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Golf Finance
PNC Equipment Finance has the golf industry expertise and leadership, the strength of PNC's capital resources and lease financing capability to deliver the equipment financing solutions that golf management personnel require.
Drive your Business
We have become a leader in the golf course equipment leasing and financing industry by dedicating resources and developing strategic partnerships with thousands of customers – golf courses, country clubs, resort properties, municipalities, golf equipment manufacturers, equipment distributors and golf course management companies.
By working with PNC Equipment Finance you get access to our best ideas, advice and web-based resources to help your business stay on course, accelerate sales and create a competitive advantage.
PNC Equipment Finance has the golf industry expertise and leadership, the strength of PNC's capital resources and lease financing capability to deliver the equipment financing solutions that golf management personnel require. We have built our reputation throughout the golf course, resort, municipal and country club industries by providing reliable, outstanding customer service that goes far beyond individual transactions.
Our Financing Solutions
What We Do
We are a leader in providing financing solutions for golf course equipment acquisitions that allow you to respond rapidly to changing conditions in the dynamic sport-services marketplace.
We initiate equipment leases for golf cars, turf maintenance equipment, irrigation systems and clubhouse related products.
PNC Equipment Finance has specialized expertise in working with golf course management companies, individual golf courses, country clubs, resorts and municipalities to offer financing structures to meet diverse business and budgetary requirements. We offer a wide variety of financial tools, including master lease and master loan agreements that minimize paperwork and speed up the equipment delivery and funding process.
Products and Programs
In addition to the traditional lease programs, PNC Equipment Finance offers special programs tailored for the golf industry.
Easy Lease
PNC Equipment Finance offers access of up to $300,000 for equipment acquisition by simply completing an easy one-page credit application. The application will be credit decisioned within 24 hours, and does not require the submission of detailed financial statements or other documents.
Standard Leases
For projects exceeding $300,000 a typical credit application package is required with two years of financial statements. We offer leases with a variety of end of lease options including: Fair market value (FMV), conditional sales contract (CSC), dollar out and fixed dollar payments at lease end. Lease terms range from 24 to 60 months.
Master Leases
PNC Equipment Finance offers low cost lines-of-credit that require no fees or payments for the unused portion of your credit line. Master agreements allow you to complete one set of documents and add schedules as you acquire more equipment. The line-of-credit and Master Lease Agreement concepts save you both time and money and provide you with all-encompassing financial solutions that allow you to bundle a variety of products and services into one monthly payment.
Seasonal Payment Programs
To meet the unique needs of the golf course industry, PNC Equipment Finance offers seasonal payment programs that are designed to match the course's cash flows with lease payments. Under this program, monthly payments are higher during those times of the year when cash is more available due to higher play and club utilization. Subsequently, payments are lower during low play times.
Equipment Covered
We finance the following types of golf industry equipment:
- Golf car fleets
- Turf maintenance equipment
- Utility vehicles
- Irrigation systems
- Global positioning systems
- Clubhouse furniture, fixtures & equipment
- Food and beverage equipment
- Point-of-sale equipment
- Computers, copiers, and office equipment
- Telephone systems
- Other club management related assets
Contact Us
Contact Our Team
Chris L. Schauerman
Senior Vice President
Relationship Manager
1-770-814-4202
chris.schauerman@pnc.com
Ed Rinaldi
Relationship Manager
1-513-455-2375
edward.rinaldi@pnc.com
Dan Smith
Relationship Manager
1-919-542-1131
danielsmith@pnc.com
David A. Thinnes
Relationship Manager
1-513-455-9629
david.thinnes@pnc.com
Tom Wiegele
Relationship Manager
1-513-455-9635
tom.wiegele@pnc.com
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