iPhone 6 Plus, iPhone 6s Plus, iPhone SE, iPhone 5, iPhone 5s or iPhone 5c running iOS 8.2 or higher.
  • If you already have a PNC debit or credit card on file with Apple iTunes®, you can quickly import it into Apple Pay by entering the security code on the back of your card.
  • To add a PNC debit or credit card that is not in iTunes, enter your card information manually or hold your eligible iPhone over the card and use the device camera to capture it automatically. Apple Pay will perform a simple validation with PNC before the card is ready to use.

Frequently Asked Questions

Don't have a PNC credit card?

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What is the Contactless Symbol?

When you're ready to check out, look for the contactless symbol where you normally swipe your card. Contactless lets you make purchases faster than ever before. There’s no need to fumble for cash or even swipe your card. Simply look for this symbol at checkout:



When you see it, simply hold your compatible iPhone in front of the secure reader and unlock your phone with your fingerprint or passcode when prompted. A subtle vibration and beep will let you know your purchase was successful. The reader communicates wirelessly with your phone, so you can just pay and go.


What is Visa Checkout?

Visa Checkout lets you say goodbye to the hassle of re-entering your personal information every time you make a purchase online. Visa Checkout will remember your card numbers and shipping information, so you can speed through checkout with a single click wherever you see this button:

Current PNC customers can enroll in Visa Checkout to save time when they shop online.

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PNC Bank Visa® Debit Card

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Security & Privacy

We are committed to protecting the security and confidentiality of your information.

Learn More »

Important Legal Disclosures and Information

SmartAccess is a registered trademark of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

MasterCard® is a registered trademark of MasterCard International, Inc.

Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

PNC MasterCard® and commercial credit cards are not eligible at this time.