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Personal Loans
from PNC Bank

A Personal Loan or Line of Credit[1] will provide you access to the money you need to consolidate debt, make home improvements, pay for unexpected expenses and more.[2]

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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and click submit.

Check Current Personal Loan Rates*

Explore Personal Loans and Lines of Credit

Personal Installment Loan[1]

Borrow money and pay it back through regular monthly payments

Start Application

Finish Opening Loan

Learn More »

Personal Line of Credit[1, 3]

Access funds whenever you need to — up to an approved credit limit.

1-877-Call-PNC

Learn More »

Compare Personal Loan and Line Products

  Personal Installment Loan Personal Line of Credit
Loan Limit

$1,000 - $35,000

$1,000 - $25,000
California Maximum Line Amount: $5,000
APR*

Fixed Rate

Variable Rate, based on Wall Street Journal Prime Rate
Access to Funds

One-time, lump sum

Continuous draw period
No Prepayment Penalty ✔ ✔
Collateral Needed

None

None
Get Started

Start an Application Online

1-877-Call-PNC

Additional Resources

Is this your home zip code?

 Submit

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

 

Important Legal Disclosures and Information

  1. Credit is subject to approval. Certain restrictions and conditions apply.

  2. Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.

  3. The Personal Line of Credit product is only available in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, OH, PA, SC, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.

*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.

Equal Housing Lender

Bank deposit products and services provided by PNC Bank. Member FDIC

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