Payments are the lifeblood of any business, driving working capital through payables and receivables. In this dynamic and technology-driven economy, organizations need a full suite of traditional and innovative payment options to support the speed and nature of commerce.
Our payments platform delivers innovative and integrated solutions for your payments and receivables. A team of experienced professionals is here to help you optimize your payments and receivables so you can accelerate incoming payments, streamline accounting functions, increase insight into your finances and take control over your cash position.
Automating the Invoice to Pay process provides enhanced visibility into an organization’s financial supply chain, while unlocking the full potential of the Accounts Payable department, including improvement of DPO (days payable outstanding).
The introduction of Invoice to Cash automation reduces manual intervention and increases straight through processing, while reducing exception handling and improving DSO (days sales outstanding).
PNC offers a mix of traditional electronic payments alongside faster payment options to provide a comprehensive set of payment solutions that meet the varied needs of your organization.
Businesses continue to seek ways to reduce paper checks and eliminate manual processes while consumers expect businesses to provide convenient payment options.
We can help your company achieve faster, more efficient payment processing while reducing risk through digital innovation.
It is becoming increasingly important that businesses evolve and provide their customers with a modern, digital experience. Companies can leverage new tools and technologies to design innovative, efficient solutions to meet evolving expectations.
PNC provides multiple delivery channels for our suite of payment solutions including our PINACLE® online platfom, API, and file transmission. For more information, please visit our Integration and Digital Services site for a comprehensive overview of connectivity options, API specifications and Developer Portal.
RTP® can deliver unique real-time payment capabilities, including the ability to send and receive payments 24 hours a day, 7 days a week, 365 days a year.
PNC’s ePayments platform offers an innovative, efficient way for businesses to pay consumers by presenting multiple payment delivery options to the payee.
Faster, electronic payment options include:
PNC’s Direct to Debit Card payment offering is an API-based solution that can deliver funds to consumers quickly – often in the matter of seconds – using Visa Direct and Mastercard-issued cards.
PNC Direct to Debit Card APIs can provide your organization with easy access to features and functions to help you take full advantage of the unique capabilities of the Direct to Debit Card Disbursement service, including:
As payment choices proliferate, optimization of payables and receivables transactions is paramount. To achieve this, PNC offers an innovative Intelligent Routing service that can assist you with the decision making as you assess emerging payment and traditional payment types.
As with all our payments offerings, Intelligent Routing can be embedded in your organization’s internal or client experience by using our APIs.
At PNC, we want to make you aware of ongoing threats and trends, as well as the solutions and tools that can help protect your company from the harmful effects of cybercrime and payments fraud. Learn More »
Client Success Stories
Client Success Story: Paychex, Inc.
1 min read
Gain Market Insight
In recent years, PNC has introduced new commercial payment methods that can help provide a range of benefits.
4 min read
Maximize Cash Flow
Understand emerging payment types and how they may answer your business needs.
2 min read
Our team of experienced professionals are forward-looking, skilled, dedicated Treasury Management Officers who can help you architect the vision for your treasury management systems and how it fuels your company’s path forward.
With integration experience, we can advise on how to best integrate different technology platforms to create a more seamless end-to-end experience focused on having a real-time understanding of your liquidity situation.
When you send a payment, the availability of funds in the recipient’s account will depend on the funds availability policy of the recipient’s financial institution. Limitations to availability may apply, including “cut-off times” by which items need to be deposited to be included for processing on that business day.
PINACLE is a registered mark of The PNC Financial Services Group, Inc. ("PNC").
RTP is a registered trademark of The Clearing House Payments Company, LLC.
Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Visa is a registered trademark of Visa International Service Association and used under license.
Mastercard is a registered mark of Mastercard International Incorporated.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.