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PNC Savings

We have savings solutions to help you achieve your goals. 

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Virtual Wallet®

Checking & Savings. Together. 

Now including Low Cash Mode®

In today's world, you need more than just a checking account.  Virtual Wallet starts with checking (we call it Spend) and digital tools to help you manage your money and stay on track. To best meet your needs, we have three levels of Spend to choose from.

Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today's banking needs. 

Premiere Money Market

An account that rewards your banking relationship with higher interest rates. 

  • Higher relationship rate when certain qualifications are met[1]
  • Unlimited deposits and transfers into the account
  • FDIC insured to the maximum permitted by law

Standard Savings

An easy way to jump start your savings and help you achieve your short- and long-term goals.

  • Minimum deposit to open: $0
  • Earn higher relationship rate when certain qualifications are met[2]
  • Unlimited deposits and transfers into the account
  • Auto Savings tool that allows you to establish a recurring savings routine
  • Overdraft protection - link your Standard Savings account to your PNC checking account[3]
  • FDIC insured to the maximum permitted by law

Certificate of Deposit

Earn a fixed interest rate. 

  • Fixed rate of return
  • Variety of terms available ranging from 7 days to 10 years with automatic renewal
  • FDIC insured to the maximum permitted by law
  • Supplement retirement savings with a tax-deferred IRA CD

S is for Savings®

A fun and friendly way to help you teach your child about saving, sharing and spending.

  • Interactive online banking experience that presents basic money concepts with Sesame Workshop tips on learning financial basics
  • No service charge for account holders under 18
  • Interest on balances starting at $1.00
  • With Goal Setting, set specific savings goals with your child that they can achieve over time

Have Questions?

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Customer Service

Find answers to frequently asked questions, how-to videos and service phone numbers to assist you.

Related Resources

Federal Deposit Insurance

PNC Bank is a member of the FDIC

The Federal Deposit Insurance Corporation (FDIC) is a federal agency that insures depositors' accounts up to the insured amount at most commercial banks and savings associations. View FAQs, important information, and other resources. 

Financial Education

Savings for Every Situation

Enjoy top financial bloggers and videos as PNC Insights brings you the scoop on savings. Topics include college, emergencies, military deployment and more.

Make It Automatic

Auto Savings

Auto Savings is the smart way to establish a committed savings routine that will help you to get to your savings goal faster!

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