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PNC Checking

Makes your financial life simpler.

Find out which account is best suited for your lifestyle and banking needs.

Find the Right Checking Account
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Find answers to FAQs and view additional phone numbers so we can further assist you.

Earn up to $300 when you open and use
a new PNC Virtual Wallet product.

View offer details and apply »

Special Offer
- Alternate text here -
What is Virtual Wallet?
Virtual Wallet helps you spend, save, and grow your finances.

Manage your money online with Virtual Wallet

Pay your bills, track your spending by category, set savings goals, and more with Virtual Wallet online tools.  Explore money management tools »

Virtual Wallet is made up of Spend (your primary checking account), Reserve (for short-term savings) and Growth (for long-term savings) accounts.

Select the type of Virtual Wallet that best suits your needs:


PNC - Checking
Virtual Wallet with Performance Select
If you want premium account features with the highest level of rewards and benefits
  • No PNC fees for use of non-PNC ATMs. Other banks' surcharge fees are reimbursed. See how much in your area »
  • Free transactions at over 8,800 PNC ATMs
  • Highest level of rewards with your PNC Visa® Credit Card
  • Highest level of interest rate paid on balances
  • Multiple ways to avoid monthly service charge

Learn More

PNC - Checking
Virtual Wallet with Performance Spend
If you want rewards for your broader banking relationship
  • Some PNC fees for use of non-PNC ATMs are reimbursed. Other bank's surcharge fees may be reimbursed. See how much in your area»
  • Free transactions at over 8,800 PNC ATMs
  • Bonus rewards with your PNC Visa Credit Card
  • Interest paid on balances
  • Multiple ways to avoid monthly service charge

Learn More

PNC - Checking
Virtual Wallet
If you want basic account features
  • Free transactions at over 8,800 PNC ATMs
  • Bonus rewards on your PNC points® Visa Credit Card
  • Earn cash with PNC Purchase Payback[1]
  • Multiple ways to avoid monthly service charge

Learn More

Prefer a traditional checking account?

Performance Select Checking

With Performance Select checking, you have access to our highest level of rewards and benefits along with free ATMs.

Account Summary

APPLY NOW

 

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Performance Checking

Performance Checking will meet your everyday banking needs while rewarding you for your overall PNC relationship. 

Account Summary

APPLY NOW

 

Learn More »

Standard Checking

If you want basic account features and a traditional online banking experience, then Standard Checking may be the right solution for you.

Account Summary

APPLY NOW

 

Learn More »

Related Resources

Important Legal Disclosures and Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you receive offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

For additional information, see the Account Agreement for Personal Checking Accounts or the Virtual Wallet Fine Print.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Click here for important information about the expiration of unlimited coverage for noninterest-bearing transaction accounts.

The PNC Financial Services Group, Inc. All rights reserved.