McDonald's Franchise Owner Operators

Meeting Your Business and Personal Financial Needs


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Or, connect with our McDonald's Relationship Managers

Key Features

Relationship-oriented Solutions

PNC can help you navigate the unique requirements of McDonald's National Lender Program.

Customized Finance Programs

We offer tailored financing solutions for everything from store acquisitions to new store builds.


Local Point of Contact


PNC is an approved National Lender with direct contacts in your immediate area.

Personalized Solutions from a bank that speaks your language

As a McDonald's owner operator, your needs for financing, banking, treasury management and personal wealth management are unique.


We understand. PNC is an approved National Lender for McDonald's owner operators. We're experienced with the goals, business processes, terminology and requirements you live with every day. And we deliver our services through one local point of contact who understands your unique needs in a cash flow business and provides effective, customized solutions. We deliver:

  • Customized finance programs
  • Relationship Oriented solutions
  • Financial modeling to assist with planned growth for franchisees
  • Experienced cash flow lender with a proven track record
  • Ease of documentation
  • Treasury Management
  • Wealth Management

Term Financing

We also offer term financing for store acquisitions, store re-builds, remodels/re-images and equipment upgrades.

Leasehold improvement financing features 24 to 84-month loan terms plus variable and fixed-rate pricing for:

  • Furniture, fixtures & equipment (FF&E)
  • POS upgrades

Financing for new store builds can include your franchise fee along with loan terms up to 120 months and variable and fixed rate pricing for:

Contact Us Online

Reach out to one of PNC's dedicated McDonald's Relationship Managers


If your location is not found below, please contact our McDonald's National Program Director:

Michael Elegeer

Email    513-651-8788

Important Legal Disclosures and Information

McDonald's, the Golden Arches, and the McDonald's Building Designs are trademarks of McDonald's Corporation and its affiliates, used with permission.
*Banking and lending products and services and bank deposit products and investment and wealth management and fiduciary services, non-discretionary defined contribution plan services and investment options are provided by PNC Bank, National Association, Member FDIC, and certain fiduciary and agency services are provided by PNC Delaware Trust Company. Equipment financing and leasing products are provided by PNC Equipment Finance, LLC, and PNCEF, LLC, which are wholly-owned subsidiaries of PNC Bank, National Association. Investment banking and capital markets activities are conducted by PNC through its subsidiaries PNC Bank, National Association, PNC Capital Markets LLC, and Harris Williams LLC. Services such as the syndication of loans, public finance advisory services, securities underwriting, and securities sales and trading are provided by PNC Capital Markets LLC. Foreign exchange and derivative products are obligations of PNC Bank, National Association. Securities products and brokerage services are offered through PNC Investments LLC, a registered broker-dealer and member of FINRA and SIPC. Insurance products and advice may be provided by PNC Insurance Services, LLC. PINACLE is a registered mark of the PNC Financial Services Group, Inc.

Investments and Insurance:

Not FDIC Insured. Not Bank Guaranteed. May Lose Value.

PNC does not provide legal, tax or accounting advice. Credit is subject to approval. Lending and leasing products and services, including card services, trade finance and merchant services, as well as certain other banking products and services, require credit approval,

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