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With PNC Investments
Check Out PNCI’s Tax-Managed Resources
When it comes to investing, tax savings can be just as important as returns.
With PNCI’s Tax-Managed Investing Resources, you can gain the knowledge and confidence to address the impacts associated with having to pay income or capital gains taxes on your investments.
Plus, with this newfound knowledge, you can effectively work with your trusted professionals to come up with strategies aimed at minimizing potential drags on your long-term returns.
Below, you’ll see some links to education and potential strategies that you can use to help you be more tax-efficient and help set you on the path to reaching your long-term investment goals in the most tax-efficient way.
Learn more about how PNCI’s Tax-Managed Resources can help you achieve your long-term investment goals in a tax-efficient way!
Tips & Tools for the Tax-Efficient Investor
If you have money invested in stocks, bonds or funds in a taxable brokerage or advisory account, you probably already know that many of those investments produce taxable income from time to time. You also probably know that when you sell an investment, you often times must pay taxes on realized taxable gains – that is, the difference between what you paid for the investment and what you sold it for.
Taxes can eat away at your long-term returns
What we do know is that taxes can have a negative impact on your overall portfolio performance. In fact, Morningstar estimates that taxes can cost you up to 2% in returns over your expected investing time horizon. That type of tax liability can take a huge bite out of your potential investment performance over time.
Knowing your options is half the battle
Paying special attention to the tax implications of your investments can be beneficial in the long run and knowing your options can help put you on the path to achieving the best possible after-tax returns.
Working with PNC Investments
Neither PNC Investments nor your Financial Advisor provide tax advice. If you are considering a tax-managed strategy or service, you should review your tax situation with your own independent tax professional to fully evaluate how you may benefit.
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- Neither PNC Investments nor your Financial Advisor provide tax advice. If you are considering a tax-managed strategy or service, you should review your tax situation with your own independent tax professional to fully evaluate how you may benefit.
- Source: Taxes Can Significantly Reduce Returns data, Morningstar, Inc., 2022.
No service or strategy described here, will prevent the realization of taxable gains from your investments. The services or strategies seek to minimize the current impact of taxes on your account but will not eliminate the eventual realization of imbedded gains from your account. Frequent withdrawals from your account will increase the likelihood of the realization of taxable gains from your account. Additional fees, commissions, or trading charges related to tax management services or strategy may apply. There is no assurance that the benefits of tax management services or strategies will exceed applicable fees, commissions, or trading charges in any given year.
Please ask your Financial Advisor or review our Form ADV Part 2a program brochure for additional details.
This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.
Important Investor Information: Brokerage and insurance products are:
Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value
Securities products and brokerage services as well as managed account advisory services to U.S. based clients are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and Member FINRA and SIPC. Managed account advisory services for non-U.S. based clients are offered by PNC Managed Account Solutions, Inc., a registered investment adviser. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency (CA License #0B57695).
PNC Investments, PNC Insurance Services and PNC Managed Account Solutions do not provide legal, tax, or accounting advice.
This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.
This document serves as the Retirement Account Customer Agreement for PNC Investments.
This document serves as the Brokerage Account Customer Agreement for PNC Investments.
This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.
PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.
PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.