Student & Graduate Banking Center

Helping students and families bank — from college prep to career.


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Student Banking

  • Virtual Wallet Student®
    Student Checking & Savings
    Virtual Wallet Student is made up of three distinct accounts, working together as one seamless, online money management tool.
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    Student Loans
    Learn the facts, get answers to your questions and find the right student loan for you.
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    Credit Cards
    Learn about the many benefits and features that come standard with our credit cards.
    Student Credit Card Center
  • Bank at Home or On the Go

  • Money management
    Zelle ®
    Zelle is the quick and easy way to send money to people you trust, regardless of where they bank in the U.S.[1]
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  • Money Management
    Online Banking
    Easy. Convenient. Enjoy the efficiency of managing your cash flow when you want, where you want with PNC Online Banking. [2]
    Online Banking
  • Money Management
    Mobile Banking
    Manage your money on the go! Check your balance, pay a bill, transfer money[3] and even deposit a check right from your mobile device.[4]
    Money Management
  • International Student?

    We offer services, accounts, and digital money-management tools that help make banking easy.

    Explore Options

    Build your financial knowledge, make smart financial decisions, and develop healthy money-management habits for life.

    Visit PNC My Finance Academy »


    How to Help Your Graduate Succeed

    When your child is embarking on adulthood, here are some suggestions for helping your protégés launch on the right financial foot.

    2 min read


    4 Questions to Help Manage Student Loan Borrowing and Repayment

    If you do some planning, you can minimize your overall expense.

    4 min read


    How to Prepare for Your Financial Graduation

    Learning to manage your money properly is similar to having a financial graduation. Since there is no formal education, you will have to learn through trial and error.

    3 min read

    Have Questions? We're Here to Help.

    Have Questions? We're here to help.

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    Give us a call.

    PNC Customer Care Consultants are available 7:00 a.m. to 10:00 p.m., ET, Monday through Friday and 8:00 a.m. to 5:00 p.m., ET, Saturday and Sunday.

    1-800-762-2265 »
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    Find an ATM / Branch near you.

    Use our locator to find one of our many ATMs and branches near you.

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    Meet with us to discuss your banking needs at a time that works best for you.

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    Important Legal Disclosures & Information

    1. Zelle should only be used to send to or receive money from people you trust. If you are unsure of a recipient’s email address or U.S. mobile phone number, before using Zelle to send money to that person, you should contact the recipient to confirm the information. Neither Zelle nor PNC offer a protection program for goods or services purchased or sold in which Zelle is used for payment. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle, it could take 1 to 3 business days to receive the money once the enrollment is complete.

    2. Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.

    3. A federal regulation limits the number of transfers that may be made from a savings or money market account. Please see our Consumer Schedule of Service Charges and Fees for additional information.

    4. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    Virtual Wallet Student is a registered trademark of The PNC Financial Services Group, Inc.

    Bank deposit products and services provided by PNC Bank, National Association. Member FDIC