PNC Savings
We have savings solutions to help you achieve your goals.
Virtual Wallet
Checking & Savings. Together.
Now including Low Cash Mode®
In today's world, you need more than just a checking account. Virtual Wallet starts with checking (we call it Spend) and digital tools to help you manage your money and stay on track. To best meet your needs, we have three levels of Spend to choose from.
Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today's banking needs.
Premiere Money Market
An account that rewards your banking relationship with higher interest rates.
- Higher relationship rate when certain qualifications are met[1]
- Unlimited deposits and transfers into the account
- FDIC insured to the maximum permitted by law
Standard Savings
An easy way to jump start your savings and help you achieve your short- and long-term goals.
- Minimum deposit to open online $0
- Earn higher relationship rate when certain qualifications are met[2]
- Unlimited deposits and transfers into the account
- Auto Savings tool that allows you to establish a recurring savings routine
- Overdraft protection - link your Standard Savings account to your PNC checking account[3]
- FDIC insured to the maximum permitted by law
Certificate of Deposit
Earn a fixed interest rate.
- Fixed rate of return
- Variety of terms available ranging from 7 days to 10 years with automatic renewal
- FDIC insured to the maximum permitted by law
- Supplement retirement savings with a tax-deferred IRA CD
S is for Savings®
A fun and friendly way to help you teach your child about saving, sharing and spending.
- Interactive online banking experience that presents basic money concepts with Sesame StreetTM tips on learning financial basics
- No service charge for account holders under 18
- Interest on balances starting at $1.00
- With Goal Setting, set specific savings goals with your child that they can achieve over time
