PNC Financial Wellness Solutions

Your workforce is unique - your financial wellness benefits should be too.

Why Financial Wellness Matters

86% of U.S. workers worry about personal finances on the job. [1]

Employers are enhancing benefits to help workers lower stress and secure their financial futures. The trend drives employee retention and engagement across generations — but can present challenges for organizations feeling financially squeezed. 

Learn More in the Financial Wellness in the Workplace Report

81%

say they would stay longer with an employer that offered more financial wellness benefits.[1]

Benefits Tailored to Your Workplace 

Rewarding for your employees, a lasting impact on your organization


PNC Financial Wellness Solutions gives you the flexibility to tailor your financial wellness benefits around the real needs of your workforce, so employees feel supported, confident, and empowered in their financial futures. Choose from a variety of financial wellness benefits that fit your organization’s needs, work with dedicated specialists to support onboarding and engagement, and benefit from easy integration into your existing HR programs to track adoption and satisfaction.

Download the PNC Financial Wellness Solutions Summary Flyer

Our Solutions

PNC Financial Wellness Solutions is flexible by nature — offering guidance, built-in support, and a wide range of benefits that grow with your people and your organization. Options include:

Health Benefit Accounts with PNC BeneFit Plus

Employees can save, spend, and manage money for healthcare, wellness, commuting, and everyday needs through a unified suite of HSAs, FSAs, HRAs, dependent care, and commuter and lifestyle spending accounts.

On-Demand Pay with PNC EarnedIt

Employees can access their earned pay before payday, giving them flexibility to manage cash flow, reduce financial stress and cover expenses when they need it.

Student Loan Benefits with PNC Student Debt Solution

Employees receive personalized tools, education, repayment support and retirement match opportunities to help them manage and reduce student debt while building long-term savings.

Retirement Plan Services with PNC Fiduciary Investment Services

FIS clients can help employees plan for a more confident financial future by offering access to retirement education and 1:1 meetings with employee education consultants through PNC’s Employee Education Consulting services.

Focus Industries 

Every industry has unique challenges and opportunities. PNC Financial Wellness Solutions helps attract and retain great people in: 

Educational Institutions

Support faculty and staff with tailored financial solutions

Nonprofits

Empower mission-driven organizations to maximize benefit offering with limited resources

Government Agencies

Deliver trusted financial wellness programs for public sector employees

Healthcare

Reduce financial stress for busy providers and caregivers

Wholesalers and Manufacturers

Build competitive benefits packages to attract, engage and retain a diverse workforce

Professional Services

Establish and enhance financial confidence for client-focused teams

Insights

Learn how leading organizations are leveraging benefits programs and get ideas to help strengthen your workplace financial wellness.

Client Success Stories

Client Success Story – Cincinnati Reds

The Cincinnati Reds, a Major League Baseball organization, teams up with PNC to deliver full suite of financial wellness solutions for employees.

2 min read

Client Success Stories

LKQ Corporation Boosts Recruitment & Satisfaction with On-Demand Pay

Learn how LKQ Corporation boosted employee satisfaction and recruitment by offering On-Demand Pay with PNC EarnedIt. Read their client success story.

2 min read

Gain Market Insight

Financial Pressures Persist Across Generational Workforce Divides

PNC’s 2025 Financial Wellness in the Workplace report surveyed American employers and workers about the impact of financial stress in the workplace.

3 min read

Let’s Talk Financial Wellness

Fill out the form, and a PNC Banker will contact you to explore tailored solutions for your organization.