As a PNC cardholder, there is no fee for ATM usage at PNC or Partner ATMs. Partner ATMs may be limited to cash withdrawal functionality. Visit pnc.com/locator to find a PNC or Partner ATM near you.
Convenient ATM Banking
Access your funds at approximately 60,000 ATMs nationwide
Convenient ATM Banking
Access your funds at approximately 60,000 ATMs nationwide
Find Fee-Free ATMs
Convenience is banking when and where you want with over 60,000 fee-free ATMs coast-to-coast, giving PNC customers easy access to their money anytime they want it.
As a PNC cardholder, you can access your money at approximately 60,000 fee-free[1] PNC and Partner ATMs - including those inside our convenience store partners - Wawa®, Sheetz®, UDF®, QuickChek®, and Turkey Hill®..
Other Partner ATMs include MoneyPass® and Allpoint® - where you can find ATMs in popular retail stores such as CVS®, Target®, 7-Eleven®, Walgreens® and more.
With 60,000 options, you can find an ATM close to home or wherever your adventures take you - now, that's convenience.
Choose Your Preferences
Establish or change your preferred language, fast cash amount and receipt preferences.
ATM Preferences may be temporarily disabled in Online Banking. ATM Preferences can be changed in the PNC Mobile app and at the ATM.
PNC Card Free ATM Access
Generate a one-time access code in the PNC Mobile app to make ATM transactions without using your debit card.
Step 1: Get your access code
- Sign into the PNC Mobile app[3] and select ATM Access.
- Tap the Generate Access Code button to request a on-time access code.
- An 8-digital access code will be presented along with instructions on how to proceed.
Important: The access code will be available for 30 minutes and can be used for a single transaction.
Step 2: Visit a PNC ATM with Card-Free Access
- Select Card Free Access on the welcome screen.
- Enter the 8-digit access code that was provided in the PNC Mobile app and tap Continue.
- Enter your 4-digit card PIN associated with the card you selected in the PNC Mobile app.
- Complete your ATM transaction.
This feature is not available at Partner ATMs. It is available at some PNC ATMs.
PNC Card Free ATM Access
Generate a one-time access code in the PNC Mobile app to make ATM transactions without using your debit card.
Step 1: Get your access code
- Sign into the PNC Mobile app[3] and select ATM Access.
- Tap the Generate Access Code button to request a on-time access code.
- An 8-digital access code will be presented along with instructions on how to proceed.
Important: The access code will be available for 30 minutes and can be used for a single transaction.
Step 2: Visit a PNC ATM with Card-Free Access
- Select Card Free Access on the welcome screen.
- Enter the 8-digit access code that was provided in the PNC Mobile app and tap Continue.
- Enter your 4-digit card PIN associated with the card you selected in the PNC Mobile app.
- Complete your ATM transaction.
This feature is not available at Partner ATMs. It is available at some PNC ATMs.
Get to Know PNC ATMs
At a PNC ATM the first screen you'll see allows you to insert or tap your card (at select PNC ATMs) or use a cardless access code.
At a PNC ATM with Video Banking the first screen you'll see allows you to insert or tap your card, use a cardless access code or choose Talk to Teller.
You’ll be asked to enter your PIN to complete a transaction. From this screen, you can choose one of the quick options or go to the Main Menu.
Choose one of the available features – withdraw cash, make a deposit, withdraw your Fast Cash amount, get a balance, make a transfer and more.
Additional menu options include changing your PIN or changing your personal ATM Preferences.
Set your preferences by choosing a fast cash amount, setting receipt preferences, choosing a language or choosing the Express Funds Service.
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Ways to Use Your Card at an ATM
Card Tap-n-Go (Available at Select PNC ATMs)
New card technology enables fast, convenient and secure ATM transactions without having to insert or swipe your card.
- Simply place the card on the EMVCo Contactless Symbol
on the ATM to initiate the transaction. - Enter your PIN when prompted and continue with your transaction.
This feature is not available at Partner ATMs.
PNC Card Free ATM Access
Generate a one-time access code in the PNC Mobile app to make ATM transactions without using your debit card.
Step 1: Get your access code
- Log into the PNC Mobile app[3] and select ATM Access.
- Tap the Generate Access Code button to request a one-time access code.
- An 8-digit access code will be presented along with instructions on how to proceed.
Important: The access code will be available for 30 minutes and can be used for a single transaction.
Step 2: Visit a PNC ATM with Card-Free Access
- Select Card Free Access on the welcome screen.
- Enter the 8-digit access code that was provided in the PNC Mobile app and tap Continue.
- Enter your 4-digit card PIN associated with the card you selected in the PNC Mobile app.
- Complete your ATM transaction.
This feature is available at all PNC ATMs. It is not available at Partner ATMs.
Video Banking Machines
PNC's advanced ATMs, called Video Banking Machines, allow you to connect with a live consultant on-screen. Consultants can process transactions beyond those that can be made at a standard ATM—and they can answer questions about your transactions while you're there.
Video Banking Machine hours are often longer than branch hours, so you can make transactions and speak to a Consultant beyond branch hours. You can still use a Video Banking Machine for standard ATM transactions outside of consultant hours.
To find a Video Banking Machine visit pnc.com/locator. Start by entering your zip code and selecting the Branch option. Scroll through the list of branches close to your zip code and tap on View Branch Details. Scroll down to Branch Services to check if Video Banking Machines are available at the branch you chose.
Watch this video of a Video Banking Machine transaction.
Frequently Asked Questions
Not at this time. The Tap-n-Go feature is currently only available for use with a debit or credit card with NFC contactless card capability. It is not currently available from a mobile device or mobile wallet.
If you know your currrent PIN, you can change it in the Preferences screen at the ATM. If you don't know your PIN, you'll need to call the number on your card and follow the prompts or speak with a banker.
A video banker will not be able to change your PIN.
Yes! You can easily opt-in from the Preferences screen at the ATM.
Partner ATMs aren't owned by PNC, but are fee-free for PNC cardholders. They may feature branding for Allpoint or other financial institutions. Additionally, Partner ATMs may be limited to only cash withdrawal functionality.
Search by Partner ATM at pnc.com/locator to find Allpoint and other Partner ATMs.
Insights
Can You Deposit a Check at an ATM?
Most modern ATMs are equipped with advanced technology that allows customers to deposit checks directly into their bank accounts. Learn more in this guide.
How to Deposit a Check
In the past, you usually had to visit a bank branch to deposit a check. Today, there are several convenient options. Learn more in this guide from PNC.
Common Bank Fees and How to Avoid Them
Read about the most common bank fees, why they exist, and what steps you can take to avoid paying them in the future.
