Online Banking is free to customers with an eligible account; however there may be a fee for certain optional services. We reserve the right to decline or revoke access to Online Banking or any of its services. All online banking services are subject to and conditional upon adherence to the terms and conditions of the PNC Online Banking Service Agreement.
Personal Loan & Line of Credit
Customer Service
Information to help you manage your personal loan account with PNC.
Online Banking
It’s easy to manage your personal loan with PNC Online Banking.[1]
PNC Online Banking is your secure online resource for viewing important account information and accessing helpful tools to manage your loan.
Once logged into Online Banking, start taking advantage of the many benefits, including:
- Get organized and save paper with paperless statements.
- Schedule payments for your account.
How to Read Your Loan Statement:
- Reviewing Your Personal Unsecured Installment Loan Statement
- Reviewing Your Personal Line of Credit Statement
- Reviewing Your Term Loan Statement
Easy. Convenient. Clutter-free.
Switch to paperless for online access to your monthly statements
Getting started with Online Banking for the first time? Here's what you'll need:
- Social Security Number (SSN)
- PNC Account Number
- One of the following:
- PNC Visa® Debit Card PIN
- Online Access PIN
- Mobile or Phone Number to receive a one-time passcode.
If you don't have a PIN, please call Customer Care 1-800-762-2265 for assistance.
FAQs
Answers to common personal loan & line of credit questions.
Customers can call a Client Loan Advisor for a status update on their application[3] at any time during hours of operation.
Monday - Friday, 8:00 a.m. - 6:00 p.m. ET
Saturday, 9:00 a.m. - 2:00 p.m. ET
1-855-619-6608
Automated payments are set up through the Automated Payment Program managed by PNC. Your monthly payment is automatically drafted from your PNC or non-PNC checking or savings account each month and applied to your PNC loan or line of credit as the payment due date. To sign up for automated payments, you will need to complete, sign and return the Automated Payment Authorization Form to the fax number or mailing address listed on the form, or to a PNC branch.
Recurring payments are set up by you directly through PNC's Online Banking. You can schedule a recurring payment to your PNC loan or line of credit from with a PNC or non-PNC checking or savings account by clicking Make a Payment from your account activity page. With PNC Online Banking, you have the ability to manage, change or cancel your reccurring payments at any time.
You can request to suspend or cancel your automated payment as long as your contact us at least three (3) business days before your next payment due date. Please call us at 1-888-PNC-BANK (1-888-762-2265) or visit the nearest PNC Branch.
Suspending your automated payment is a temporary option which will allow you to stop your automated payment for one month. You are still responsible for making your payment on time to avoid late fees. When you suspend your automated payment, you must make your monthly payment manually to keep your account current and allow automated payments to resume the next month.
If you chose to cancel your automated payment service, you will be responsible for making on-time payments once the automated payment has been removed from your account. Any applicable interest rate discount for automated payments will be lost, which means that your monthly payment may increase since additional interest would be charged.
You can review your payoff information for your loan through Online Banking. Once you have signed onto Online Banking:
- Select your loan account from the My Accounts Summary page.
- You will be sent to your Account Activity page.
- From your Account Activity page, you should find information regarding your loan payoff. There are some circumstances where payoff information will not be displayed. For those types of accounts, you will be directed to call us at 1-888-762-2265.
- In order to close your Personal Line of Credit after payoff, please contact us at 1-877-CALL PNC or visit your local branch.
Calculate Payments
See how extra payments impact your loan or line of credit.
Use this calculator to see how extra payments can save you interest. You can see how much interest you'll pay, the difference extra payments can make and the amortization schedule of your existing Loan or Line of Credit versus a Loan or Line of Credit with added payments.
The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.
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Financial Hardship
Understanding your options
Unexpected events may impact your ability to make your monthly payments.
One of the first steps to getting back on track is understanding the range of options available. Let us explore what assistance may be available to you, whether you are experiencing short-term or long-term circumstances. Communicating with us may help your situation.
For hardships (not COVID-19 related), please use our Lending Hardship Service & Support