Credit is subject to approval. Certain restrictions and conditions apply.
Check Current Personal Loan Rates*
Explore Personal Loans & Lines of Credit
Compare Personal Loan & Line Products
| Personal Installment Loan | Personal Line of Credit | |
|---|---|---|
| Loan Limit |
$1,000 - $35,000 |
$1,000 - $25,000 California maximum line amount: $5,000 |
| APR* | Fixed Rate | Variable Rate, based on Wall Street Journal Prime Rate |
| Access to Funds | One-time, lump sum | Continuous draw period |
| No Prepayment Penalty |
||
| Collateral Needed | None | None |
| Get Started | Start an Application Online Unsecured Personal Loans |
1-877-225-5762 Personal Line of Credit |
Tools & Resources
Frequently Asked Questions & Answers
Interest paid on personal loans is not tax deductible. Consult a tax advisor regarding your specific situation.
After you apply, you’ll get a decision within a few days. If approved, you can go to a branch to sign your loan documents and immediately receive your funds. Allow additional time if you choose to request your loan documents by mail.
After you apply, you will get a decision within a few days. If your application is approved and you require no immediate funds, there is a 15 day hold on your line of credit until you are able to utilize your funds. If you select yes to immediate funds in your application, then closing in a local PNC branch is required and you will receive access to your funds on the day of closing.
Personal Loan Insights
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Pros and Cons of a Home Equity Line of Credit
If your home has equity, a Home Equity Line of Credit (HELOC) could prove a valuable financial tool for you. PNC Bank shows you how.
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PNC’s Preliminary Pre-Approval Process: Benefits Over The Industry Standard
Until now, home buyers had only two options to prove creditworthiness before shopping. Now a third way delivers confidence with both speed and thoroughness.
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Will Your Student Loan Need A Co-Signer?
Student loans are often the primary way many finance their college education. But what if students can’t secure loans on their own? A co-signer might be the answer.
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Loan proceeds from the Personal Installment Loan cannot be used to pay for post-secondary educational expenses or to refinance student loan debt. For student loan & refinancing options, visit pnconcampus.com.
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The Personal Line of Credit product is only available in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, OH, PA, SC, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
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