Auto Loans

Explore lending options for new or used cars.^[1] Try our helpful tools and calculators.

Check Current Auto Loan Rates*

Monthly Payment Estimate Calculator

Use the below calculator to help determine your monthly vehicle payments.

The tools and calculators provided are for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax or legal advisor regarding your unique situation.

View More Auto Loan Calculators

Buy A Car

Shop new or used cars with the right lending solution for you.
Apply today for an auto loan online, by phone, or at a branch.^[1]

Get Started

Already started? Resume an auto loan application.

Buy from a Dealer

With check in hand, you can shop for a new or used vehicle from an eligible dealer.^{[1, 2]}

Learn More About Check Ready Loans

Buy Out a Lease

With a vehicle lease buyout auto loan, you can make your ride your own.^[1]

Learn More About Buying Out a Lease

Buy from a Private Party

With a used auto loan, you can purchase from a private seller.^[1]

Learn More About Buying from a Private Party

Named Best Overall

Auto Loans From a Bank

— Bankrate, 2023

Refinance Your Car

Start saving by refinancing your auto loan.

Apply to Refinance Your Auto Loan

PNC auto refinancing may help you improve upon your existing auto loan with a great APR and flexible terms. Plus, get a fast loan decision.^[1,3]

Learn More About Refinancing Your Auto Loan

Conveniently find and finance your vehicle all in one place.

With PNC Total Auto, powered by TrueCar, you can find a vehicle with an advanced search, know what people in your area paid for the same car and review financing options all in one place.**

Learn More About PNC Total Auto®

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto^® is provided by TrueCar.

Have Questions?

We're here to help.

Customer Service Center

Find information on managing your PNC auto loan account.

Customer Service Center

Visit Us

Find a PNC location near
you and stop by to see us.

Find a PNC Brand or ATM

Let's Meet

Find a convenient
time to meet with us.

Schedule an Appointment

Credit is subject to approval. Certain restrictions and conditions apply.
Checks may only be used at dealers licensed to sell new vehicles from a manufacturer such as Ford, Kia or BMW or from an eligible dealer found on pnc.com/checkready. Checks may be used to purchase new or used vehicles from such dealers. Before visiting a dealer, confirm that it is an eligible dealer. For more information, visit pnc.com/checkready.
Refinancing: Refinancing at a longer repayment term may lower your car payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your car payment, but may lower the total interest paid over the life of the loan. For example, if you have a 60-month loan that matures in 55 months and you refinance for another 60 months at a lower rate, your payments will be lower but you will pay interest for an additional 5 months. Contact us to discuss the option that best meets your needs.

*Check Auto Loan Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.

**PNC Total Auto: PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

PNC and PNC Total Auto are registered marks of The PNC Financial Services Group, Inc.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

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