Manage complex commercial real estate loan and asset portfolios with complete confidence
Servicing for the life of the loan
At every stage of the process, we help real estate lenders and investors manage risk, monitor performance, and pursue their portfolio objectives.
Approach
Success starts with the right foundation. We combine deep experience with responsive support to help clients stay informed, prepared, and supported.
Managing complex commercial real estate portfolios requires more than loan servicing capabilities alone. We help clients navigate complexity through responsive service and disciplined execution, providing the visibility, information, and support needed to assess risk, make informed decisions, and manage portfolios effectively.
This approach is reinforced by decades of servicing experience and recognition as a highly rated Primary, Master, and Special Servicer by Fitch, Moody's, S&P and DBRS Morningstar.2
Solutions
Every portfolio has unique requirements. Our solutions are designed to support a broad range of commercial real estate financing and investment structures.
Technology that helps bring portfolios into focus
Powered by Enterprise!®, our technology platform helps clients manage portfolios more efficiently through simplified loan administration, streamlined reporting, and faster access to critical information.
Insights
Explore perspectives, timely market commentary, and actionable thought leadership to help make informed financial decisions
Gain Market Insight
Healthcare Faces Wave of Consolidation, AI Adoption and Financial Pressure
Markets, policy and technology are reshaping how providers, payers and investors navigate risk and identify opportunity.
5 min read
Mitigate Risk
The Hidden Risks Behind New Affordable Housing Financing
Pushing costs into the future can make struggling properties harder to fix later on.
4 min read
Gain Market Insight
Commercial Real Estate: Momentum Meets Friction
In this mid-year outlook, PNC Real Estate looks at opportunity despite recent geopolitical events.
3 min read
Contact Us
Speak with us directly or request for a representative to contact you
Customer Service
Email Us
Frequently Asked Questions
General
For actively cash managed loans – if Midland is responsible for distributing funds from a cash management account, the monthly payment will be debited from the account. Refer to your loan documents for more details.
Pay online –
- Set up recurring automatic payments via ACH in CRE Servicing Insight® (must be set up at least five days prior to the payment date)
- Schedule a one-time payment by ACH using Payer Express in CRE Servicing Insight®
- Send a wire transfer payment following the instructions in CRE Servicing Insight®
You can view, download and print your billing statement in CRE Servicing Insight®. If you’re set up to get paper correspondence, they’ll also be mailed to the primary borrower address around two weeks before the due date.
Payoff quote requests must be submitted in CRE Servicing Insight®. Allow at least five days for the quote to be issued, unless otherwise stated in the loan documents. Verbal payoff quotes will not be issued. Payoff quotes may be subject to a processing fee.
Email your request to mlsassetmanagement@pnc.com. Include a summary of what you’re requesting and any applicable documents and financial reporting.
We may not be authorized to unilaterally process the request, in which case, it will be directed to the appropriate party (such as the special servicer) for consideration.
Additional documentation and information may be required. Consent may be subject to certain conditions like processing or legal fees being paid.
Upload all financial reporting documents using the Document Upload page in CRE Servicing Insight®. Make sure to review your loan documents for requirements and timing.
Submit an inquiry via a Service Request in CRE Servicing Insight® or email mlsassetmanagement@pnc.com.
We can explain the process and introduce you to a major defeasance consulting firm for help with the transaction.
Insurance & Tax
To inform us of a claim and seek reimbursement, submit a Service Request in CRE Servicing Insight® or email mlsclaims@pnc.com.
Include: if a loss has occurred, the extent of the damage, and the impact to your ability to cover your debt service.
Upload any insurance documents, including premium invoices and evidence of coverage, on the Document Upload page of CRE Servicing Insight®.
All other inquiries must be submitted by completing a Service Request in CRE Servicing Insight®.
Insurance agents can submit insurance documents by emailing them to mlsinsurance@pnc.com.
Submit a Service Request in CRE Servicing Insight ® to upload all tax documentation.
Escrow analysis is how we confirm that your monthly escrow payments will cover escrow items (property taxes and/or insurance) as they become due.
Increases can happen due to annual tax and/or insurance amounts increasing from the previous year. Also, unless otherwise covered in the loan documentation, an anticipated increase may have been added to the tax and/or insurance amounts.
Reserve Disbursements
If you have the appropriate authority in CRE Servicing Insight®, you can submit a request on the Escrows & Reserves page. Include a completed reserve disbursement form, a summary of what you’re requesting, and all supporting documentation detailing any expenses you’re requesting reimbursement for.
In the event of a change to Property Management, a copy of the current management agreement will be required.
Detailed instructions on how to submit a Reserve Disbursement Request can be found in the CRESI User Guide on the FAQ page in CRE Servicing Insight®. Reserve Disbursement Requests may be subject to a fee.
Typically, requests are processed within 10–15 business days, provided all required documentation has been submitted.
Processing times may vary based on the complexity of the loan, the turnaround requirements outlined in the loan agreement, and the timeliness of receiving all necessary information.
Any omissions or errors in the documentation submitted may cause a delay in your reimbursement.
Yes, the funds are sent by wire transfer or ACH. Confirm you’ve enrolled in CRE Servicing Insight® and have the appropriate authority to change wire instructions.
In CRE Servicing Insight®, on the Escrows & Reserves page.