Offer only available to businesses with an annual revenue less than $5 million.

You may earn a $400 reward if you open a new PNC Business Checking or PNC Business Checking Plus account.

To qualify for the reward, the new checking account must be opened between October 1, 2025 and December 31, 2025, and the following conditions must be met: (a) average ledger balance of $2,000 must be maintained in your new checking account for each of the first three statement cycles, and (b) at least 10 total qualifying transactions must be made within the first three statement cycles. Qualifying transactions include PNC Visa® Business Debit Card purchases; ACH, Wire or Zelle® debits or credits; PNC Online Banking or Bill Pay payments; deposits made using PNC Remote Deposit; electronic deposits of funds from PNC associated with your merchant accounts with PNC Merchant Services Company or Tempus Technologies (including PNC Mobile Accept); checks deposited into or written from your business checking account. Any combination of qualifying transactions is acceptable but must equal 10 or more within the first three statement cycles. 

Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.

Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly or quarterly are ineligible.

Already established, converted or repurposed PNC checking or savings accounts are not eligible.

If you change your account type after opening, the account type that you are in on the last business day of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable.

Average ledger balance is defined as the average daily total within your business checking account at the end of your statement cycle.

Any combination of qualifying transactions is acceptable but must equal 10 or more within the first three statement cycles.

New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.

Offers may be extended, modified or discontinued at any time. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.

Please consult your tax advisor regarding your specific situation.