| Personal Installment Loan | Personal Line of Credit | Investment Line of Credit | |
|---|---|---|---|
| Loan Limit | $1,000 - $35,000 |
$1,000 - $25,000 |
$25,000 - $5,000,000 |
| APR | Fixed Rate |
Variable Rate, based on Wall Street Journal Prime Rate |
Variable Rate, based on Wall Street Journal Prime Rate and Maximum Line Amount |
| Access to Funds | One-time, lump sum |
Continuous draw period |
Continuous draw period until the line terms after 5 years |
| No Prepayment Penalty | ✔ | ✔ | ✔ |
| Collateral Needed | None |
None |
Yes, an eligible PNC Investments account. |
| Get Started | 1-877-Call-PNC |
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Important Legal Disclosures and Information
Credit is subject to approval. Certain restrictions and conditions apply.
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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Through your Investment Line of Credit you can borrow up to 50% of the value of the eligible assets in your PNC Investments account. Credit is subject to approval. Certain terms and conditions apply.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
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