Michael Vrlaku

Mortgage Loan Officer, NMLS ID #179115

I'm here to help you on your home lending journey.

340 Madison Avenue
New York, NY 10173-1903


Mobile: (917) 267-9353

Fax: (833) 928-1945

Email: michael.vrlaku@pnc.com

About Me:

My professional background and achievements:

  • I have 15 years of experience and specialize in Jumbo and Medical Professional Mortgages.

Buying a Home with PNC

Tools to Help You Navigate the Homebuying Process

PNC Pre-Approval

Complete your pre-approval online to learn how much you're qualified to borrow. Then, shop for a home knowing you have a lending commitment.

Digital Pre-Approval



Refinancing Your Home

Refinance Application


Ready to refinance your single family, condo or townhouse into a conventional fixed rate mortgage up to $548,250?  Fill out your refinance application today.

Start Refinance Application


Refinance Inquiry

Ready to refinance a Jumbo, or Government loan?  Just want to inquire about PNC loan options?  Submit your refinance inquiry today.

Start Refinance Inquiry

Home Insight® Tools

Tools to Help You Navigate the Homebuying Process

Home Insight® Planner – 

Determine a mortgage payment you can afford, based on your unique budget and lifestyle, then search homes in your price range – all in one place.

Home Insight® Tracker – 

Upload documents, check the status of your application, and exchange secure messages with your home lending team.

PNCCheck Current Rates 

Important Legal Disclosures and Information

Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. 

PNC, PNC HomeHQ, PNC Home Insight®, and Home Insight® are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Tracker and Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

©2021 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.

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