Find the Lending Solution that Meets Your Needs


PNC has been lending for over 100 years. We can help find the right product for you.


How Can We Help You Today?

To get started, select one of the options below to explore products, educational information & calculators.

 

Simplify Your Budget, Make Fewer Payments

Consolidate your debt to help you meet your financial goals.

 Smart Ways to Start Paying Down Debt

Read about ways to track the amounts you owe creditors as well as different payoff strategies that you can use to manage debt.

 

 Use our Debt Consolidation Calculator

Enter your various amounts that you owe to see what options exist to consolidate your debt with a single loan. View different monthly payments, rates and products.

 

PNC Products that May Help with Debt Consolidation

Credit Cards

Whether you are looking for cash back, lower rates, or travel rewards, PNC has a credit card to fit your needs.

 

Personal Loans

A personal loan or line of credit can help you consolidate payments into a single loan

 

Home Equity Loans

If you own a home, you may be able to use your home's equity to consolidate debt.

 

Student Loan Refinancing

Simplify your college or grad school debt repayment with PNC's Education Refinance Loan - one lender, one monthly payment.

 

 

Pay for College or Refinance Your Student Loans

We have educational resources, loans and refinancing options to help, whether you are seeking to bridge the financial aid gap while in school or simplify your college debt repayment by refinancing.

 Use our Student Lending Calculator

Read about ways to track the amounts you owe creditors as well as different payoff strategies that you can use to manage debt.

 

 Learn about Refinancing Your Student Loans

By refinancing your student loans, you may be able to lower your interest rate, reduce your monthly payment and enjoy the simplicity of one loan instead of multiple loans to manage.

 

 

Student Loan Resources & Options

Looking for Undergraduate Loans?

Start here to see the costs between terms, repayment type and more.

 

 

Planning for College?

Learn about the true costs of college and the process of finding aid and financing.

 

 

Browse Student Loan Products

Find information about PNC's student loans, what you need to apply, co-signer information and repayment examples.

 

Find & Finance a Vehicle

Buying a new car? Refinancing? Looking to buy from a private party? We can help you find the car and a loan that fits your needs.

 Compare Different Auto Loans

Compare different auto lending options to find the right loan for your situation.

 

 Search for New & Used Vehicles**

Use PNC Total Auto® to find and finance a vehicle, all in one place. Browse used and new vehicles by make, model and zip code.

 

Auto Loans at PNC

PNC Check Ready

Shop for a vehicle like a cash buyer.

 

Auto Refinancing

Refinance an existing auto loan.

 

Private Party

Buy from a private party.

 

 

Lease Buyout

Buying out a lease.

 

Fund a Home Renovation Project

Do you want to add a deck, replace your roof or update your kitchen? PNC has tools to help you estimate the cost of your project and explore borrowing options to find your best financing choice.

 Use our Home Equity Calculator

You may be able to use the equity in your home to fund your project. Calculate its equity by answering a few simple questions about your existing home lending status.

 

 Finance a Home Renovation Project

Tell us about your project and we'll help you find options to fund your home renovation.

 

Estimate the Cost of a Renovation Project

Use our home renovation calculator to get an idea of what your project might cost.

 

 

Products to Help with a Home Renovation

Personal Loans

A personal loan or line of credit can help you fund a home renovation project.

 

 

Learn About Our Home Equity Product

Use your Home's Equity to help create your dream home.

 

 

Not Sure What Home Equity is?

Explore the basics of home equity with this handy guide.

 

Find the Right Credit Card

Let us help you navigate the world of credit and find the PNC credit card that fits your needs.

 Compare PNC Credit Cards

Are you seeking cash back, points, or a lower interest rate? Use this tool to compare the credit cards that PNC offers.

 

 How to Make Credit and Debt Work For You

Learn about credit card debt and what you can do to use credit wisely.

 

Browse PNC Credit Cards

PNC Core® Visa®
Credit Card

Take advantage of our great introductory balance transfer and purchase APR.

 

 

PNC Cash Rewards® Visa® Credit Card

Maximize your cash back every day with the PNC Cash Rewards Visa credit card.



PNC points®  Visa® 
Credit Card

The PNC points card helps you earn points for exciting awards.

 

 

Find the Right Home

Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.

 Calculate Mortgage Payments

Calculate different mortgage payments and better understand the true cost of a mortgage. This will help you gauge affordability and set parameters on your search for a home.

 

 Understanding Home Lending Center

Find answers to common questions about home lending including financial basics and tax information.

 

Our Suite of Tools to Help You Across the Home Lending Journey

Find an Affordable Home

Find a home and track your mortgage application with Home Insight.

 

 

Start a Preapproval

When you're ready to take the next steps consider getting a preapproval.

 

 

Fixed Rate Mortgage

Read about the fixed rate mortgage product with PNC.

 

 

Financial Basics

Read about the financial basics of home lending.

 

 

Finance a Major Purchase

Looking to make a major purchase? There are a variety of ways to finance a purchase. Browse relevant lending products or use the tools & calculators to find a solution right for you.

Finance a Major Purchase Calculator

Plug in the financial details of your major purchase, answer a few simple questions and see a list of products that meet your requirements.

 

 Finance a Home Renovation Project

Tell us about your project and we'll help you find options to fund your home renovation.

 

 Estimate the Cost of a Renovation Project

Use our home renovation calculator to get an idea of what your project might cost.

 

 

Products to Help with a Major Purchase

Learn About Personal Loans

A personal loan or line of credit can help you fund a major purchase.

 

 

Learn About Home Equity Loans

Use your Home's Equity to finance a major purchase. Learn about the product and check rates.

 

 

Learn About Cash Out Refinance

Refinance your existing mortgage and get cash out for your major purchase at the same time.

 

Refinance an Existing Mortgage

Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, or reduce your overall interest expense. 

 See what I can Afford

Calculate different payments and better understand the true cost of a refinance. This will help you gauge affordability and if you should refinance your home.

 

 Get Rates

Check today's rates and see how different rates can impact monthly payment.

 

 Start a Refinance Application

Start a refinance application online to experience an easier way to refinance.

 

Need help, get it here

 

Work with a local Mortgage Loan Officer

Find a local Mortgage Loan Officer to work with.

 

 


Get a Call Back

Fill out the form and a Mortgage Loan Officer will be in touch to talk to you about your options.

 

 

Important Legal Disclosures & Information

The property securing the CHELOC must be located in a state where PNC offers home equity products. PNC does not offer the CHELOC product in Alaska, Hawaii, Louisiana, Mississippi, Nevada and South Dakota.

Credit is subject to approval. Certain restrictions and conditions apply.

Consult a tax advisor regarding the deductibility of interest.

PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

Refinancing at a longer repayment term may lower your loan payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your loan payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.

You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private student loan.

Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.

The digital application requires the assistance of a Mortgage Loan Officer.  After the first part of the application process is complete, a PNC Mortgage Loan Officer will reach out to finish the remainder of the application.

Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.

Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. 

PNC Cash Rewards, PNC Core, and PNC points are registered marks of The PNC Financial Services Group, Inc. 

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.

PNC is a registered mark of The PNC Financial Services Group, Inc. Bank deposit products and services provided by PNC Bank. Member FDIC.

PNC Total Auto is a registered mark of The PNC Financial Services Group, Inc.

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. The PNC Total Auto® is provided by TrueCar.

Equal Housing Lender ©2023 The PNC Financial Services Group, Inc. All rights reserved.

PNC Bank, National Association.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.