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Tools & Resources
Use these calculators, interactive tools and resources to help assess your situation and learn tips to stay on track towards achieving your financial goals.
Investment Planning Overview
Wherever you are on your journey to retirement, we can help you to expand your knowledge-base and invest with confidence.
Calculate how much you may need for retirement, college savings and protecting your loved ones.
Have you created a budget to help you determine how much you’ll need for your future goals whether that’s retirement or saving for a child’s college education?
Work with our tools and calculators to help plan for your future goals.
Then, start a conversation with PNC Investments (PNCI) about how you can take action.
Tools & Calculators
Tool of the Month
Do you know what you need to plan for retirement?
Use our tools and guides to learn the basics.
Then, use our calculators to assess your situation and find out what you'll need.
FAQs from PNC Investments
What is an IRA?
The two main types of IRAs are Traditional and Roth IRAs. Traditional IRAs allow you to make a tax-deferred yearly contribution. For persons who are age 50 or older, a special catch-up provision allows you to contribute an additional $1,000. This account grows tax-deferred until you begin to take distributions, which you can do after you turn age 59-1/2. Roth IRAs require you to pay income taxes in the year that you make the contribution. Roth IRAs grow tax-deferred, and if you keep the account for at least five years and are at least 59-1/2, the entire account can be distributed tax- and penalty-free.
What is a Managed Account?
These accounts are managed on your behalf by a registered investment advisor, offering customization and convenience.
What is Financial Planning?
Developing a road map to help achieve an investor’s goals, ranging from short-term income needs to long-term retirement planning.
What is Asset Allocation?
Implementing a risk adjusted portfolio strategy to help meet an investor’s personal financial objectives.
What is Investment Selection?
Creating a diversified portfolio of specific investment vehicles customized to the individual investor.
What is Rebalancing?
Adjusting portfolios over time to help manage risk and returns.
A PNCI Financial Advisor will work alongside you to help you understand your short-term needs, long-term goals, time horizon, tolerance for risk and more. This is the foundation of the PNCI financial planning process, allowing your Financial Advisor to provide personalized investment advice, and helping you to make informed decisions.
Your PNC Investments Financial Advisor will work alongside you to:
- Help you identify and define your financial goals and priorities.
- Make your financial success priority by placing your goals first and foremost
- Help you understand the challenges you face by providing you with market research, commentary, and other relevant insight.
- Understand your personal circumstances, values, investing style, and more.
- Help you understand the fees and expenses associated with investing, and continually provide you with real value that exceeds these expenses.
- Place a personal priority on communication, and consistently remain open and accessible.
- Leverage new and novel investment tools and products, providing you with greater insight into your investment performance and returns.
Insights from PNC Investments
Leverage our knowledge and research to take steps toward your financial well-being.
The key to managing through this or any rough period in the economy, is to remain calm and work with your Financial Advisor to review your plan and make small tweaks, if necessary.
5 min read
As you change jobs or retire, you have important decisions to make regarding the retirement assets you have accumulated in your old 401(k)s.
2:17 min video
As a popular source of retirement income for many, it’s important to know what your social security benefits are and how you can help maximize them.
2:43 min video
Your journey toward achieving your goals and improving your financial well-being is at your fingertips.
This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.
Important Investor Information: Brokerage and insurance products are:
Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value
Securities products and brokerage services as well as managed account advisory services to U.S. based clients are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and Member FINRA and SIPC. Managed account advisory services for non-U.S. based clients are offered by PNC Managed Account Solutions, Inc., a registered investment adviser. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency (CA License #0B57695).
PNC Investments, PNC Insurance Services and PNC Managed Account Solutions do not provide legal, tax, or accounting advice.
This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.
This document serves as the Retirement Account Customer Agreement for PNC Investments.
This document serves as the Brokerage Account Customer Agreement for PNC Investments.
This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.
PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.
PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.