PNC offers the tools and support you need to reduce disbursement risk and tighten control over payments; improve management of spending; incorporate commercial cards within your existing processes; simplify payment origination and streamline invoice processing.


Backed by industry-leading technology and exceptional support, PNC offers a full array of commercial card solutions to help you increase efficiencies and optimize all aspects of the procure-to-pay process, including employee purchasing cards, corporate travel cards, and cards for automating AP vendor payments. 

Check Disbursement Services

Streamline your disbursement needs by receiving an optimal combination of reconcilement services through ARP, disbursement and payment fraud protection through Positive Pay, and improve your daily cash forecasting and investment opportunities through early notification of daily disbursements funding requirements through Controlled Disbursement.

Removing paper invoices from your process while capturing critical data with OCR technology enables you to efficiently match invoices to purchase orders, automate invoice routing/approval and expedite dispute resolution.

RTP® represents a new phase in the evolution of digital payments, marking the creation of the first new payment system in more than 40 years.

Automated Clearing House (ACH)

Control the predictability of your payment outflows and reduce check fraud by using ACH entries to pay employees, vendors, and other obligations.

  • ACH Credit Origination Services
  • Direct Deposit
  • Automate ACH Initiation through PINACLE®
  • ACH Fraud Protection Service
  • NACHA Rule Changes

Submit multiple payment types in a single electronic payment file, utilizing standardized EDI formats compatible with your ERP system. 

PNC’s Funds Transfer Services offer a high speed, secure electronic payment solution for sending and receiving payments from down the street to across the globe.

Important Legal Disclosures & Information

RTP is a registered trademark of The Clearing House Payments Company, LLC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.