Community Development Banking

We aim to improve quality of life and bring economic empowerment and vibrancy to our communities.

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We're Offering a Helping Hand in Our Neighborhood

We take our relationships with community organizations seriously. Our Community Development Banking group is comprised of 80+ dedicated employees who work to boost the quality of life in low and moderate-income neighborhoods through financial education, consumer products, community development lending, investing and economic development.

Through leadership, technical know-how, strategic investments, community development loans and employee volunteerism, PNC is helping to build strong communities and create financial opportunities for individuals, families and businesses alike. At PNC, we're committed to affordable housing, community service, neighborhood revitalization and economic development.

Our community development banking team also works to align community organizations with PNC Foundation grants and Charitable Sponsorships in order to help bring their vibrant visions to life.

Learn More About PNC Foundation
Learn More About PNC Charitable Sponsorships
Bill Demchak, PNC Chairman, President & Chief Executive Officer
The strength of our company is largely dependent upon the strength of the communities where our customers and our employees live and work. That's why our company and our employees invest time, energy and resources to support efforts that improve quality of life and bring economic and cultural vibrancy to the communities where we operate.


Bill Demchak, PNC Chairman, President & Chief Executive Officer

Our Lending, Investing & Banking Services

Our Portfolio Includes:

$1 Billion

in loans & Investments
for affordable housing, economic development and community service projects.

Loans & Investments

For those who dream of building a better community, we respond with financing solutions that meet your needs.

We provide loans and investments to parties that develop and build affordable housing* and community facilities**. These parties include community development financial institutions, community development organizations, for-profit developers, faith-based organizations and any group serving low and moderate-income individuals and communities. We can also assist groups in working with government agencies and locating other sources for technical, financial or investment support.

Our innovative lending and investment products include:

  • Traditional real estate lending with flexible terms
  • Lines of credit to nonprofit organizations for housing acquisition and rehabilitation
  • Debt associated with various tax credit programs
  • Tax-exempt bond financing
  • Various state and federal tax credit programs
  • Community development credit union deposits
  • Letters of credit for bond financing
  • CRA Qualified Opportunity Zone Projects

Banking Services

PNC Simple Checking

PNC Simple Checking is available to customers opening new accounts that are entering or re-establishing themselves in the banking system.

To learn more, please visit PNC Simple Checking or schedule an appointment with one of our banking representatives.

Learn More About PNC Simple Checking
Find a Branch Near You
PNC Bank Bank On Certification Logo

For meeting National Account Standards, PNC Simple Checking is certified as a low-cost, low-fee account by Bank On.

*PNC provides financing to public and private developers to build and rehabilitate affordable rental and for-sale housing.

**PNC assists nonprofit organizations with financing to upgrade their operations and provide a range of investments and alternative lending services.

Mortgages

PNC Mortgage offers a full range of products to help make the dream of homeownership real, with special programs for first-time and low-moderate income buyers.[1]

First-Time Home Buyer's Basics
Find a Loan Officer

Small Business Loans

PNC Business Banking offers a variety of lending solutions to small businesses, including those in low to moderate income neighborhoods.

Find a Loan That's Right for You

Financial Education

Building a Stronger Foundation

We believe every decision is a financial decision, and our mission is to give you the confidence, information and tools you need to make informed financial decisions that help you achieve your goals. That's why financial education is a key part of our commitment to our customers and the communities we serve. Whether you're getting started for the first time or want to refresh your skills, we can help you discover how to manage your finances and future.

Live Workshops: Throughout our service areas, PNC subject matter experts provide free financial education workshops on topics of personal finance, home ownership and small business banking. Workshops are available in both English and Spanish.

View our list of offerings via the PNC Center for Financial Education

In 2023, We Held:

1,584

Financial Education Classes

Reaching More Than:

27,447

Individuals

Online Resources:

  • Foundations of Money Management is an online course that offers financial essentials like banking basics, managing your accounts, and budgeting.

Check It Out Now

PNC Community Development Banking - Contact Information

Related Resources

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OUR COMMITMENTS

PNC Insights

We believe that our company should serve a greater purpose. That’s why we’re committed to the success of our employees, customers and the communities we serve.

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Responsible Business

Communities

As a Main Street Bank, we believe that being part of the community means more than doing business. That’s why working to strengthen and serve our communities is at the heart of our business model.

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