Get a bird's eye view of what your money's up to. The Money Bar puts it into three categories: Scheduled Out (the money allocated for bills and other payments), Free (money that's available to spend), and Reserve (the money you've tucked away). It's our way of making everything clearer.

Once you've got a good idea of where everything is, you can make adjustments. Need extra money for date night? Got a little left over you want to put toward that vacation? Using the Slider, you can move money back and forth between Spend and Reserve with no effort. Managing your funds is literally in your hands.

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What's the point of working hard if you're not treating yourself once in a while, right? The Wish List is where you'll set sights on the things you want and start saving. You can put money toward each item in your Reserve account, keep track of your progress, and transfer money to Spend when you've reached your goal. And you can give certain items priority. So, if you really need a new fridge before that trip to Bora Bora, you can put money where it's needed.

And while we're on the subject, don't forget Reserve Items. They let you set aside money for future expenses and get a reminder on your Calendar.

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It's easy for money to fly out the door, especially when you're having fun. Spending + Budget's tools provide a simple way to see what you're spending your money on each month - and get a hold on it. Broken down into categories like Education, Restaurants, Gas and more, it allows you to set a budget for each. You can also set up to get handy reminder emails if you're close to maxing out your budget for any category. That way, you can hit the brakes before going over the edge.

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You can't always think about saving, especially when you're too busy spending. That's why we built the Savings Engine. It gives you three easy ways to put cash aside — even when saving is not exactly top-of-mind. With the Payday Savings rule, a predetermined amount will automatically transfer from Spend to Growth on days you've designated as pay days. Bill Pay makes it easy to transfer money to Growth whenever you pay a bill online from your Calendar. Punch the Pig® is an on-the-fly way to add money to Growth while you're banking online.

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The only thing more rewarding than saving money is having a little fun doing it. That's the idea with Punch the Pig. When you're banking online, just "punch" the piggy bank and money (the amount of your choice) will transfer from your Spend account to your Growth account. (That "punch" is a "shake" for smartphone users.) Go ahead. You know you want to.

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Where's your mobile phone? Got it? Good. With Virtual Wallet, that's how far your bank is. PNC Mobile Banking lets you bank from your iPhone^®, Android™ or other supported mobile device (tablet included) when and where you want. With the mobile deposit feature, you can even deposit money on the go.

iPhone | iPad


Android phone | Android tablet

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Include your current PNC credit card in your Virtual Wallet and experience helpful features such as:

• Calendar - View your credit card balance alongside your Spend account balance as well as past charges on your credit card, payments to your card, when your payments are due and when your next statement is created
• Spending + Budgets - See your credit card transactions automatically sorted in to different categories to help you better understand and track your spending
• Mobile - Manage your credit card on the go with our Virtual Wallet app^[1]