Seamlessly Integrated Banking

Digital solutions to integrate banking with your business

Connecting to PNC

And connecting your business with your customers

Drive business performance with richer, end-to-end experiences for you and your customers. Integrate your systems directly with PNC or utilize PINACLE® for online access to treasury banking services.

PINACLE®

Whether you’re responsible for your company’s financial strategy or for day-to-day transactions, PINACLE®, PNC’s top rated online and mobile banking platform, delivers a single, customizable access point for your treasury banking services.

  • Initiate account transfers and payments
  • Manage your receivables and disbursements
  • Stay informed of your organization’s daily cash position
  • Create the reporting you need to manage treasury operations
  • Manage entitlements and access appropriately across your team

Connecting Your Systems with PNC

With solutions available to automate the exchange of data and to connect banking services to your systems, PNC brings the technical experience and guidance to help you extend your reach into what’s possible as you strategically manage and optimize your business processes.

PINACLE Connect®

Integrate PINACLE with your Enterprise Resource Planning (ERP) system or Treasury Management System (TMS).

  • Implement with ease without technical resources, reducing onboarding costs and time
  • View historical account balances or transactions and take advantage of an automated bank data feed for reconciliation
  • Submit, approve, track and manage your payments within your system

Application Programming Interfaces (APIs)

Imagine new experiences and build your own platform using our suite of direct APIs.

  • Build your own apps with our integrated payment capabilities
  • Build solutions with APIs to deliver innovative experiences to your clients
  • Enable combinations of services to deliver innovative experiences

File Transfers

Send and receive data:

  • Utilize encrypted transmission protocols for exchanging data
  • Take advantage of a variety of standard file formats to streamline data transfer
  • Enable connectivity, quickly and seamlessly

Fraud Protection

Enhance the security of your accounts

Cybercrime and payments fraud continue to be a challenge across businesses of all sizes, geographies and industries.

New and diverse digital payment channels, experiences and even currencies have come with the unintended consequence of inventive opportunities for fraudsters to advance their relentless payment diversion scams.

At PNC, we want to make you aware of ongoing threats and trends, as well as the solutions and tools that can help you protect your company from the harmful effects of payments fraud.

Solutions to Help Secure Transactions

Migrate from Paper to Electronic

  • ePayments allows your customers to choose how they get paid electronically, introducing security while providing convenience and improving your back-office operations.
  • Intelligent Routing leverages the most suitable payment rail based on cost, timing and other parameters based on your business priorities.

Make payments with confidence

  • Confirm your counterparty’s existence and identity before you pay.
  • Enhance and streamline customer and payment due diligence activities.
  • Reduce account takeover risk on changes to payment accounts.

Automated check fraud protection

  • Automatically block or flag as suspect incoming ACH debits that meet criteria as pre-defined by your company.
  • Access to easily decision suspect items and create/modify filtering rules on an ongoing basis.

Tools to Protect Your Accounts

Cybercriminals are constantly looking for ways to perpetuate payments fraud. Recognize the warning signs of common fraud schemes and take appropriate actions to protect against its threats.

Let's Start A Conversation

Ready to explore the ways PNC can take your business further?

If you have questions or would like additional information, please fill out this short form so we can get in touch with you. By completing this form, you are authorizing us to contact you (via email and/or phone) to answer your questions and provide information about PNC’s Treasury Management products and services.