BUSINESS TERM LOANS

Term Loans provide a specific amount of credit to purchase assets or meet specific financing need.The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.

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Best For: Your business wants an unsecured term loan between $10,000 and $100,000 that's easy to apply for, with a repayment schedule to best fit your situation, and that offers fast loan decisions.
  • Simple and quick - easy application and loan decisioning often in one day or less
  • Less Paperwork - Just a few documents to sign, and all are provided up-front at the time you apply
  • No collateral required - get credit without the hassle of tying up assets
  • Easier payment processing - Automatic deduction from your PNC business checking account
  • Fixed-Term loan - avoid open-ended borrowing with payments and a payoff schedule you can manage

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Best For: Your business is ready to take advantage of new opportunities or finance continued growth using the equity in your residential or owner-occupied commercial real estate.
  • Save money - use real estate equity to secure lower loan rates and longer terms than unsecured loans
  • Covers your borrowing needs - Wide range of available loan amounts
  • Easier repayment - payments automatically deducted from your PNC business checking account
  • Fixed-term loan - Avoid open-ended borrowing with payments and a payoff schedule you can manage

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Best For: One-time business expenses that require longer term financing - such as equipment or machinery, or special projects that require longer capital commitments. Offers secured loan option to businesses who prefer to use non-real-estate assets as collateral.
  • Save money - Use business assets to secure lower loan rates and longer terms than unsecured loans
  • Covers your borrowing needs - Wide range of available loan amounts
  • Easier payments - Monthly payments automatically deducted from your PNC business checking account
  • Fixed-term loan - Avoid open-ended borrowing with payments and a payoff schedule you can manage
  • More collateral options - Use non-real estate business assets

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Best For: Purchasing or refinancing owner-occupied commercial property.
  • Covers your borrowing needs - wide range of available mortgage amounts and maturity terms
  • Easier payments - no checks to mail or trips to the bank - payments automatically deducted from your PNC business checking account
  • Expedited application processing - streamlined process to buy or refinance
  • Fixed-term loan - avoid open-ended borrowing with payment amounts and a payoff schedule you can manage

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Best For: Financing new or used cars, trucks, or heavy vehicles for business-use purposes.
  • Easy financing for the vehicles your business uses every day
  • Competitive fixed-interest rates - avoid fluctuating payment amounts
  • 100% financing for new vehicles, 80% for used vehicles

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Best For: Specialized lending solution for the Commercial Real Estate Owner or Investor for non-owner-occupied commercial properties such as office buildings, shopping centers, mixed-use commercial buildings, multi-family units and more.
  • Covers your borrowing needs - wide range of available loan amounts and maturity terms
  • Easier payments - no checks to mail or trips to the bank - payments automatically deducted from your PNC business checking account
  • PNC Business Real Estate Group - get the experience and personal attention you require when you work with our team of specialized commercial real estate financing specialists
  • PNC Advantage for Commercial Real Estate Owners and Investors - access to a full spectrum of specialized business banking products and services with your real estate needs in mind, such as tenant escrow management accounts and remote deposit services

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Important Information and Disclosures

All loans and lines of credit are subject to credit approval and require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC