Business Risk Management Solutions


Find out how your business can reduce 5 kinds of risk.

 

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What Kinds of Risks Does Your Business Face?

Every day you discover more about the risks affecting your business – attracting and retaining the right talent, fighting cyber payments fraud, managing cash transactions securely and reducing interest rate and currency exposure. Some risks are obvious. Others are not. We can help you identify the primary risks your business faces and deliver new ways to mitigate them. Contact a PNC Commercial Relationship Manager to learn more.


Employee Programs to Attract and Retain Talent

Attracting and retaining the right talent may be one of your greatest challenges. One way to reduce turnover risk and keep your workforce engaged is by offering robust and compelling benefits. PNC can work with you to design and implement programs specifically focused on your needs:

  • 401(k) plans.
  • Health savings accounts.
  • Financial wellness programs.
  • PNC Workplace Banking.

Tools to Manage International Transaction Risks

PNC offers tools that can help make it easier for you to manage your international business and transactions while reducing risk:

  • PINACLE®, PNC’s top-rated mobile and online banking portal, can help you efficiently transfer funds internationally and reduce F/X risk.
  • PNC's Import, Export and Standby Letters of Credit can help you more securely and conveniently transact business internationally.

Ways to Mitigate Payments Fraud

Eighty two percent[1] of companies were targets of payments fraud in 2018. PNC’s tools can help you:

  • Reduce check disbursement risk.
  • Maintain tighter control over check issuance and payment.
  • Define debit controls and block ACH debits and checks from posting.

Cash and Check Handling Tools

Businesses that handle large amounts of cash or checks face significant risks, including human error, theft and counterfeiting. PNC’s solutions include:

  • Cash Logistics services designed to help you handle daily operating cash efficiently and securely.
  • PNC’s Remote Safe Solution to help manage cash at the cashier level and improve accountability.
  • Deposit On-Site® and Deposit On-Site Mobile to help prevent checks from being transmitted twice and provide additional security controls.

Interest Rate Risk Mitigation

Who knows where interest rates will head next? PNC offers financial products that can help protect against fluctuations in interest rates such as:

  • Interest rate swap to lock-in a fixed rate for a floating rate loan.
  • Interest rate cap to cap the interest rate on a floating rate loan.
  • Treasury lock or forward starting swap to hedge the interest rate on a debt issuance.

More Insight For Your Business

Ideas and Insights to Help Reduce Your Business Risk

A Tightening Labor Market Means Businesses Must Act Now to Retain Top Talent

Winning the battle for star talent is becoming increasingly challenging in today’s tightening labor market. For businesses that are struggling to compete on pay, there are several ways to attract and retain talent.

Read Article

Strategic, Cybersecurity and Financial Risks Will Dominate The Financial Landscape

The 2019 AFP® Risk Survey[2] asked 400 treasury professionals what threats they believed their businesses will face over the next 3 years. Strategic, cybersecurity and financial risks were mentioned most often. 

View Infographic

Protecting Against Fraud:
A Checklist of Considerations for Your Organization

Protect your company from fraud by following proven best practices, diligently monitoring accounts for fraudulent activity, and reporting to your bank in a timely manner to increase the likelihood of recovering funds.

Read Article »

Ready to Get Started? Let's Talk.  

Are you ready to explore the ways PNC can help you build your business?

PNC’s Commercial Banking group serves companies with $5 million to $50 million in annual revenue.
If that sounds like you, complete the form below.

If your company’s revenue is under $5 million, our Business Banking team can be of service.

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Important Legal Disclosures & Information

  1. 2019 AFP® Payments Fraud and Control Survey — Report of Survey Results.

  2. 2019 AFP® Risk Survey Report: The Evolving Treasury Ecosystem.

PNC does not charge a fee for the Mobile Banking service. However, a supported mobile device is needed to use Mobile Banking. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.

Bank deposit, treasury management and lending products and services, and investment and wealth management and fiduciary services, are provided by PNC Bank, National Association ("PNC Bank"), a wholly-owned subsidiary of PNC and Member FDIC.

Lending, leasing and equity products and services, as well as certain other banking products and services, require credit approval.

PNC, PINACLE, Deposit On-Site®, and Deposit On-Site Mobile® are registered marks of The PNC Financial Services Group, Inc. (“PNC”).