Open a Checking Account Online

Review Features & Fees associated with your checking product

To confirm which Virtual Wallet or other checking product type you have, sign on to PNC Online Banking and view the My Accounts Summary screen.

Direct Deposit allows you to electronically deposit your paycheck, dividend payment, pension or Social Security automatically into your checking account. 

It's easy to order checks with Online Banking:

1. Sign in to Online Banking.
2. Select the Customer Service Tab.
3. In the Manage Accounts section, select Order Checks & Supplies.
4. Find the account you’d like to order checks for and select Checks/Supplies under the Order column.

Sign up for Automatic Check Reorder so you don’t have to remember to reorder checks.

Automatic Check Reorder is a service offered by PNC that notifies you when 70% of your checks are gone. At that time, you can make changes to your check style or address. Your new checks will be mailed to you automatically.

Not sure if you’re already enrolled in Automatic Check Reorder?

1. Sign in to Online Banking.
2. Click on the Customer Service Tab.
3. In the Manage Accounts section, click on Order Checks & Supplies.

You will see a list of your open accounts. Look in the Automatic Check Reorder column and it will state “Enabled” for the accounts that are enrolled.

Learn More About Automatic Check Reordering

A checking account is a bank account designed for you to deposit, withdraw or transfer funds day-to-day. You can use it to pay for goods and services in-person and online – you’ll usually have a debit card and the option to order checks.

Learn more about checking accounts

You’ll have easy access to your funds, be able to receive direct deposits and use digital tools for money management.

Your deposited money is also covered by the FDIC up to the maximum amount allowed by the U.S. Federal Insurance Deposit Corp. (FDIC) to give you security and peace of mind.

Learn more about the benefits of a checking account

Yes, in many cases!

We do require customers under the age of 16 to visit a branch with a parent or legal guardian to apply for a new account. 

You may also need to visit a branch to apply for an account if you do not have a social security number.

Learn more about opening a checking account online

Typically, you must be at least 18 years old to open a checking account. However, we allow younger people to open an account with the help of a parent or legal guardian.

Learn more about the minimum age to open an account and options for young customers

The minimum balance on a checking account is the smallest dollar amount the owner must keep in the account to receive certain benefits. These benefits may include the waiver of monthly maintenance fees or even the ability to earn some interest on deposited funds.

Learn more about minimum balance requirements

You can open a PNC checking account online or in person. You’ll need:

• A U.S. government-issued photo ID such as a driver’s license, a non-driving state identification card, a military ID, or a passport.
• Personal information, including Social Security number, date of birth, and current residential address.

You may need more information or additional documentation depending on the account type.

Learn more about the general requirements for opening a new checking account

If you’d like to open an account for more than one person to use, make sure that all applicants are present.

You’ll need information for every owner including names, Social Security numbers, birth dates, phone numbers and mailing addresses – you may also need each applicant’s photo ID.

Learn more about opening a joint bank account