2026 Financial Wellness in the Workplace Report:

Turning financial preparedness into workforce advantage

About the Report

Building personal financial capability — together

Our fourth annual Financial Wellness in the Workplace Report explores the evolving financial challenges facing today’s workforce and the opportunities they create for employers. Drawing on insights from employers and workers across the U.S., the research examines gaps between financial confidence and preparedness, emerging benefits trends, and the impact of financial well-being on workforce outcomes. The findings highlight opportunities for organizations to strengthen employee support, improve benefit effectiveness, and help build a more financially resilient workforce.

Financial Wellness in the Workplace Report 2024

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Explore new research on employee financial preparedness and learn how leading organizations are turning financial well-being into a workforce advantage.

Opportunities to Strengthen Workforce Financial Preparedness[1]

As employers look to improve financial preparedness and workforce outcomes, the research points to growing demand for financial education, guidance and workplace banking resources. These findings reinforce the value of solutions like PNC Workplace Advantage, which help connect employees to the tools and support they need to make informed financial decisions.

PNC Workplace Advantage

Help employees build financial confidence while gaining insights that help you understand benefits engagement, participation and program value.

Employees face increasing financial complexity, while employers experience rising pressure to maximize the value of their benefits investments. PNC Workplace Advantage helps bridge that gap through financial guidance, education and enhanced banking and investment benefits that support employee wellbeing and workforce performance.[2]

Explore PNC Workplace Advantage

Webinar Replay

PNC Webinar - 2025 Financial Wellness in the Workplace Webinar: What Employees Want (and Need)

Gain actionable insights from PNC leaders and industry peers on strengthening financial well-being, maximizing benefit effectiveness, and enhancing employee engagement.

Watch the replay

Insights

Discover how leading employers are creating tangible value through financial wellness.

Client Success Stories

Client Success Story – Cincinnati Reds

The Cincinnati Reds, a Major League Baseball organization, teams up with PNC to deliver full suite of financial wellness solutions for employees.

Client Success Stories

LKQ Corporation Boosts Recruitment & Satisfaction with On-Demand Pay

Learn how LKQ Corporation boosted employee satisfaction and recruitment by offering On-Demand Pay with PNC EarnedIt. Read their client success story.

Client Success Stories

Bob’s Red Mill and PNC: A Relationship Built to Grow

Why Bob’s Red Mill turned to PNC for industry insight, ESOP Advisory experience, and a relationship‑first approach to growth.

Let's Start a Conversation

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