Auto Loans and Financing

Car loan and finance options for new or used vehicles. 

Not sure where to start? Compare auto loans.

Check Current Auto Loan Rates*

Find & Finance Your Car with PNC

Find a Car

Search for vehicles and know what people in your area paid for the same car[**].

Explore PNC Total Auto®**

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Buy a Car

We have a loan to suit your needs — shop for new or used cars with one of our auto loans[1].

Explore Auto Loans


Refinance Your Auto Loan

Take advantage of a great rate on a PNC auto loan[1].

Apply For a Refinance Loan

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Explore Your Loan Options

Shop new or used cars with the right lending solution for you.

Buy from a Dealer

Apply now and shop with check in hand. Buy a new or used car from a licensed dealer[1, 2].

Apply for a Check Ready Loan

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Buy From a Private Party

Used car loans — to purchase from an individual seller[1].

Schedule a Private Party Loan Appointment in Branch

  Learn More



Buy Out a Lease

Own the vehicle you're currently leasing[1].

Apply for a Lease Buyout Loan

  Learn More



Have Questions? We're Here to Help.

Important Legal Disclosures & Information

  1. Credit is subject to approval.

  2. Certain restrictions and conditions apply.

*The rates we advertise include the 0.25% automatic payment discount. Automatic payment must be set up at loan closing to qualify for the .25% discount. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.  Advertised rates are available to well-qualified applicants. Your actual APR may be higher than the advertised rate range and will be based on your credit qualifications, loan amount, repayment term, model year, whether you elect the automatic payment feature from a PNC checking account and number of days to first payment. See "Get Rates" for more details about current rates.

**PNC Bank's website terms, privacy and security policies don’t apply to the site you're about to visit. Please review TrueCar's website terms, privacy and security policies to see how they apply to you. PNC Total Auto® is provided by TrueCar.

PNC and PNC Total Auto are registered marks of the PNC Financial Services Group, Inc.


Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.