In addition to the traditional lease programs, PNC Equipment Finance offers special programs tailored for the golf industry.

Easy Lease

PNC Equipment Finance offers access of up to $300,000 for equipment acquisition by simply completing an easy one-page credit application. The application will be credit decisioned within 24 hours, and does not require the submission of detailed financial statements or other documents.

Standard Leases

For projects exceeding $300,000 a typical credit application package is required with two years of financial statements. We offer leases with a variety of end of lease options including: Fair market value (FMV), conditional sales contract (CSC), dollar out and fixed dollar payments at lease end. Lease terms range from 24 to 60 months.

Master Leases

PNC Equipment Finance offers low cost lines-of-credit that require no fees or payments for the unused portion of your credit line. Master agreements allow you to complete one set of documents and add schedules as you acquire more equipment. The line-of-credit and Master Lease Agreement concepts save you both time and money and provide you with all-encompassing financial solutions that allow you to bundle a variety of products and services into one monthly payment.

Seasonal Payment Programs

To meet the unique needs of the golf course industry, PNC Equipment Finance offers seasonal payment programs that are designed to match the course's cash flows with lease payments. Under this program, monthly payments are higher during those times of the year when cash is more available due to higher play and club utilization. Subsequently, payments are lower during low play times.

We finance the following types of golf industry equipment:

• Golf car fleets
• Turf maintenance equipment
• Utility vehicles
• Irrigation systems
• Global positioning systems
• Clubhouse furniture, fixtures & equipment
• Food and beverage equipment
• Point-of-sale equipment
• Computers, copiers, and office equipment
• Telephone systems
• Other club management related assets