Small Business Loans 

Find the Right Loan Option for Your Business

What Are Term Loans?

Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs.The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.


Unsecured Small Business Loan 

Best for businesses that want an unsecured term loan, with a simplified application and decisioning process.

  • Loan amounts from $20,000 to $100,000.
  • Streamlined application and decisioning process.[1]
  • No collateral required.
  • Easier payment processing – Monthly payments automatically deducted from your PNC business checking account.
  • Convenient Terms – Select a fixed rate with a term between 2 and 5 years.

Secured Small Business Loan 

Best for one-time business expenses that require longer term financing – such as equipment or machinery.                      

  • Loan amounts from $100,001 and up.
  • Lower interest rates – Use business assets to secure lower loan rates and longer terms than unsecured loans.
  • Covers your borrowing needs – Wide range of available loan amounts.[1]
  • Simplified payments – Monthly payments automatically deducted from your PNC business checking account.
  • Convenient terms – Select a fixed or variable rate with a term between 2 and 7 years.

Small Business Commercial Real Estate Loan 

Best for purchasing or refinancing owner-occupied
commercial property.

  • Loan amounts from $100,001 and up.
  • Covers your borrowing needs – Wide range of available mortgage amounts and maturity terms.[1]
  • Simplified payments – No checks to mail or trips to the bank. Payments are automatically deducted from your PNC business checking account.
  • Convenient terms – Select a fixed or variable rate with a term between 5 and 20 years, with up to a 25 year amortization.

Secured Vehicle Finance Loan

Best for financing new or used passenger vehicles for business-use purposes.                     

  • Loan amounts from $10,000 to $250,000.
  • Financing for the vehicles your business uses every day.[1]
  • Convenient terms – Select a fixed rate with a term between 2 and 6 years.
  • Low or no down payments – Up to 100% financing of total invoice amount.

Contact Us 

Start a conversation with a PNC Business Banker to connect with the right loan products at the right time for your business.

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