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McDonald's Franchise Owner Operators

Meeting Your Business and Personal Financial Needs


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Or, connect with our McDonald's Relationship Managers

Key Features

Relationship-oriented Solutions

PNC can help you navigate the unique requirements of McDonald's National Lender Program.

Customized Finance Programs

We offer tailored financing solutions for everything from store acquisitions to new store builds.


Local Point of Contact


PNC is an approved National Lender with direct contacts in your immediate area.

Personalized Solutions from a bank that speaks your language

As a McDonald's owner operator, your needs for financing, banking, treasury management and personal wealth management are unique.


We understand. PNC is an approved National Lender for McDonald's owner operators. We're experienced with the goals, business processes, terminology and requirements you live with every day. And we deliver our services through one local point of contact who understands your unique needs in a cash flow business and provides effective, customized solutions. We deliver:

  • Customized finance programs
  • Relationship Oriented solutions
  • Financial modeling to assist with planned growth for franchisees
  • Experienced cash flow lender with a proven track record
  • Ease of documentation
  • Treasury Management
  • Wealth Management

Term Financing

We also offer term financing for store acquisitions, store re-builds, remodels/re-images and equipment upgrades.

Leasehold improvement financing features 24 to 84-month loan terms plus variable and fixed-rate pricing for:

  • Furniture, fixtures & equipment (FF&E)
  • POS upgrades

Financing for new store builds can include your franchise fee along with loan terms up to 120 months and variable and fixed rate pricing for:

Contact Us Online

Reach out to one of PNC's dedicated McDonald's Relationship Managers

Important Legal Disclosures and Information

McDonald's, the Golden Arches, and the McDonald's Building Designs are trademarks of McDonald's Corporation and its affiliates, used with permission.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.