Loans and Lines of Credit are subject to credit approval. Certain restrictions and conditions apply.
Check Current Personal Loan Rates*
The Personal Unsecured Installment Loan and the Personal Line of Credit are available in select states.[1]
Explore Personal Loans & Lines of Credit
Borrow money and pay it back through regular monthly payments.
Compare Personal Loan & Line Products
| Personal Installment Loan | Personal Line of Credit | |
|---|---|---|
| Loan Limit |
$1,000 - $35,000 |
$1,000 - $25,000 California maximum line amount: $5,000 |
| APR* | Fixed Rate | Variable Rate, based on Wall Street Journal Prime Rate |
| Access to Funds | One-time, lump sum | Continuous draw period |
| No Prepayment Penalty |
||
| Collateral Needed | None | None |
| Get Started[4] | Start an Application Online Unsecured Personal Loans |
1-877-225-5762 Personal Line of Credit |
Credit Card Consolidation Loans
You could pay off high-interest debt & pay less, with manageable monthly payments.
Combine all your debt into one monthly payment with a loan that has a lower interest rate. No Collateral Required.[1]
Tools & Resources
Frequently Asked Questions & Answers
Interest paid on personal loans is not tax deductible. Consult a tax advisor regarding your specific situation.
After you apply, you’ll get a decision within a few days. If approved, depending on your application and the purpose for your loan, you can either receive funds electronically or be asked to go to the branch to sign loan documents and receive your funds.
After you apply, you will get a decision within a few days. If your application is approved and you require no immediate funds, there is a 15 day hold on your line of credit until you are able to utilize your funds. If you select yes to immediate funds in your application, then closing in a local PNC branch is required and you will receive access to your funds on the day of closing.
Personal Loan Insights
Borrow
What Is Debt Consolidation & How Does It Work?
Considering debt consolidation? Learn about your options, which factors to consider, and how to help make your debt consolidation a success.
10 min read
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Holiday Debt: How to Pay It Off
Struggling with post-holiday finances? Learn how to assess and handle holiday debt with our practical guide on repayment and financial stability.
5 min read
Borrow
What Can Personal Loans Be Used For?
Personal loans can be used to fund a range of plans and projects. Learn more about when to consider a personal loan to meet your financing needs.
8 min read
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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The Personal Installment Loan product is only available in the following states: AL, AZ, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
The Personal Line of Credit product is only available in the following states: AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, NY, OH, PA, SC, TN, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
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