Small Business Loans

Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs.The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.

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Best For: Businesses that want an unsecured term loan, with a simplified application and decisioning process.
  • Loan amounts from $20,000 to $100,000
  • Streamlined application and decisioning process[1]
  • No collateral required
  • Easier payment processing – Monthly payments automatically deducted from your business checking account
  • Convenient Terms – Select a fixed rate with a term between 2 and 5 years


Best For: One-time business expenses that require longer term financing – such as equipment or machinery.
  • Loan amounts from $100,001 to $3 million
  • Save money – Use business assets to secure lower loan rates and longer terms than unsecured loans
  • Covers your borrowing needs – Wide range of available loan amounts[1]
  • Easier payment processing – Monthly payments automatically deducted from your business checking account
  • Convenient terms – Select a fixed or variable rate with a term between 2 and 7 years


Best For: Purchasing or refinancing owner-occupied commercial property.
  • Loan amounts from $100,001 to $3 million
  • Covers your borrowing needs – wide range of available mortgage amounts and maturity terms[1]
  • Easier payments – no checks to mail or trips to the bank - payments automatically deducted from your business checking account
  • Convenient terms – Select a fixed or variable rate with a term between 5 and 15 years, with up to a 25 year amortization


Best For: Financing new or used passenger vehicles for business-use purposes.
  • Loan amounts from $10,000 to $250,000
  • Financing for the vehicles your business uses every day[1]
  • Convenient terms – Select a fixed rate with a term between 2 and 6 years
  • Low or no downpayments – Up to 100% financing of total invoice amount


Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Additional fees may apply.

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