Solutions for
Financial Institutions

Let Our Dedicated Team of Experts Help Support Your Growth

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More than 1000 banks, thrifts and credit unions
value their collaboration with PNC Capital Markets, LLC

We offer financial institutions a comprehensive platform to help manage costs, drive efficiencies and broaden their product offerings. We also understand the challenging regulatory and operational environment facing financial institutions today.

When you work with PNC, you will have a dedicated relationship team that is driven to define and address your challenges and provide solutions that meet your goals. We also offer insight through regular economic reports and webinars to deliver the market insight you need to make informed decisions.

Manage Balance Sheet Performance

PNC Capital Markets (PNCCM) offerings can help you
manage your investment portfolio and mitigate risk.

De renta fija

  • PNC mortgage production
  • Taxable & tax-exempt securities
  • CRA- eligible securities/loans
  • Liquidity products
  • Títulos respaldados por activos
  • Corporates
  • Análisis de la cartera

Commercial Whole Loan Sales

  • PNCCM has extensive experience selling commercial whole loans
  • Brokered Whole Loan Sales of Performing or Non-Performing Loans
  • Sales can be arranged in pooled or single-loan transactions
  • No minimum or maximum transaction size
  • All geographies and collateral types
  • Blind bid, auction formatted process to maximize execution

Residential Whole Loan Trading

  • Trading of new origination and seasoned residential whole loans. Includes purchase/sales of performing, re-performing, non-performing, FHA-EBO (Early-Buy-Out), and CRA
  • Brokerage services of residential whole loan portfolio
  • Competitive bids and sourcing of deals via PNCCM’s extensive client network
  • Securitization services with the agencies (FNMA/FHLMC) with the ability to act as principal or agent

Secondary Loan Trading

  • Access to the Corporate & Institutional loan market as a strategy to grow your balance sheet
  • Syndicated credits as an alternative investment to be used to grow assets or counterbalance concentrations within an existing book
  • Secondary market trading of fully funded, publicly rated, liquid term loans
  • Trade confirmations and assignment agreements
  • Assistance with settlement from dedicated and experienced closers

CRA Eligible Loans

  • Cost effective means to acquire CRA (Community Reinvestment Act) lending/investment credit to meet CRA goals
  • Using PNC’s mortgage origination, we provide clients with access to CRA eligible assets
  • Loans specifically selected by the client, with no minimum transaction size
  • PNC provides the full loan file for due diligence review
  • Loans are sold servicing retained

Agency CMBS

  • PNC is a leader in Freddie Mac's Q-series multifamily securitization market. (Freddie Mac Q-Deal Program Overview, Sept 30, 2023)
  • In-house banking and structuring professionals with comprehensive understanding of current market trends provide creative solutions to clients
  • 30 taxable fixed-income sales professionals focused on top tier and middle market clients facilitate primary market distribution
  • Secondary market trading desk is an active counterpart to investors and other broker-dealers

Balance Sheet Management

  • Balance sheet interest rate risk management
  • Multifamily securitizations
  • Performing & non-performing loan sales

Asset Exchange Platform

  • PNC Asset Exchange is an easy-to-use online resource marketplace
  • Buy, sell and participate in loans with other financial institutions
  • Help meet organizational, growth, profitability, and risk-management goals for all parties
  • Platform identifies the partners as PNC provides advice to facilitate beneficial execution
  • Your institution's identity can remain anonymous until a non-binding bid is accepted for all activity types

Want to hear more about our offerings?

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Enhance Product Offerings

Flexible, customized solutions. Offer your customers
highly sophisticated solutions without large investments.

Administración de tesorería

  • Tarjetas comerciales
  • Lockbox processing
  • Electronic bill presentment & payment
  • Print/mail services for invoices & account statements

Interest Rate Risk Management

Customized Offerings

  • Dedicated sales support & training
  • Integrated product platform
  • Customer service team for issue resolution
  • Branding strategy

Servicios internacionales

  • Transferencia electrónica internacional
  • Foreign cash letters/collections
  • Trade letters of credit
  • Foreign currency services

Improve Operations

Achieve greater operating efficiencies and manage employee benefits.

Administración de tesorería

  • Accelerate collections & funds availability
  • Cash logistics services
  • Vendor payment via AP card network to extend payment terms
  • Invoice receipt & automation
  • Check, ACH, wire & Accounts Payable card disbursement

Gestión de activos institucionales

  • Retirement and benefit plan solutions
  • Solutions for Operating Assets
  • Grupo de estrategias y soluciones para organizaciones sin fines de lucro

Financiamiento para equipos

  • Loan & leasing products for existing or future capital expenditures or assets

Solutions for International Institutions

PNC’s experience, stability, and infrastructure can help
you grow your business in the United States

100+ Countries

U.S. Cash Management

Leading-edge technology, customized solutions, and personalized service

  • Servicios de tarjeta comercial
  • Procesamiento de pagos para mayoristas
  • Cuentas por cobrar integradas
  • Disbursement solutions

Mercado de capitales

Product and service offerings can be scaled to meet increasingly sophisticated needs

  • Loan syndications, primary and secondary loan sales and purchases
  • Fixed income – mortgage-backed securities, community reinvestment act (CRA) loans
  • Interest rate risk management – balance sheet hedging, loan level hedging program
  • Foreign exchange – trading and consultative services

Payments and Trade

Streamline trade transactions and manage cross-border cash flows

  • Trade services and financing solutions
  • Letters of credit issuance, confirmation, negotiation, and refinancing
  • Standby letters of credit and local guarantee facilitation
  • Foreign exchange and U.S. dollar payments

Ideas, perspectivas y soluciones

Stay current on the latest industry trends and insights
with the Financial Institutions Group.

Obtener perspectivas sobre el mercado

Revisión trimestral del mercado municipal - Primer trimestre de 2025

El índice municipal S&P generó un retorno de -0.24 % en el primer trimestre, lo que eleva el retorno total de los últimos 12 meses al 1.76 %.

Lectura menor a un minuto

Obtener perspectivas sobre el mercado

Los 10 temas principales para el inversionista en 2025

Nuestra lista anual de los 10 temas principales tiene la finalidad de ayudar a los inversionistas a enfocarse en las fuerzas clave que se espera que den forma al trayecto futuro de los mercados en el nuevo año.

Lectura de 5 minutos

Obtener perspectivas sobre el mercado

Lo único que quiero para Navidad… Es una reaceleración a mitad de ciclo (en 2025)

¡Es la época de nuestra tradición navideña anual!

1 minuto de lectura

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Hablemos

We value our relationships and strive to continuously provide our clients with ideas, insight, and solutions to help accelerate their success.
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